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Financials · MPB

Mid Penn Bancorp (MPB) financials

For the twelve months ended Sep 30, 2026, Mid Penn Bancorp reported $277.43M of revenue and $71.47M of net income.

Revenue, TTM
$277.43M
Revenue growth, YoY
+31.3%
Net income, TTM
$71.47M
Net income growth, YoY
+42.8%
Net margin
25.8%
Free cash flow, TTM
$63.85M
EPS, diluted, TTM
$2.88
EPS growth, YoY
+18.0%
P/E
12.36
P/S
3.19
Market cap
$883.7M
Annual revenue$225.94M
FY2016FY2025
Annual net income$56.25M
FY2016FY2025
Annual free cash flow$71.80M
FY2016FY2025

MPB revenue and earnings growth

MPB revenueQ3 2026$74.68M

Quarter YoY
+20.8%
QoQ
-1.6%
FY YoY
+26.1%
5Y CAGR
+16.3%
10Y CAGR
+20.2%

MPB revenue was $74.68M in fiscal Q3 2026 (ended Sep 30, 2026), up 20.8% from a year earlier and down 1.6% from the prior quarter. For the full fiscal 2025 it was $225.94M, up 26.1% from fiscal 2024. Compound annual growth was +16.3% over 5 years and +20.2% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

MPB net incomeQ3 2026$21.63M

Quarter YoY
+18.2%
QoQ
-0.3%
FY YoY
+13.8%
5Y CAGR
+16.5%
10Y CAGR
+24.0%

MPB net income was $21.63M in fiscal Q3 2026 (ended Sep 30, 2026), up 18.2% from a year earlier and down 0.3% from the prior quarter. For the full fiscal 2025 it was $56.25M, up 13.8% from fiscal 2024. Compound annual growth was +16.5% over 5 years and +24.0% over 10 years. It rose in 8 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

MPB EPSQ3 2026$0.84

Quarter YoY
+6.3%
QoQ
-1.2%
FY YoY
-12.1%

MPB diluted EPS was $0.84 in fiscal Q3 2026 (ended Sep 30, 2026), up 6.3% from a year earlier and down 1.2% from the prior quarter. For the full fiscal 2025 it was $2.55, down 12.1% from fiscal 2024.

MPB free cash flowQ3 2026$15.87M

Quarter YoY
-38.5%
QoQ
-49.1%
FY YoY
+61.5%
5Y CAGR
+47.2%
10Y CAGR
+19.9%

MPB free cash flow was $15.87M in fiscal Q3 2026 (ended Sep 30, 2026), down 38.5% from a year earlier and down 49.1% from the prior quarter. For the full fiscal 2025 it was $71.80M, up 61.5% from fiscal 2024. Compound annual growth was +47.2% over 5 years and +19.9% over 10 years. It rose in 5 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$225.94M$179.16M$166.98M$171.49M$130.10M$106.12M$82.77M$63.40M$43.30M$40.79M
Interest expense--$89.37M$17.77M$14.75M$19.73M$25.16M$12.72M$6.30M$5.37M
Pre-tax income$72.37M$60.03M$44.69M$67.35M$36.05M$31.34M$21.43M$12.72M$11.59M$10.08M
Income tax$16.12M$10.60M$7.30M$12.54M$6.73M$5.13M$3.73M$2.13M$4.50M$2.28M
Net income$56.25M$49.44M$37.40M$54.81M$29.32M$26.21M$17.70M$10.60M$7.09M$7.80M
EPS, basic$2.59$2.90$2.29$3.44$2.71$3.11$2.09$1.48$1.67$1.85
EPS, diluted$2.55$2.90$2.29$3.44$2.71$3.10$2.09$1.48$1.67$1.85
Diluted shares22.0M17.1M16.4M15.9M10.8M8.4M8.5M7.1M4.3M-

