For the twelve months ended Sep 30, 2026, Ethos Technologies Inc. reported $727.95M of revenue and -$117.63M of net income.
LIFE revenue was $235.22M in fiscal Q3 2026 (ended Sep 30, 2026), up 150.8% from a year earlier and up 24.1% from the prior quarter. For the full fiscal 2025 it was $387.61M, up 52.0% from fiscal 2024.
LIFE net income was $4.67M in fiscal Q3 2026 (ended Sep 30, 2026), down 70.6% from a year earlier and down 76.1% from the prior quarter. For the full fiscal 2025 it was $71.15M, up 45.7% from fiscal 2024.
LIFE diluted EPS was $0.07 in fiscal Q3 2026 (ended Sep 30, 2026), down 74.1% from a year earlier and down 76.7% from the prior quarter. For the full fiscal 2025 it was $1.22, up 43.5% from fiscal 2024.
LIFE free cash flow was $40.06M in fiscal Q3 2026 (ended Sep 30, 2026), up 495.8% from a year earlier and up 13.4% from the prior quarter. For the full fiscal 2025 it was $34.73M, compared with -$11.68M in fiscal 2024.
| Line item | Dec 31, 2025 | Dec 31, 2024 |
|---|---|---|
| Revenue | $387.61M | $254.93M |
| Cost of revenue | $6.73M | $6.53M |
| Gross profit | $380.88M | $248.40M |
| Selling, general and admin | $39.65M | $22.42M |
| Operating income | $72.92M | $48.75M |
| Pre-tax income | $75.74M | $53.94M |
| Income tax | $4.59M | $5.10M |
| Net income | $71.15M | $48.83M |
| EPS, basic | $4.31 | $3.05 |
| EPS, diluted | $1.22 | $0.85 |
| Diluted shares | 58.4M | 57.6M |
| Line item | Dec 31, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash and equivalents | $91.09M | $35.08M |
| Short-term investments | $34.88M | $68.28M |
| Receivables | $36.50M | $30.30M |
| Current assets | $245.80M | $174.81M |
| Goodwill | $2.24M | $2.24M |
| Total assets | $515.34M | $395.88M |
| Current liabilities | $113.19M | $67.60M |
| Total liabilities | $135.46M | $99.03M |
| Shareholders' equity | -$24.12M | -$107.15M |
| Line item | Dec 31, 2025 | Dec 31, 2024 |
|---|---|---|
| Operating cash flow | $36.23M | -$10.91M |
| Capital expenditures | $1.49M | $776.0K |
| Free cash flow | $34.73M | -$11.68M |
| Investing cash flow | $31.87M | -$896.0K |
| Financing cash flow | -$12.05M | $21.86M |
| Dividends paid | $0 | - |
| Stock-based compensation | $10.60M | $3.17M |
| Depreciation and amortization | $5.36M | $5.44M |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | $235.22M | $189.56M | $193.10M | $110.08M | $93.79M | $88.85M | $94.89M |
| Cost of revenue | $4.45M | $4.03M | $3.23M | $2.06M | $1.68M | $1.42M | $1.57M |
| Gross profit | $230.76M | $185.54M | $189.87M | $108.02M | $92.12M | $87.43M | $93.31M |
| Selling, general and admin | $39.18M | $23.91M | $180.64M | $9.23M | $8.87M | $8.15M | $13.40M |
| Operating income | $3.85M | $18.12M | -$163.31M | $24.47M | $17.07M | $18.84M | $12.54M |
| Pre-tax income | $5.46M | $19.32M | -$162.55M | $25.13M | $17.74M | $19.77M | $13.11M |
| Income tax | $790.0K | -$211.0K | $3.85M | $564.0K | $1.86M | $1.30M | $864.0K |
| Net income | $4.67M | $19.53M | -$166.39M | $24.56M | $15.87M | $18.47M | $12.25M |
