For fiscal 2025 (ended Dec 31, 2025), MainStreet Bancshares Inc. reported $135.62M of revenue and $15.61M of net income.
MNSB revenue was $19.45M in fiscal Q3 2026 (ended Sep 30, 2026), up 6.7% from a year earlier and up 1.7% from the prior quarter. For the full fiscal 2025 it was $135.62M, down 1.6% from fiscal 2024. Compound annual growth was +20.5% over 5 years. It rose in 6 of the last 7 fiscal years.
MNSB net income was $3.60M in fiscal Q3 2026 (ended Sep 30, 2026), down 20.2% from a year earlier and down 22.8% from the prior quarter. For the full fiscal 2025 it was $15.61M, compared with -$9.98M in fiscal 2024. Compound annual growth was -0.1% over 5 years.
MNSB diluted EPS was $0.43 in fiscal Q3 2026 (ended Sep 30, 2026), down 17.3% from a year earlier and down 25.9% from the prior quarter. For the full fiscal 2025 it was $1.76.
MNSB free cash flow was $5.80M in fiscal Q3 2026 (ended Sep 30, 2026), up 6.4% from a year earlier and up 19.6% from the prior quarter. For the full fiscal 2025 it was $10.64M, down 23.1% from fiscal 2024. Compound annual growth was -7.5% over 5 years. It rose in 4 of the last 7 fiscal years.
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $135.62M | $137.87M | $127.76M | $88.68M | $59.65M | $53.43M | $44.30M | $34.41M |
| Gross profit | $73.57M | $65.83M | $80.08M | $75.31M | - | - | - | - |
| Selling, general and admin | $996.0K | $929.0K | $922.0K | $872.0K | $685.0K | $674.0K | $731.0K | $576.0K |
| Interest expense | - | - | $48.18M | $13.84M | $10.66M | $16.09M | $19.38M | $12.67M |
| Pre-tax income | $19.09M | -$13.90M | $32.82M | $33.39M | $27.96M | $19.56M | $17.30M | $11.30M |
| Income tax | $3.48M | -$3.92M | $6.24M | $6.71M | $5.79M | $3.84M | $3.35M | $2.09M |
| Net income | $15.61M | -$9.98M | $26.59M | $26.67M | $22.17M | $15.72M | $13.95M | $9.21M |
| EPS, basic | $1.76 | -$1.60 | $3.25 | $3.26 | $2.65 | $1.85 | $1.69 | $1.38 |
| EPS, diluted | $1.76 | -$1.60 | $3.25 | $3.26 | $2.65 | $1.85 | $1.69 | $1.38 |
| Diluted shares | - | - | - | - | 7.6M | 8.1M | 8.3M | 6.7M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 |
|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | - | - | - | - | $93.20M | $107.53M | $64.84M | $58.08M |
| Total assets | $2.21B | $2.23B | $2.04B | $1.88B | $1.65B | $1.64B | $1.28B | $1.10B |
| Total debt | $0 | $0 | $15.00M | - | - | - | - | - |
| Total liabilities | $1.99B | $2.02B | $1.81B | $1.73B | $1.46B | $1.48B | $1.14B | $979.36M |
| Shareholders' equity | $218.59M | $207.99M | $221.52M | $198.28M | $188.79M | $167.66M | $137.03M | $121.25M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 |
|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $14.81M | $14.74M | $31.63M | $33.54M | $29.12M | $17.02M | $16.69M | $12.59M |
| Capital expenditures | $4.17M | $909.0K | $497.0K | $1.13M | $1.81M | $1.28M | $990.0K | $1.38M |
