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Financials · PRG

PROG Holdings Inc. (PRG) financials

For the twelve months ended Sep 30, 2026, PROG Holdings Inc. reported $2.76B of revenue and $150.79M of net income.

Revenue, TTM
$2.76B
Revenue growth, YoY
+15.4%
Net income, TTM
$150.79M
Net income growth, YoY
-8.0%
Net margin
5.5%
Free cash flow, TTM
$315.64M
EPS, diluted, TTM
$3.70
EPS growth, YoY
-5.9%
Cash
$108.92M
Total debt
$865.84M
P/E
9.75
P/S
0.53
Market cap
$1.47B
Annual revenue$2.41B
FY2018FY2025
Annual net income$146.79M
FY2018FY2025
Annual free cash flow$324.92M
FY2018FY2025

PRG revenue and earnings growth

PRG revenueQ3 2026$725.78M

Quarter YoY
+25.6%
QoQ
+0.8%
FY YoY
+0.4%
5Y CAGR
-0.6%

PRG revenue was $725.78M in fiscal Q3 2026 (ended Sep 30, 2026), up 25.6% from a year earlier and up 0.8% from the prior quarter. For the full fiscal 2025 it was $2.41B, up 0.4% from fiscal 2024. Compound annual growth was -0.6% over 5 years. It rose in 5 of the last 7 fiscal years.

PRG net incomeQ3 2026$37.24M

Quarter YoY
+12.4%
QoQ
+0.6%
FY YoY
-25.6%

PRG net income was $37.24M in fiscal Q3 2026 (ended Sep 30, 2026), up 12.4% from a year earlier and up 0.6% from the prior quarter. For the full fiscal 2025 it was $146.79M, down 25.6% from fiscal 2024. It rose in 2 of the last 4 fiscal years.

PRG EPSQ3 2026$0.91

Quarter YoY
+11.0%
QoQ
+0.0%
FY YoY
-20.8%

PRG diluted EPS was $0.91 in fiscal Q3 2026 (ended Sep 30, 2026), up 11.0% from a year earlier and up 0.0% from the prior quarter. For the full fiscal 2025 it was $3.59, down 20.8% from fiscal 2024.

PRG free cash flowQ3 2026$103.40M

Quarter YoY
-2.9%
QoQ
+2.2%
FY YoY
+149.5%
5Y CAGR
-3.7%

PRG free cash flow was $103.40M in fiscal Q3 2026 (ended Sep 30, 2026), down 2.9% from a year earlier and up 2.2% from the prior quarter. For the full fiscal 2025 it was $324.92M, up 149.5% from fiscal 2024. Compound annual growth was -3.7% over 5 years. It rose in 2 of the last 7 fiscal years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
Revenue$2.41B$2.40B$2.34B$2.60B$2.68B$2.48B$2.16B$2.04B
Selling, general and admin$378.58M$339.11M$340.61M$366.29M----
Operating income$206.77M$194.72M$218.71M$185.65M$333.53M$271.76M$27.61M$156.80M
Interest expense$49.27M$39.45M$39.45M$39.07M$5.32M$187.0K$0$0
Pre-tax income$174.52M$163.44M$189.30M$148.24M$328.20M$271.58M$27.61M$156.80M
Income tax$50.17M-$33.88M$55.41M$49.53M$84.65M$37.95M$52.23M$31.50M
Net income$146.79M$197.25M$138.84M$98.71M$243.56M-$61.47M$31.47M$196.21M
EPS, basic$3.66$4.63$3.02$1.90$3.69-$0.91$0.47$2.84
EPS, diluted$3.59$4.53$2.98$1.90$3.67-$0.90$0.47$2.78
Diluted shares40.9M43.5M46.5M52.1M66.4M68.0M67.3M70.6M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
Cash and equivalents$308.77M$95.66M$155.42M$131.88M$170.16M$36.65M$57.76M$15.28M
Inventory$0-------
Goodwill$296.06M$296.06M$296.06M$296.06M$306.21M$288.80M$288.80M-
Total assets$1.61B$1.51B$1.49B$1.49B$1.62B$1.32B$3.30B-
Total debt$594.86M$643.56M$592.26M$590.97M$589.65M$50.00M--
Total liabilities$863.99M$863.49M$899.92M$921.45M$942.35M$331.27M$1.56B-
Shareholders' equity$746.42M$650.28M$591.33M$570.46M$679.41M$986.14M$1.74B$1.76B

