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Financials · ORI

Old Republic International Corporation (ORI) financials

For the twelve months ended Sep 30, 2026, Old Republic International Corporation reported $9.84B of revenue and $1.10B of net income.

Revenue, TTM
$9.84B
Revenue growth, YoY
+12.5%
Net income, TTM
$1.10B
Net income growth, YoY
+32.1%
Net margin
11.2%
EPS, diluted, TTM
$4.44
EPS growth, YoY
+33.7%
Cash
$336.00M
P/E
8.62
P/S
0.97
Market cap
$9.50B
Annual revenue$9.14B
FY2016FY2025
Annual net income$935.40M
FY2016FY2025

ORI revenue and earnings growth

ORI revenueQ3 2026$2.55B

Quarter YoY
+5.2%
QoQ
+1.9%
FY YoY
+11.0%
5Y CAGR
+5.0%
10Y CAGR
+4.7%

ORI revenue was $2.55B in fiscal Q3 2026 (ended Sep 30, 2026), up 5.2% from a year earlier and up 1.9% from the prior quarter. For the full fiscal 2025 it was $9.14B, up 11.0% from fiscal 2024. Compound annual growth was +5.0% over 5 years and +4.7% over 10 years. It rose in 6 of the last 10 fiscal years.

ORI net incomeQ3 2026$243.20M

Quarter YoY
-13.0%
QoQ
-24.5%
FY YoY
+9.7%
5Y CAGR
+10.9%
10Y CAGR
+8.3%

ORI net income was $243.20M in fiscal Q3 2026 (ended Sep 30, 2026), down 13.0% from a year earlier and down 24.5% from the prior quarter. For the full fiscal 2025 it was $935.40M, up 9.7% from fiscal 2024. Compound annual growth was +10.9% over 5 years and +8.3% over 10 years. It rose in 6 of the last 10 fiscal years.

ORI EPSQ3 2026$0.99

Quarter YoY
-10.8%
QoQ
-24.4%
FY YoY
+14.8%
5Y CAGR
+14.7%
10Y CAGR
+9.7%

ORI diluted EPS was $0.99 in fiscal Q3 2026 (ended Sep 30, 2026), down 10.8% from a year earlier and down 24.4% from the prior quarter. For the full fiscal 2025 it was $3.72, up 14.8% from fiscal 2024. Compound annual growth was +14.7% over 5 years and +9.7% over 10 years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$9.14B$8.23B$7.26B$8.08B$9.34B$7.17B$7.46B$6.26B$6.26B$5.90B
Selling, general and admin$1.85B$1.68B$1.59B$1.58B------
Pre-tax income$1.18B$1.07B$747.40M$857.40M$1.92B$688.40M$1.32B$438.10M$725.40M$686.00M
Income tax$242.10M$216.90M$148.70M$170.90M$387.70M$129.70M$265.90M$67.50M$164.80M$219.00M
Net income$935.40M$852.70M$598.60M$686.40M$1.53B$558.60M$1.06B$370.50M$560.50M$466.90M
EPS, basic$3.82$3.30$2.12$2.28$5.08$1.87$3.52$1.26$2.14$1.80
EPS, diluted$3.72$3.24$2.10$2.26$5.05$1.87$3.51$1.24$1.92$1.62
Diluted shares251.3M262.9M285.5M303.3M303.7M298.9M301.2M301.0M299.4M296.4M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$263.20M$201.90M$202.80M$81.00M$158.10M$118.70M$78.80M$100.30M$125.90M$145.70M
Goodwill$173.20M$179.60M$178.30M$178.10M$174.50M$175.10M$175.10M$174.00M$160.70M$160.70M
Total assets$29.86B$27.84B$26.50B$25.16B$24.98B$22.82B$21.08B$19.33B$19.40B$18.59B
Total liabilities$23.93B$22.22B$20.09B$18.99B$18.09B$16.63B$15.08B$14.18B$14.67B$14.13B
Shareholders' equity$5.91B$5.62B$6.41B$6.17B$6.89B$6.19B$6.00B$5.15B$4.73B$4.46B

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$1.16B$1.23B$880.40M$1.17B$1.31B$1.19B$936.20M$760.50M$452.80M$637.30M
Investing cash flow-$177.20M-$3.90M$25.30M-$415.00M-$936.50M-$845.20M-$424.60M-$239.50M-$293.90M-$1.04B
Financing cash flow-$925.70M-$1.23B-$783.20M-$832.70M-$335.70M-$300.00M-$533.10M-$546.50M-$178.50M$385.00M
Dividends paid$782.60M$271.90M$275.50M$579.70M$1.02B$250.10M$538.70M$498.80M$198.80M$193.80M
Share repurchases$123.80M$942.20M$535.30M$281.20M$0$0----

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY11.0%13.4%-10.2%-13.5%30.4%-3.9%19.2%-0.1%6.1%2.3%
Net income growth, YoY9.7%42.4%-12.8%-55.3%174.7%-47.1%185.1%-33.9%20.0%10.6%
EPS growth, YoY14.8%54.3%-7.1%-55.2%170.1%-46.7%183.1%-35.4%18.5%9.5%
Net margin10.2%10.4%8.2%8.5%16.4%7.8%14.2%5.9%8.9%7.9%
Return on equity15.8%15.2%9.3%11.1%22.3%9.0%17.6%7.2%11.8%10.5%
Return on assets3.1%3.1%2.3%2.7%6.1%2.4%5.0%1.9%2.9%2.5%

Source: XBRL data Old Republic International Corporation files with the SEC, latest filing dated Oct 30, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

ORI peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
ORI$9.84B+12.5%$1.10B11.2%$9.50B
CB$61.85B+5.7%$11.23B18.2%$139.46B
PGR$91.73B+7.7%$11.62B12.7%$131.96B
TRV$48.92B+1.1%$8.33B17.0%$80.99B
ALL$70.23B+5.1%$11.61B16.5%$63.05B
AIG$27.73B+1.2%$3.29B11.9%$40.31B
HIG$29.87B+9.2%$4.61B15.4%$35.83B
ACGL$18.78B-3.9%$4.38B23.3%$34.92B
CINF$13.28B+9.9%$2.66B20.1%$28.47B

ORI FAQ

7 questions
  • What is ORI revenue?
    Old Republic International Corporation (ORI) reported $9.84B of revenue for the twelve months ended Sep 30, 2026. That is up 12.5% from the year before. Revenue for fiscal 2025 was $9.14B.
  • Is ORI profitable?
    Yes. Old Republic International Corporation earned $1.10B in net income for the twelve months ended Sep 30, 2026, a net margin of 11.2%.
  • How much cash and debt does ORI have?
    Old Republic International Corporation reported $336.00M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is ORI revenue growing?
    Old Republic International Corporation's revenue changed +11.0% in fiscal 2025, to $9.14B. Its compound annual growth rate was +5.0% over 5 years and +4.7% over 10 years.
  • What is ORI earnings per share?
    Diluted earnings per share were $4.44 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did ORI last report financial results?
    The latest statements here come from Old Republic International Corporation's 10-Q filed on Oct 30, 2026, covering the period ended Sep 30, 2026.
  • Where does this ORI financial data come from?
    Quantisnow builds these statements from the structured XBRL data Old Republic International Corporation files with the SEC. It is provided for information only and is not investment advice.