| Free cash flow | $10.64M | $13.83M | $31.14M | $32.42M | $27.32M | $15.73M | $15.70M | $11.22M |
| Investing cash flow | -$38.38M | -$122.28M | -$130.75M | -$228.74M | -$60.52M | -$313.79M | -$161.41M | -$273.42M |
| Financing cash flow | -$21.38M | $200.73M | $83.03M | $232.59M | -$14.20M | $339.45M | $151.49M | $281.41M |
| Dividends paid | $3.05M | $3.05M | $3.01M | $1.88M | $0 | - | - | - |
| Share repurchases | $4.34M | $732.0K | $43.0K | $6.92M | $0 | $13.80M | - | - |
| Stock-based compensation | $2.59M | $2.84M | $2.49M | $2.52M | $1.89M | $1.53M | $1.04M | $883.0K |
| Depreciation and amortization | $1.10M | $1.50M | $1.30M | $1.30M | $1.20M | $1.10M | $1.00M | $977.7K |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | -1.6% | 7.9% | 44.1% | 48.7% | 11.6% | 20.6% | 28.7% | - |
| Net income growth, YoY | - | - | -0.3% | 20.3% | 41.1% | 12.7% | 51.5% | - |
| EPS growth, YoY | - | - | -0.3% | 23.0% | 43.2% | 9.5% | 22.5% | - |
| Gross margin | 54.3% | 47.7% | 62.7% | 84.9% | - | - | - | - |
| Net margin | 11.5% | -7.2% | 20.8% | 30.1% | 37.2% | 29.4% | 31.5% | 26.8% |
| Free cash flow margin | 7.8% | 10.0% | 24.4% | 36.6% | 45.8% | 29.4% | 35.4% | 32.6% |
| Return on equity | 7.1% | -4.8% | 12.0% | 13.5% | 11.7% | 9.4% | 10.2% | 7.6% |
| Return on assets | 0.7% | -0.4% | 1.3% | 1.4% | 1.3% | 1.0% | 1.1% | 0.8% |
| Debt to equity | 0.00 | 0.00 | 0.07 | - | - | - | - | - |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $19.45M | $19.13M | $17.90M | - | $18.22M | $19.86M | $17.45M | $35.92M | $34.48M | $34.20M | $33.27M | $65.75M |
| Gross profit | - | - | - | $18.04M | $18.22M | $19.86M | $17.45M | $16.85M | $16.23M | $16.33M | $16.42M | - |
| Selling, general and admin | $210.0K | $207.0K | $241.0K | $239.0K | $259.0K | $270.0K | $229.0K | $243.0K | $215.0K | $229.0K | $242.0K | $219.0K |
| Interest expense | - | - | - | - | - | - | - | - | - | - | $17.00M | $16.07M |
| Pre-tax income | $4.64M | $6.03M | $5.36M | $4.89M | $5.41M | $5.65M | $3.13M | -$20.99M | $97.0K | $2.86M | $4.13M | $6.27M |
| Income tax | $1.04M | $1.36M | $1.26M | $837.0K | $896.0K | $1.06M | $682.0K | -$4.82M | -$168.0K | $238.0K | $830.0K | $1.12M |
| Net income | $3.60M | $4.67M | $4.10M | $4.05M | $4.52M | $4.59M | $2.45M | -$16.17M | $265.0K | $2.62M | $3.31M | $5.15M |
| EPS, basic | $0.43 | $0.58 | $0.48 | - | $0.52 | $0.53 | $0.25 | - | -$0.04 | $0.27 | $0.36 | - |
| EPS, diluted | $0.43 | $0.58 | $0.48 | - | $0.52 | $0.53 | $0.25 | - | -$0.04 | $0.27 | $0.36 | - |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assets | $2.23B | $2.24B | $2.22B | $2.21B | $2.12B | $2.11B | $2.22B | $2.23B | $2.22B | $2.09B | $2.07B | $2.04B |
| Total debt | - | - | - | $0 | - | - | - | $0 | - | - | - | $15.00M |
| Total liabilities | $2.02B | $2.03B | $2.01B | $1.99B | $1.91B | $1.90B | $2.01B | $2.02B | $2.00B | $1.87B | $1.85B | $1.81B |