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
Operating cash flow$334.96M$138.53M$204.24M$242.48M$245.96M$455.96M$317.19M$356.50M
Capital expenditures$10.04M$8.32M$9.62M$9.67M$9.55M$64.34M$92.96M$78.84M
Free cash flow$324.92M$130.21M$194.62M$232.81M$236.41M$391.62M$224.22M$277.65M
Investing cash flow$6.64M-$79.17M-$38.83M-$53.53M-$82.17M-$114.53M-$106.28M-$263.13M
Financing cash flow-$128.49M-$119.12M-$141.87M-$227.22M-$30.28M-$362.55M-$168.55M-$128.97M
Dividends paid$20.77M$20.39M$0$0$0$13.78M$9.44M$6.24M
Share repurchases$51.77M$138.65M$139.57M$223.60M$142.36M$0$69.25M$168.74M
Stock-based compensation$28.81M$29.18M$24.92M$17.52M$21.35M-$2.60M$26.55M$28.18M
Depreciation and amortization$24.03M$26.33M$31.29M$33.85M----

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
Revenue growth, YoY0.4%2.6%-9.9%-3.0%7.8%14.9%6.2%-
Net income growth, YoY-25.6%42.1%40.7%-59.5%---84.0%-
EPS growth, YoY-20.8%52.0%56.8%-48.2%---83.1%-
Operating margin8.6%8.1%9.3%7.1%12.5%10.9%1.3%7.7%
Net margin6.1%8.2%5.9%3.8%9.1%-2.5%1.5%9.6%
Free cash flow margin13.5%5.4%8.3%9.0%8.8%15.8%10.4%13.6%
Return on equity19.7%30.3%23.5%17.3%35.8%-6.2%1.8%11.1%
Return on assets9.1%13.0%9.3%6.6%15.0%-4.7%1.0%-
Debt to equity0.800.991.001.040.870.05--

Source: XBRL data PROG Holdings Inc. files with the SEC, latest filing dated Oct 28, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

PRG peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
PRG$2.76B+15.4%$150.79M5.5%$1.47B
ABNB$13.93B+16.7%$3.21B23.0%$113.76B
URI$17.50B+9.4%$2.86B16.3%$65.36B
PYPL$34.30B+4.4%$4.73B13.8%$49.20B
PAYX$6.60B+14.0%$1.81B27.4%$41.67B
SUNB$11.47B-$1.39B12.1%$31.57B
AER$8.52B+6.5%$3.75B44.0%$26.20B
ROL$3.99B+8.3%$526.12M13.2%$18.14B
APG$8.91B+16.4%$367.00M4.1%$17.38B

PRG FAQ

8 questions
  • What is PRG revenue?
    PROG Holdings Inc. (PRG) reported $2.76B of revenue for the twelve months ended Sep 30, 2026. That is up 15.4% from the year before. Revenue for fiscal 2025 was $2.41B.
  • Is PRG profitable?
    Yes. PROG Holdings Inc. earned $150.79M in net income for the twelve months ended Sep 30, 2026, a net margin of 5.5%.
  • How much cash and debt does PRG have?
    PROG Holdings Inc. reported $108.92M in cash and cash equivalents and $865.84M of debt on its most recent balance sheet in SEC filings.
  • How fast is PRG revenue growing?
    PROG Holdings Inc.'s revenue changed +0.4% in fiscal 2025, to $2.41B. Its compound annual growth rate was -0.6% over 5 years.
  • What is PRG free cash flow?
    PROG Holdings Inc. generated $315.64M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $331.25M less capital expenditures.
  • What is PRG earnings per share?
    Diluted earnings per share were $3.70 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did PRG last report financial results?
    The latest statements here come from PROG Holdings Inc.'s 10-Q filed on Oct 28, 2026, covering the period ended Sep 30, 2026.
  • Where does this PRG financial data come from?
    Quantisnow builds these statements from the structured XBRL data PROG Holdings Inc. files with the SEC. It is provided for information only and is not investment advice.