For the twelve months ended Sep 30, 2026, NewtekOne Inc. 8.50% Fixed Rate Senior Notes due 2029 reported $291.16M of revenue and $58.26M of net income.
NEWTG revenue was $71.78M in fiscal Q3 2026 (ended Sep 30, 2026), down 4.2% from a year earlier and down 4.4% from the prior quarter. For the full fiscal 2025 it was $284.80M, up 10.6% from fiscal 2024. It rose in 3 of the last 4 fiscal years. Fiscal 2025 is the highest of the 5 fiscal years on file.
NEWTG net income was $10.70M in fiscal Q3 2026 (ended Sep 30, 2026), down 40.2% from a year earlier and down 26.7% from the prior quarter. For the full fiscal 2025 it was $60.51M, up 19.0% from fiscal 2024. It rose in 3 of the last 4 fiscal years.
NEWTG diluted EPS was $0.34 in fiscal Q3 2026 (ended Sep 30, 2026), down 49.3% from a year earlier and down 27.7% from the prior quarter. For the full fiscal 2025 it was $2.18, up 11.2% from fiscal 2024.
NEWTG free cash flow was -$152.50M in fiscal Q3 2026 (ended Sep 30, 2026), compared with -$167.32M a year earlier. For the full fiscal 2025 it was -$579.35M, compared with -$153.45M in fiscal 2024.
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $284.80M | $257.62M | $203.41M | $105.17M | $147.76M |
| Interest expense | - | - | $67.74M | $26.32M | $20.52M |
| Income tax | $19.46M | $17.84M | -$1.96M | $6.46M | $1.33M |
| Net income | $60.51M | $50.85M | $47.33M | $32.31M | $84.14M |
| EPS, basic | $2.21 | $1.97 | $1.89 | $1.34 | $3.69 |
| EPS, diluted | $2.18 | $1.96 | $1.88 | $1.34 | $3.69 |
| Diluted shares | 26.7M | 25.2M | 24.3M | 24.2M | 22.8M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Cash and equivalents | $310.29M | $381.37M | $184.01M | $125.61M | $186.86M |
| Goodwill | $14.09M | $14.09M | $25.89M | $0 | - |
| Total assets | $2.74B | $2.06B | $1.43B | $998.90M | $1.06B |
| Total debt | $819.89M | $708.04M | $644.12M | $539.33M | $472.05M |
| Total liabilities | $2.35B | $1.76B | $1.18B | $623.54M | $652.67M |
| Shareholders' equity | $397.57M | $296.28M | $249.05M | $375.36M | $403.89M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Operating cash flow | -$579.24M | -$153.01M | -$169.22M | -$62.42M | $140.92M |
| Capital expenditures | $106.0K | $439.0K | $458.0K | $11.0K | $0 |
| Free cash flow | -$579.35M | -$153.45M | -$169.68M | -$62.43M | $140.92M |
| Investing cash flow | -$245.29M | -$209.05M | -$172.24M | -$11.0K | $0 |
| Financing cash flow | $753.45M | $560.90M | $344.97M | $1.18M | -$5.49M |
| Dividends paid | $28.04M | $20.25M | $14.15M | $64.54M | $70.14M |
| Share repurchases | $0 | $402.0K | $0 | $0 | - |
| Stock-based compensation | $4.10M | $4.06M | $2.83M | $0 | $0 |
| Depreciation and amortization | $668.0K | $1.78M | $2.88M | $239.0K | $304.0K |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue growth, YoY | 10.6% | 26.7% | 93.4% | -28.8% | - |
| Net income growth, YoY | 19.0% | 7.4% | 46.5% | -61.6% | - |
| EPS growth, YoY | 11.2% | 4.3% | 40.3% | -63.7% | - |
| Net margin | 21.2% | 19.7% | 23.3% | 30.7% | 56.9% |
| Free cash flow margin | -203.4% | -59.6% | -83.4% | -59.4% | 95.4% |
| Return on equity | 15.2% | 17.2% | 19.0% | 8.6% | 20.8% |
| Return on assets | 2.2% | 2.5% | 3.3% | 3.2% | 8.0% |
| Debt to equity | 2.06 | 2.39 | 2.59 | 1.44 | 1.17 |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $71.78M | $75.08M | $70.96M | $73.33M | $74.94M | $70.20M | $66.33M | $75.37M | $62.83M | $61.15M | $58.27M | $57.41M |
| Interest expense | - | - | - | - | - | - | - | - | - | - | $18.16M | $18.07M |
| Income tax | $3.52M | $4.54M | $3.69M | $4.95M | $7.17M | $5.07M | $2.28M | $5.43M | $5.12M | $3.84M | $3.45M | $3.98M |
| Net income | $10.70M | $14.61M | $13.40M | $19.54M | $17.90M | $13.70M | $9.37M | $18.32M | $11.93M | $10.95M | $9.65M | $10.85M |
| EPS, basic | $0.34 | $0.48 | $0.43 | $0.64 | $0.68 | $0.53 | $0.36 | $0.71 | $0.45 | $0.43 | $0.38 | $0.43 |
