Financials · MYFW

First Western Financial Inc. (MYFW) financials

For the twelve months ended Sep 30, 2026, First Western Financial Inc. reported $112.31M of revenue and $21.23M of net income.

Revenue, TTM
$112.31M
Revenue growth, YoY
+13.8%
Net income, TTM
$21.23M
Net income growth, YoY
+68.2%
Net margin
18.9%
Free cash flow, TTM
$20.02M
EPS, diluted, TTM
$2.13
EPS growth, YoY
+65.1%
Cash
$166.25M
P/E
14.13
P/S
2.67
Market cap
$300.1M
Annual revenue$101.94M
FY2017FY2025
Annual net income$13.19M
FY2017FY2025
Annual free cash flow-$5.77M
FY2017FY2025

MYFW revenue and earnings growth

MYFW revenueQ3 2026$28.77M

Quarter YoY
+9.4%
QoQ
+0.5%
FY YoY
+10.8%
5Y CAGR
+0.9%

MYFW revenue was $28.77M in fiscal Q3 2026 (ended Sep 30, 2026), up 9.4% from a year earlier and up 0.5% from the prior quarter. For the full fiscal 2025 it was $101.94M, up 10.8% from fiscal 2024. Compound annual growth was +0.9% over 5 years. It rose in 5 of the last 8 fiscal years.

MYFW net incomeQ3 2026$5.98M

Quarter YoY
+87.7%
QoQ
+4.4%
FY YoY
+55.6%
5Y CAGR
-11.7%

MYFW net income was $5.98M in fiscal Q3 2026 (ended Sep 30, 2026), up 87.7% from a year earlier and up 4.4% from the prior quarter. For the full fiscal 2025 it was $13.19M, up 55.6% from fiscal 2024. Compound annual growth was -11.7% over 5 years. It rose in 6 of the last 8 fiscal years.

MYFW EPSQ3 2026$0.60

Quarter YoY
+87.5%
QoQ
+5.3%
FY YoY
+54.0%
5Y CAGR
-15.3%

MYFW diluted EPS was $0.60 in fiscal Q3 2026 (ended Sep 30, 2026), up 87.5% from a year earlier and up 5.3% from the prior quarter. For the full fiscal 2025 it was $1.34, up 54.0% from fiscal 2024. Compound annual growth was -15.3% over 5 years.

MYFW free cash flowQ3 2026$7.89M

Quarter YoY
-26.1%
QoQ
-29.9%

MYFW free cash flow was $7.89M in fiscal Q3 2026 (ended Sep 30, 2026), down 26.1% from a year earlier and down 29.9% from the prior quarter. For the full fiscal 2025 it was -$5.77M, compared with -$607.0K in fiscal 2024.

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Revenue$101.94M$92.00M$93.05M$111.62M$96.64M$97.28M$64.64M$57.80M$55.29M
Interest expense-$88.33M$74.45M$17.27M$5.42M$7.23M$12.99M$8.17M$5.76M
Pre-tax income$17.07M$11.58M$7.06M$28.83M$27.28M$33.06M$10.19M$7.42M$5.01M
Income tax$3.89M$3.11M$1.84M$7.13M$6.67M$8.53M$2.18M$1.77M$2.98M
Net income$13.19M$8.47M$5.22M$21.70M$20.61M$24.53M$8.01M$5.65M$2.02M
EPS, basic$1.36$0.88$0.55$2.29$2.58$3.11$1.02$0.64-$0.05
EPS, diluted$1.34$0.87$0.54$2.23$2.50$3.08$1.01$0.63-$0.05
Diluted shares9.8M9.8M9.7M9.7M8.2M8.0M7.9M6.8M5.6M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Cash and equivalents$200.28M$237.94M$255.19M$196.51M$386.98M$155.99M$78.64M$73.36M$9.50M
Goodwill$30.40M$30.40M$30.40M$30.40M$30.59M$24.19M$19.69M$24.81M$24.81M
Total assets$3.15B$2.92B$2.98B$2.87B$2.53B$1.97B$1.25B$1.08B$969.66M
Total debt-$0-------
Total liabilities$2.89B$2.67B$2.73B$2.63B$2.31B$1.82B$1.12B$967.45M$867.81M
Shareholders' equity$265.56M$252.32M$242.74M$240.86M$219.04M$154.96M$127.68M$116.88M$101.85M

