PLGO revenueFY2025$2.50B
- FY YoY
- +3.3%
PLGO revenue was $2.50B for fiscal 2025 (ended Dec 31, 2025), up 3.3% from fiscal 2024. It rose in 3 of the last 4 fiscal years.
Pelagos Insurance Capital Limited (PLGO) financials
For fiscal 2025 (ended Dec 31, 2025), Pelagos Insurance Capital Limited reported $2.50B of revenue and $225.50M of net income.
- Revenue, FY2025
- $2.50B
- Revenue growth, YoY
- +3.3%
- Net income, FY2025
- $225.50M
- Net income growth, YoY
- +99.0%
- Net margin
- 9.0%
- Free cash flow, FY2025
- -$409.50M
- EPS, diluted, FY2025
- $2.11
- EPS growth, YoY
- +115.3%
- Cash
- $873.00M
- Total debt
- $843.20M
- P/E
- 10.63
- P/S
- 0.96
- Market cap
- $2.40B
FY2021FY2025
FY2021FY2025
FY2021FY2025
PLGO revenue and earnings growth
PLGO net incomeFY2025$225.50M
- FY YoY
- +99.0%
PLGO net income was $225.50M for fiscal 2025 (ended Dec 31, 2025), up 99.0% from fiscal 2024. It rose in 2 of the last 4 fiscal years.
PLGO EPSFY2025$2.11
- FY YoY
- +115.3%
PLGO diluted EPS was $2.11 for fiscal 2025 (ended Dec 31, 2025), up 115.3% from fiscal 2024.
PLGO free cash flowFY2025-$409.50M
PLGO free cash flow was -$409.50M for fiscal 2025 (ended Dec 31, 2025), compared with $613.60M in fiscal 2024.
Income statement
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue | $2.50B | $2.42B | $3.60B | $1.51B | $1.19B |
| Selling, general and admin | $96.60M | $94.30M | $82.70M | $165.50M | $130.70M |
| Pre-tax income | $275.60M | $136.40M | $2.05B | $80.10M | $78.70M |
| Income tax | $50.10M | $23.10M | -$85.30M | $17.80M | $400.0K |
| Net income | $225.50M | $113.30M | $2.13B | $52.60M | $68.30M |
| EPS, basic | $2.12 | $0.98 | $18.65 | $0.27 | $0.35 |
| EPS, diluted | $2.11 | $0.98 | $18.65 | $0.26 | $0.34 |
| Diluted shares | 106.7M | 115.6M | 114.3M | 199.3M | 200.4M |
Balance sheet
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Cash and equivalents | $873.00M | $743.00M | $964.10M | $1.41B | $476.00M |
| Total assets | $12.44B | $11.77B | $10.03B | $8.31B | - |
| Total debt | $843.20M | $448.90M | $448.20M | $447.50M | - |
| Total liabilities | $10.04B | $9.32B | $7.58B | $6.33B | - |
| Shareholders' equity | $2.40B | $2.45B | $2.45B | $1.99B | $2.02B |
Cash flow
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Operating cash flow | -$408.30M | $618.20M | $495.20M | $741.40M | $345.80M |
| Capital expenditures | $1.20M | $4.60M | $6.40M | $18.80M | $7.10M |
| Free cash flow | -$409.50M | $613.60M | $488.80M | $722.60M | $338.70M |
| Investing cash flow | $682.70M | -$475.80M | -$834.90M | $215.90M | -$1.09B |
| Financing cash flow | $19.80M | -$153.90M | -$106.90M | -$16.20M | -$18.20M |
| Share repurchases | $261.40M | $105.50M | $0 | $0 | $320.90M |
| Stock-based compensation | $7.90M | $7.80M | $27.60M | $10.80M | $9.80M |
| Depreciation and amortization | -$19.20M | -$14.00M | $300.0K | $3.90M | - |
Key ratios
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
|---|---|---|---|---|---|
| Revenue growth, YoY | 3.3% | -32.7% | 138.3% | 26.3% | - |
| Net income growth, YoY | 99.0% | -94.7% | 3954.2% | -23.0% | - |
| EPS growth, YoY | 115.3% | -94.7% | - | -23.5% | - |
| Net margin | 9.0% | 4.7% | 59.3% | 3.5% | 5.7% |
| Free cash flow margin | -16.4% | 25.4% | 13.6% | 47.9% | 28.3% |
| Return on equity | 9.4% | 4.6% | 87.0% | 2.6% | 3.4% |
| Return on assets | 1.8% | 1.0% | 21.3% | 0.6% | - |
| Debt to equity | 0.35 | 0.18 | 0.18 | 0.23 | - |
Source: XBRL data Pelagos Insurance Capital Limited files with the SEC, latest filing dated Mar 5, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.
PLGO peers
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| PLGO | $2.50B | +3.3% | $225.50M | 9.0% | $2.40B |
| CB | $61.85B | +5.7% | $11.23B | 18.2% | $139.46B |
| PGR | $91.73B | +7.7% | $11.62B | 12.7% | $131.96B |
| TRV | $48.92B | +1.1% | $8.33B | 17.0% | $80.99B |
| ALL | $70.23B | +5.1% | $11.61B | 16.5% | $63.05B |
| AIG | $27.73B | +1.2% | $3.29B | 11.9% | $40.31B |
| HIG | $29.87B | +9.2% | $4.61B | 15.4% | $35.83B |
| ACGL | $18.78B | -3.9% | $4.38B | 23.3% | $34.92B |
| CINF | $13.28B | +9.9% | $2.66B | 20.1% | $28.47B |
PLGO FAQ
8 questionsWhat is PLGO revenue?
Pelagos Insurance Capital Limited (PLGO) reported $2.50B of revenue for fiscal 2025 (ended Dec 31, 2025). That is up 3.3% from the year before.Is PLGO profitable?
Yes. Pelagos Insurance Capital Limited earned $225.50M in net income for fiscal 2025 (ended Dec 31, 2025), a net margin of 9.0%.How much cash and debt does PLGO have?
Pelagos Insurance Capital Limited reported $873.00M in cash and cash equivalents and $843.20M of debt on its most recent balance sheet in SEC filings.How fast is PLGO revenue growing?
Pelagos Insurance Capital Limited's revenue changed +3.3% in fiscal 2025, to $2.50B.What is PLGO free cash flow?
Pelagos Insurance Capital Limited generated -$409.50M of free cash flow for fiscal 2025 (ended Dec 31, 2025), which is operating cash flow of -$408.30M less capital expenditures.What is PLGO earnings per share?
Diluted earnings per share were $2.11 for fiscal 2025 (ended Dec 31, 2025), from SEC filings, restated for any stock split those filings show.When did PLGO last report financial results?
The latest statements here come from Pelagos Insurance Capital Limited's 20-F filed on Mar 5, 2026, covering the period ended Dec 31, 2025.Where does this PLGO financial data come from?
Quantisnow builds these statements from the structured XBRL data Pelagos Insurance Capital Limited files with the SEC. It is provided for information only and is not investment advice.