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Goodwill$136.62M$128.16M$127.03M$114.23M$113.83M$62.84M$62.84M$62.84M$3.92M$3.92M
Total assets$6.13B$5.47B$5.29B$4.50B$4.69B$3.00B$2.23B$2.08B$1.17B$1.03B
Short-term debt$20.83M$2.00M$241.53M$102.65M$0$125.62M$0$43.10M$34.61M-
Total liabilities$5.32B$4.82B$4.75B$3.99B$4.20B$2.74B$1.99B$1.85B$1.09B$962.13M
Shareholders' equity$814.06M$655.02M$542.35M$512.10M$490.08M$255.69M$237.87M$223.53M$75.69M$70.47M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$80.03M$51.39M$52.34M$59.99M$65.90M$14.07M$7.83M$10.98M$11.89M$21.85M
Capital expenditures$8.23M$6.92M$2.77M$4.25M$3.50M$3.69M$3.88M$8.96M$6.88M$775.0K
Free cash flow$71.80M$44.47M$49.57M$55.74M$62.40M$10.38M$3.95M$2.02M$5.02M$21.07M
Investing cash flow$83.17M-$208.74M-$408.93M-$704.71M$169.37M-$588.91M-$26.98M$21.85M-$163.80M-$86.80M
Financing cash flow-$134.85M$131.16M$392.47M-$208.15M$374.76M$739.54M$118.12M-$16.28M$129.44M$97.64M
Dividends paid$18.16M$13.82M$12.98M$12.73M$8.87M$6.50M$6.69M$4.51M$2.20M$2.45M
Share repurchases$2.25M$323.0K$4.88M$2.96M$128.0K$1.79M----
Stock-based compensation$2.00M$1.05M$1.10M$1.14M$696.0K$414.0K----

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY26.1%7.3%-2.6%31.8%22.6%28.2%30.6%46.4%6.1%13.3%
Net income growth, YoY13.8%32.2%-31.8%86.9%11.9%48.1%67.1%49.5%-9.2%19.5%
EPS growth, YoY-12.1%26.6%-33.4%--12.6%48.3%41.2%--9.7%25.9%
Net margin24.9%27.6%22.4%32.0%22.5%24.7%21.4%16.7%16.4%19.1%
Free cash flow margin31.8%24.8%29.7%32.5%48.0%9.8%4.8%3.2%11.6%51.7%
Return on equity6.9%7.5%6.9%10.7%6.0%10.3%7.4%4.7%9.4%11.1%
Return on assets0.9%0.9%0.7%1.2%0.6%0.9%0.8%0.5%0.6%0.8%

Source: XBRL data Mid Penn Bancorp files with the SEC, latest filing dated Nov 5, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

MPB peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
MPB$277.43M+31.3%$71.47M25.8%$883.7M
JPM$203.15B+13.2%$65.98B32.5%$908.43B
BAC$120.16B+5.4%$32.24B26.8%$348.81B
WFC$87.23B+5.4%$22.97B26.3%$256.63B
C$85.22B+5.6%$14.31B16.8%$201.89B
UBS$49.57B+2.0%$7.80B15.7%$151.93B
MFG¥8.79T+7.6%¥1.16T13.2%$122.19B
COF$63.01B+31.2%$10.87B17.2%$119.45B
BNSC$37.74B+12.1%C$7.79B20.6%$114.51B

MPB FAQ

7 questions
  • What is MPB revenue?
    Mid Penn Bancorp (MPB) reported $277.43M of revenue for the twelve months ended Sep 30, 2026. That is up 31.3% from the year before. Revenue for fiscal 2025 was $225.94M.
  • Is MPB profitable?
    Yes. Mid Penn Bancorp earned $71.47M in net income for the twelve months ended Sep 30, 2026, a net margin of 25.8%.
  • How fast is MPB revenue growing?
    Mid Penn Bancorp's revenue changed +26.1% in fiscal 2025, to $225.94M. Its compound annual growth rate was +16.3% over 5 years and +20.2% over 10 years.
  • What is MPB free cash flow?
    Mid Penn Bancorp generated $63.85M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $70.24M less capital expenditures.
  • What is MPB earnings per share?
    Diluted earnings per share were $2.88 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did MPB last report financial results?
    The latest statements here come from Mid Penn Bancorp's 10-Q filed on Nov 5, 2026, covering the period ended Sep 30, 2026.
  • Where does this MPB financial data come from?
    Quantisnow builds these statements from the structured XBRL data Mid Penn Bancorp files with the SEC. It is provided for information only and is not investment advice.