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Financials · NPB

Northpointe Bancshares Inc. (NPB) financials

For the twelve months ended Jun 30, 2026, Northpointe Bancshares Inc. reported $257.23M of revenue and $89.72M of net income.

Revenue, TTM
$257.23M
Revenue growth, YoY
+22.5%
Net income, TTM
$89.72M
Net income growth, YoY
+33.3%
Net margin
34.9%
Free cash flow, TTM
$101.84M
EPS, diluted, TTM
$2.33
EPS growth, YoY
+15.9%
Cash
$538.36M
P/E
6.12
P/S
2.13
Market cap
$549.2M
Annual revenue$241.72M
FY2023FY2025
Annual net income$83.41M
FY2023FY2025
Annual free cash flow$41.53M
FY2023FY2025

NPB revenue and earnings growth

NPB revenueQ2 2026$64.32M

Quarter YoY
+9.1%
QoQ
+1.4%
FY YoY
+29.2%

NPB revenue was $64.32M in fiscal Q2 2026 (ended Jun 30, 2026), up 9.1% from a year earlier and up 1.4% from the prior quarter. For the full fiscal 2025 it was $241.72M, up 29.2% from fiscal 2024.

NPB net incomeQ2 2026$21.75M

Quarter YoY
+6.9%
QoQ
-1.8%
FY YoY
+51.2%

NPB net income was $21.75M in fiscal Q2 2026 (ended Jun 30, 2026), up 6.9% from a year earlier and down 1.8% from the prior quarter. For the full fiscal 2025 it was $83.41M, up 51.2% from fiscal 2024.

NPB EPSQ2 2026$0.60

Quarter YoY
+17.6%
QoQ
-3.2%
FY YoY
+15.3%

NPB diluted EPS was $0.60 in fiscal Q2 2026 (ended Jun 30, 2026), up 17.6% from a year earlier and down 3.2% from the prior quarter. For the full fiscal 2025 it was $2.11, up 15.3% from fiscal 2024.

NPB free cash flowQ2 2026$3.70M

QoQ
-90.1%
FY YoY
+121.4%

NPB free cash flow was $3.70M in fiscal Q2 2026 (ended Jun 30, 2026), compared with -$73.44M a year earlier and down 90.1% from the prior quarter. For the full fiscal 2025 it was $41.53M, up 121.4% from fiscal 2024.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
Revenue$241.72M$187.14M$196.29M
Pre-tax income$110.39M$72.88M$44.69M
Income tax$26.98M$17.72M$10.93M
Net income$83.41M$55.16M$33.76M
EPS, basic$2.14$1.83$0.94
EPS, diluted$2.11$1.83$0.93
Diluted shares33.9M25.8M25.8M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
Cash and equivalents$496.46M$376.30M$351.89M
Total assets$7.02B$5.22B$4.76B
Total liabilities$6.45B$4.76B$4.33B
Shareholders' equity$569.04M$462.49M$430.62M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
Operating cash flow$44.29M$19.81M$504.17M
Capital expenditures$2.77M$1.05M$2.81M
Free cash flow$41.53M$18.76M$501.36M
Investing cash flow-$1.63B-$458.24M-$750.68M
Financing cash flow$1.71B$462.83M$324.17M
Dividends paid$3.22M$2.57M$2.57M
Share repurchases$0$770.0K$616.0K

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
Revenue growth, YoY29.2%-4.7%-
Net income growth, YoY51.2%63.4%-
EPS growth, YoY15.3%96.8%-
Net margin34.5%29.5%17.2%
Free cash flow margin17.2%10.0%255.4%
Return on equity14.7%11.9%7.8%
Return on assets1.2%1.1%0.7%

Source: XBRL data Northpointe Bancshares Inc. files with the SEC, latest filing dated Aug 13, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

NPB peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
NPB$257.23M+22.5%$89.72M34.9%$549.2M
JPM$203.15B+13.2%$65.98B32.5%$895.84B
BAC$120.16B+5.4%$32.24B26.8%$343.35B
WFC$87.23B+5.4%$22.97B26.3%$254.56B
C$85.22B+5.6%$14.31B16.8%$198.69B
UBS$49.57B+2.0%$7.80B15.7%$151.35B
COF$63.01B+31.2%$10.87B17.2%$122.62B
MFG¥8.79T+7.6%¥1.16T13.2%$116.90B
BNSC$37.74B+12.1%C$7.79B20.6%$112.58B

NPB FAQ

8 questions
  • What is NPB revenue?
    Northpointe Bancshares Inc. (NPB) reported $257.23M of revenue for the twelve months ended Jun 30, 2026. That is up 22.5% from the year before. Revenue for fiscal 2025 was $241.72M.
  • Is NPB profitable?
    Yes. Northpointe Bancshares Inc. earned $89.72M in net income for the twelve months ended Jun 30, 2026, a net margin of 34.9%.
  • How much cash and debt does NPB have?
    Northpointe Bancshares Inc. reported $538.36M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is NPB revenue growing?
    Northpointe Bancshares Inc.'s revenue changed +29.2% in fiscal 2025, to $241.72M.
  • What is NPB free cash flow?
    Northpointe Bancshares Inc. generated $101.84M of free cash flow for the twelve months ended Jun 30, 2026, which is operating cash flow of $103.72M less capital expenditures.
  • What is NPB earnings per share?
    Diluted earnings per share were $2.33 for the twelve months ended Jun 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did NPB last report financial results?
    The latest statements here come from Northpointe Bancshares Inc.'s 10-Q filed on Aug 13, 2026, covering the period ended Jun 30, 2026.
  • Where does this NPB financial data come from?
    Quantisnow builds these statements from the structured XBRL data Northpointe Bancshares Inc. files with the SEC. It is provided for information only and is not investment advice.