| EPS, basic | $0.07 | $0.31 | -$3.57 | $1.48 | $0.96 | $1.12 | $0.75 |
| EPS, diluted | $0.07 | $0.30 | -$3.57 | $0.43 | $0.27 | $0.31 | $0.21 |
| Diluted shares | 69.2M | 65.6M | 48.1M | - | 58.2M | 58.8M | 58.8M |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
|---|---|---|---|---|---|---|---|
| Cash and equivalents | $149.80M | $112.16M | $107.91M | $91.09M | $84.27M | $80.28M | $51.25M |
| Short-term investments | $71.66M | $56.16M | $36.69M | $34.88M | - | - | - |
| Receivables | $83.46M | $57.21M | $53.34M | $36.50M | - | - | - |
| Current assets | $407.61M | $302.00M | $259.35M | $245.80M | - | - | - |
| Goodwill | $2.24M | $2.24M | $2.24M | $2.24M | - | - | - |
| Total assets | $808.52M | $696.08M | $619.36M | $515.34M | - | - | - |
| Current liabilities | $276.82M | $199.04M | $154.96M | $113.19M | - | - | - |
| Total liabilities | $296.37M | $219.92M | $178.04M | $135.46M | - | - | - |
| Shareholders' equity | $512.15M | $476.17M | $441.32M | -$24.12M | -$48.92M | -$65.01M | -$84.11M |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
|---|---|---|---|---|---|---|---|
| Operating cash flow | $40.73M | $35.66M | $31.21M | $4.94M | $7.25M | $13.22M | $10.81M |
| Capital expenditures | $672.0K | $325.0K | $353.0K | $390.0K | $523.0K | $300.0K | $278.0K |
| Free cash flow | $40.06M | $35.34M | $30.86M | $4.55M | $6.72M | $12.92M | $10.53M |
| Investing cash flow | -$2.51M | -$26.99M | -$52.10M | $8.75M | $1.90M | $19.24M | $1.98M |
| Financing cash flow | -$567.0K | -$4.41M | $37.78M | -$6.87M | -$5.14M | -$3.43M | $3.39M |
| Stock-based compensation | $29.10M | $15.47M | $192.72M | $32.0K | $272.0K | $478.0K | $9.81M |
| Depreciation and amortization | $1.84M | $1.55M | $1.35M | $1.28M | $1.33M | $1.41M | $1.34M |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 |
|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 150.8% | 113.4% | 103.5% | - | - | - | - |
| Net income growth, YoY | -70.6% | 5.8% | - | - | - | - | - |
| EPS growth, YoY | -74.1% | -3.2% | - | - | - | - | - |
| Gross margin | 98.1% | 97.9% | 98.3% | 98.1% | 98.2% | 98.4% | 98.3% |
| Operating margin | 1.6% | 9.6% | -84.6% | 22.2% | 18.2% | 21.2% | 13.2% |
| Net margin | 2.0% | 10.3% | -86.2% | 22.3% | 16.9% | 20.8% | 12.9% |
| Free cash flow margin | 17.0% | 18.6% | 16.0% | 4.1% | 7.2% | 14.5% | 11.1% |
| Current ratio | 1.47 | 1.52 | 1.67 | 2.17 | - | - | - |
Source: XBRL data Ethos Technologies Inc. files with the SEC, latest filing dated Nov 4, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| LIFE | $727.95M | - | -$117.63M | -16.2% | $2.33B |
| MRSH | $28.46B | +7.6% | $4.04B | 14.2% | $97.18B |
| AJG | $16.36B | +25.6% | $1.70B | 10.4% | $71.95B |
| AON | $17.68B | +3.8% | $3.93B | 22.2% | $71.24B |
| WTW | $10.27B | +4.8% | $1.56B | 15.2% | $30.16B |
| BRO | $6.91B | +26.1% | $1.22B | 17.7% | $23.55B |
| EQH | $13.05B | +8.7% | $1.50B | 11.5% | $14.78B |
| ERIE | $4.12B | +2.0% | $576.14M | 14.0% | $12.50B |
| FNF | $14.91B | +6.4% | $1.05B | 7.0% | $12.08B |