Financials · OXBR

Oxbridge Re Holdings Limited (OXBR) financials

For the twelve months ended Sep 30, 2026, Oxbridge Re Holdings Limited reported $2.40M of revenue and -$103.0K of net income.

Revenue, TTM
$2.40M
Revenue growth, YoY
-0.9%
Net income, TTM
-$103.0K
Net margin
-4.3%
Cash
$4.14M
P/S
3.20
Market cap
$7.7M
Annual revenue$2.58M
FY2016FY2025
Annual net income-$2.08M
FY2016FY2025
Annual free cash flow-$1.36M
FY2016FY2025

OXBR revenue and earnings growth

OXBR revenueQ3 2026$261.0K

Quarter YoY
-59.5%
QoQ
-72.2%
FY YoY
+372.0%
5Y CAGR
+16.2%
10Y CAGR
-8.7%

OXBR revenue was $261.0K in fiscal Q3 2026 (ended Sep 30, 2026), down 59.5% from a year earlier and down 72.2% from the prior quarter. For the full fiscal 2025 it was $2.58M, up 372.0% from fiscal 2024. Compound annual growth was +16.2% over 5 years and -8.7% over 10 years.

OXBR net incomeQ3 2026-$421.0K

OXBR net income was -$421.0K in fiscal Q3 2026 (ended Sep 30, 2026), compared with -$187.0K a year earlier. For the full fiscal 2025 it was -$2.08M, compared with -$2.73M in fiscal 2024.

OXBR EPSQ3 2026-$0.05

OXBR diluted EPS was -$0.05 in fiscal Q3 2026 (ended Sep 30, 2026), compared with -$0.02 a year earlier. For the full fiscal 2025 it was -$0.28, compared with -$0.45 in fiscal 2024.

OXBR free cash flowFY2025-$1.36M

OXBR free cash flow was -$1.36M for fiscal 2025 (ended Dec 31, 2025).

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue$2.58M$546.0K-$7.05M$850.0K$10.22M$1.21M$981.0K$3.80M$23.84M$19.06M
Selling, general and admin$3.05M$1.92M$2.18M$1.41M$1.30M$1.03M$1.07M$1.28M$1.32M$1.42M
Pre-tax income-$2.08M-$2.59M-$9.37M-$1.75M$8.66M$88.0K-$150.0K-$7.75M-$20.59M-
Net income-$2.08M-$2.73M-$9.91M-$1.79M$8.56M-$50.0K-$305.0K-$5.75M-$20.59M$2.58M
EPS, basic-$0.28-$0.45-$1.69-$0.31$1.49-$0.01-$0.05-$1.00-$3.55$0.43
EPS, diluted-$0.28-$0.45-$1.69-$0.31$1.49-$0.01-$0.05-$1.00-$3.55$0.43
Diluted shares7.4M6.1M5.9M5.8M5.7M5.7M5.7M5.7M5.8M6.0M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalents$268.0K$2.13M$495.0K$1.21M$3.53M$7.48M$8.0K$11.30M$10.89M$35.68M
Receivables--$100.0K-------
Total assets$8.05M$7.46M$8.25M$16.62M$17.69M$9.08M$9.49M$12.56M$21.39M$51.00M
Total debt$118.0K$118.0K$118.0K$216.0K$216.0K$216.0K$600.0K$0$0-
Total liabilities$1.56M$1.62M$2.92M$1.63M$1.04M$1.06M$1.45M$4.25M$7.47M$13.84M
Shareholders' equity$5.92M$4.11M$5.33M$14.99M$16.65M$8.03M$8.04M$8.31M$13.92M$37.16M

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow-$1.35M-$284.0K-$1.26M-$829.0K-$253.0K-$266.0K-$4.37M-$6.63M-$26.31M$416.0K
Capital expenditures$16.0K-$5.0K-$3.0K$14.0K$1.0K$0$6.0K$11.0K
Free cash flow-$1.36M--$1.26M--$256.0K-$280.0K-$4.37M-$6.63M-$26.32M$405.0K
Investing cash flow$120.0K$780.0K-$105.0K-$661.0K-$1.80M$110.0K$488.0K$5.04M$4.67M$6.87M
Financing cash flow$2.31M$1.65M$1.18M-$0-$384.0K$600.0K$2.00M-$3.15M-$3.63M
Dividends paid-------$0$2.09M$2.88M
Share repurchases-------$0$1.06M$742.0K
Stock-based compensation$418.0K$234.0K$258.0K$127.0K$61.0K$32.0K$36.0K$126.0K$127.0K$119.0K
Depreciation and amortization$1.0K$3.0K$6.0K$4.0K$7.0K-----

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY372.0%--929.3%-91.7%742.3%23.8%-74.2%-84.1%25.1%198.8%
Net income growth, YoY----------43.9%
EPS growth, YoY----------43.4%
Net margin-80.7%-499.3%--210.5%83.8%-4.1%-31.1%-151.2%-86.4%13.5%
Free cash flow margin-52.9%----2.5%-23.1%-445.7%-174.5%-110.4%2.1%
Return on equity-35.1%-66.3%-186.0%-11.9%51.4%-0.6%-3.8%-69.1%-148.0%6.9%
Return on assets-25.8%-36.5%-120.1%-10.8%48.4%-0.6%-3.2%-45.8%-96.3%5.1%
Debt to equity0.020.030.020.010.010.030.070.000.00-

Source: XBRL data Oxbridge Re Holdings Limited files with the SEC, latest filing dated Nov 9, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

OXBR peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
OXBR$2.40M-0.9%-$103.0K-4.3%$7.7M
CB$61.85B+5.7%$11.23B18.2%$141.03B
PGR$91.73B+7.7%$11.62B12.7%$134.27B
TRV$48.92B+1.1%$8.33B17.0%$82.14B
ALL$70.23B+5.1%$11.61B16.5%$64.61B
AIG$27.73B+1.2%$3.29B11.9%$42.68B
HIG$29.87B+9.2%$4.61B15.4%$36.85B
ACGL$18.78B-3.9%$4.38B23.3%$35.53B
CINF$13.28B+9.9%$2.66B20.1%$29.15B

OXBR FAQ

6 questions
  • What is OXBR revenue?
    Oxbridge Re Holdings Limited (OXBR) reported $2.40M of revenue for the twelve months ended Sep 30, 2026. That is down 0.9% from the year before. Revenue for fiscal 2025 was $2.58M.
  • Is OXBR profitable?
    No. Oxbridge Re Holdings Limited reported a net loss of $103.0K for the twelve months ended Sep 30, 2026.
  • How much cash and debt does OXBR have?
    Oxbridge Re Holdings Limited reported $4.14M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is OXBR revenue growing?
    Oxbridge Re Holdings Limited's revenue changed +372.0% in fiscal 2025, to $2.58M. Its compound annual growth rate was +16.2% over 5 years and -8.7% over 10 years.
  • When did OXBR last report financial results?
    The latest statements here come from Oxbridge Re Holdings Limited's 10-Q filed on Nov 9, 2026, covering the period ended Sep 30, 2026.
  • Where does this OXBR financial data come from?
    Quantisnow builds these statements from the structured XBRL data Oxbridge Re Holdings Limited files with the SEC. It is provided for information only and is not investment advice.