| EPS, diluted | $0.34 | $0.47 | $0.43 | $0.64 | $0.67 | $0.52 | $0.35 | $0.70 | $0.45 | $0.43 | $0.38 | $0.44 |
| Diluted shares | 28.7M | 28.7M | 28.7M | - | 26.0M | 25.6M | 25.6M | - | 26.6M | 24.7M | 24.4M | - |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $304.46M | $395.01M | $403.02M | $310.29M | $216.93M | $213.29M | $294.13M | $381.37M | $190.42M | $206.34M | $163.21M | $184.01M |
| Goodwill | $14.09M | $14.09M | $14.09M | $14.09M | $14.09M | $14.09M | $14.09M | $14.09M | $14.09M | $25.89M | $25.89M | $25.89M |
| Total assets | $3.53B | $3.18B | $2.89B | $2.74B | $2.40B | $2.13B | $2.14B | $2.06B | $1.67B | $1.62B | $1.51B | $1.43B |
| Total debt | $539.47M | $554.19M | $550.47M | $819.89M | $748.55M | $657.33M | $773.99M | $708.04M | $655.83M | $651.97M | $662.49M | $644.12M |
| Total liabilities | $3.11B | $2.77B | $2.48B | $2.35B | $2.01B | $1.81B | $1.83B | $1.76B | $1.39B | $1.34B | $1.26B | $1.18B |
| Shareholders' equity | $418.12M | $413.37M | $404.69M | $397.57M | $386.71M | $312.18M | $302.28M | $296.28M | $281.79M | $274.00M | $254.13M | $249.05M |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | -$152.47M | -$163.31M | -$257.46M | -$151.41M | -$167.32M | -$199.81M | -$60.70M | -$91.59M | -$25.67M | $2.92M | -$38.67M | -$67.75M |
| Capital expenditures | -$33.0K | -$31.0K | $89.0K | $10.0K | $5.0K | $54.0K | $37.0K | $64.0K | $247.0K | $71.0K | $57.0K | $165.0K |
| Free cash flow | -$152.50M | -$163.34M | -$257.55M | -$151.41M | -$167.32M | -$199.87M | -$60.74M | -$91.66M | -$25.91M | $2.85M | -$38.73M | -$67.91M |
| Investing cash flow | -$270.40M | -$139.84M | -$85.26M | -$51.42M | -$69.80M | -$44.83M | -$79.25M | -$86.22M | -$25.07M | -$53.96M | -$43.80M | -$34.02M |
| Financing cash flow | $332.32M | $295.14M | $435.45M | $296.18M | $240.76M | $163.80M | $52.71M | $368.76M | $36.29M | $94.17M | $61.68M | $29.50M |
| Dividends paid | $6.49M | $6.48M | $6.48M | $11.87M | $5.71M | $5.24M | $5.23M | $5.24M | $5.23M | $5.02M | $4.77M | $4.77M |
| Share repurchases | - | - | - | -$167.0K | $0 | - | - | $402.0K | $0 | - | - | - |
| Stock-based compensation | $608.0K | $594.0K | $565.0K | $89.0K | $618.0K | $1.56M | $1.83M | $1.80M | $918.0K | $662.0K | $681.0K | $813.0K |
| Depreciation and amortization | $127.0K | $255.0K | $36.0K | $119.0K | $129.0K | $274.0K | $146.0K | $214.0K | $517.0K | $521.0K | $532.0K | $613.0K |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | -4.2% | 7.0% | 7.0% | -2.7% | 19.3% | 14.8% | 13.8% | 31.3% | 28.0% | 22.4% | 24.1% | 142.8% |
| Net income growth, YoY | -40.2% | 6.6% | 43.1% | 6.6% | 50.0% | 25.2% | -2.9% | 68.9% | 9.3% | 56.1% | -48.0% | - |
| EPS growth, YoY | -49.3% | -9.6% | 22.9% | -8.6% | 48.9% | 20.9% | -7.9% | 59.1% | 4.7% | 59.3% | -48.6% | - |
| Net margin | 14.9% | 19.5% | 18.9% | 26.6% | 23.9% | 19.5% | 14.1% | 24.3% | 19.0% | 17.9% | 16.6% | 18.9% |
| Free cash flow margin | -212.4% | -217.6% | -363.0% | -206.5% | -223.3% | -284.7% | -91.6% | -121.6% | -41.2% | 4.7% | -66.5% | -118.3% |
| Debt to equity | 1.29 | 1.34 | 1.36 | 2.06 | 1.94 | 2.11 | 2.56 | 2.39 | 2.33 | 2.38 | 2.61 | 2.59 |
Source: XBRL data NewtekOne Inc. 8.50% Fixed Rate Senior Notes due 2029 files with the SEC, latest filing dated Nov 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| NEWTG | $291.16M | +1.5% | $58.26M | 20.0% | $309.1M |
| JPM | $203.15B | +13.2% | $65.98B | 32.5% | $888.26B |
| BAC | $120.16B | +5.4% | $32.24B | 26.8% | $340.97B |
| WFC | $87.23B | +5.4% | $22.97B | 26.3% | $251.98B |
| C | $85.22B | +5.6% | $14.31B | 16.8% | $199.70B |
| UBS | $49.57B | +2.0% | $7.80B | 15.7% | $148.27B |
| COF | $63.01B | +31.2% | $10.87B | 17.2% | $121.43B |
| MFG | ¥8.79T | +7.6% | ¥1.16T | 13.2% | $116.96B |
| BNS | C$37.74B | +12.1% | C$7.79B | 20.6% | $112.48B |