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Operating cash flow-$1.80M$606.0K$21.88M$48.28M$162.51M-$93.32M-$21.51M$17.80M-$5.43M
Capital expenditures$3.97M$1.21M$2.35M$2.97M$2.11M$1.21M$415.0K$714.0K$499.0K
Free cash flow-$5.77M-$607.0K$19.53M$45.31M$160.41M-$94.52M-$21.93M$17.09M-$5.93M
Investing cash flow-$264.44M$66.44M-$66.39M-$558.80M-$43.02M-$456.02M-$116.38M-$63.07M-$102.05M
Financing cash flow$228.58M-$84.30M$102.44M$320.05M$111.50M$626.69M$143.17M$109.13M$54.30M
Share repurchases$784.0K$89.0K$0--$377.0K$743.0K$181.0K-
Stock-based compensation$2.17M$1.49M$1.84M$2.56M$2.90M$2.54M$2.29M$1.86M$1.30M
Depreciation and amortization$2.64M$2.56M$2.38M$2.01M$1.26M$1.12M$1.67M$2.22M$2.45M

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Revenue growth, YoY10.8%-1.1%-16.6%15.5%-0.7%50.5%11.8%4.5%-
Net income growth, YoY55.6%62.2%-75.9%5.3%-16.0%206.3%41.8%179.1%-
EPS growth, YoY54.0%61.1%-75.8%-10.8%-18.8%205.0%60.3%--
Net margin12.9%9.2%5.6%19.4%21.3%25.2%12.4%9.8%3.7%
Free cash flow margin-5.7%-0.7%21.0%40.6%166.0%-97.2%-33.9%29.6%-10.7%
Return on equity5.0%3.4%2.2%9.0%9.4%15.8%6.3%4.8%2.0%
Return on assets0.4%0.3%0.2%0.8%0.8%1.2%0.6%0.5%0.2%
Debt to equity-0.00-------

Source: XBRL data First Western Financial Inc. files with the SEC, latest filing dated Oct 30, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

MYFW peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
MYFW$112.31M+13.8%$21.23M18.9%$300.1M
JPM$203.15B+13.2%$65.98B32.5%$888.26B
BAC$120.16B+5.4%$32.24B26.8%$340.97B
WFC$87.23B+5.4%$22.97B26.3%$251.98B
C$85.22B+5.6%$14.31B16.8%$199.70B
UBS$49.57B+2.0%$7.80B15.7%$148.27B
COF$63.01B+31.2%$10.87B17.2%$121.43B
MFG¥8.79T+7.6%¥1.16T13.2%$116.96B
BNSC$37.74B+12.1%C$7.79B20.6%$112.48B

MYFW FAQ

8 questions
  • What is MYFW revenue?
    First Western Financial Inc. (MYFW) reported $112.31M of revenue for the twelve months ended Sep 30, 2026. That is up 13.8% from the year before. Revenue for fiscal 2025 was $101.94M.
  • Is MYFW profitable?
    Yes. First Western Financial Inc. earned $21.23M in net income for the twelve months ended Sep 30, 2026, a net margin of 18.9%.
  • How much cash and debt does MYFW have?
    First Western Financial Inc. reported $166.25M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is MYFW revenue growing?
    First Western Financial Inc.'s revenue changed +10.8% in fiscal 2025, to $101.94M. Its compound annual growth rate was +0.9% over 5 years.
  • What is MYFW free cash flow?
    First Western Financial Inc. generated $20.02M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $23.32M less capital expenditures.
  • What is MYFW earnings per share?
    Diluted earnings per share were $2.13 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did MYFW last report financial results?
    The latest statements here come from First Western Financial Inc.'s 10-Q filed on Oct 30, 2026, covering the period ended Sep 30, 2026.
  • Where does this MYFW financial data come from?
    Quantisnow builds these statements from the structured XBRL data First Western Financial Inc. files with the SEC. It is provided for information only and is not investment advice.