| Shareholders' equity | $214.87M | $214.44M | $214.98M | $218.59M | $218.36M | $213.47M | $209.62M | $207.99M | $226.05M | $224.72M | $223.12M | $221.52M |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $5.92M | $4.95M | $6.60M | $6.58M | $5.59M | $1.19M | $1.45M | $5.45M | $4.47M | $1.17M | $3.64M | $5.33M |
| Capital expenditures | $126.0K | $96.0K | $101.0K | $159.0K | $138.0K | $3.82M | $55.0K | $39.0K | $161.0K | $102.0K | $607.0K | $7.0K |
| Free cash flow | $5.80M | $4.85M | $6.50M | $6.42M | $5.45M | -$2.63M | $1.40M | $5.41M | $4.31M | $1.07M | $3.04M | $5.32M |
| Investing cash flow | -$5.25M | -$77.12M | -$8.64M | -$54.28M | -$21.20M | $41.47M | -$4.37M | -$42.67M | -$822.0K | -$55.48M | -$23.30M | -$28.64M |
| Financing cash flow | -$11.56M | $13.34M | $7.40M | $83.17M | $9.62M | -$112.02M | -$2.15M | $12.81M | $137.01M | $21.03M | $29.89M | $16.64M |
| Dividends paid | $712.0K | $712.0K | $758.0K | $750.0K | $770.0K | $771.0K | $759.0K | $760.0K | $760.0K | $762.0K | $764.0K | $753.0K |
| Share repurchases | $0 | $4.99M | $6.08M | $3.89M | $0 | $0 | $446.0K | $13.0K | $0 | $300.0K | $419.0K | $0 |
| Stock-based compensation | $676.0K | $614.0K | $599.0K | $701.0K | $642.0K | $664.0K | $579.0K | $756.0K | $702.0K | $690.0K | $690.0K | $588.0K |
| Depreciation and amortization | $1.11M | $1.24M | $959.0K | -$2.19M | $1.10M | $1.10M | $1.09M | -$1.03M | $900.0K | $881.0K | $750.0K | -$384.0K |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 6.7% | -3.7% | 2.6% | - | -47.1% | -41.9% | -47.5% | -45.4% | 75.3% | 70.3% | 50.6% | 85.2% |
| Net income growth, YoY | -20.2% | 1.7% | 67.1% | - | 1604.5% | 75.3% | -25.8% | - | -95.8% | -62.3% | -59.5% | -32.1% |
| EPS growth, YoY | -17.3% | 9.4% | 92.0% | - | - | 96.3% | -30.6% | - | - | -68.2% | -64.4% | - |
| Gross margin | - | - | - | - | 100.0% | 100.0% | 100.0% | 46.9% | 47.1% | 47.7% | 49.4% | - |
| Net margin | 18.5% | 24.4% | 22.9% | - | 24.8% | 23.1% | 14.1% | -45.0% | 0.8% | 7.7% | 9.9% | 7.8% |
| Free cash flow margin | 29.8% | 25.4% | 36.3% | - | 29.9% | -13.2% | 8.0% | 15.1% | 12.5% | 3.1% | 9.1% | 8.1% |
| Debt to equity | - | - | - | 0.00 | - | - | - | 0.00 | - | - | - | 0.07 |
Source: XBRL data MainStreet Bancshares Inc. files with the SEC, latest filing dated Nov 9, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| MNSB | $135.62M | -1.6% | $15.61M | 11.5% | $155.9M |
| JPM | $203.15B | +13.2% | $65.98B | 32.5% | $908.43B |
| BAC | $120.16B | +5.4% | $32.24B | 26.8% | $348.81B |
| WFC | $87.23B | +5.4% | $22.97B | 26.3% | $256.63B |
| C | $85.22B | +5.6% | $14.31B | 16.8% | $201.89B |
| UBS | $49.57B | +2.0% | $7.80B | 15.7% | $151.93B |
| MFG | ¥8.79T | +7.6% | ¥1.16T | 13.2% | $122.19B |
| COF | $63.01B | +31.2% | $10.87B | 17.2% | $119.45B |
| BNS | C$37.74B | +12.1% | C$7.79B | 20.6% | $114.51B |