Financials · PRU

Prudential Financial Inc. (PRU) financials

For the twelve months ended Sep 30, 2026, Prudential Financial Inc. reported $61.33B of revenue and $3.88B of net income.

Revenue, TTM
$61.33B
Revenue growth, YoY
+6.5%
Net income, TTM
$3.88B
Net income growth, YoY
+48.2%
Net margin
6.3%
EPS, diluted, TTM
$10.98
EPS growth, YoY
+50.2%
Cash
$18.69B
Total debt
$20.73B
P/E
10.55
P/S
0.67
Market cap
$40.90B
Annual revenue$60.77B
FY2016FY2025
Annual net income$3.58B
FY2016FY2025

PRU revenue and earnings growth

PRU revenueQ3 2026$14.45B

Quarter YoY
-19.2%
QoQ
-7.7%
FY YoY
-13.7%
5Y CAGR
+1.3%
10Y CAGR
+0.6%

PRU revenue was $14.45B in fiscal Q3 2026 (ended Sep 30, 2026), down 19.2% from a year earlier and down 7.7% from the prior quarter. For the full fiscal 2025 it was $60.77B, down 13.7% from fiscal 2024. Compound annual growth was +1.3% over 5 years and +0.6% over 10 years. It rose in 6 of the last 10 fiscal years.

PRU net incomeQ3 2026$1.39B

Quarter YoY
-3.0%
QoQ
+40.9%
FY YoY
+31.1%
10Y CAGR
-4.5%

PRU net income was $1.39B in fiscal Q3 2026 (ended Sep 30, 2026), down 3.0% from a year earlier and up 40.9% from the prior quarter. For the full fiscal 2025 it was $3.58B, up 31.1% from fiscal 2024. Compound annual growth was -4.5% over 10 years.

PRU EPSQ3 2026$3.96

Quarter YoY
-1.2%
QoQ
+41.4%
FY YoY
+33.2%
10Y CAGR
-2.0%

PRU diluted EPS was $3.96 in fiscal Q3 2026 (ended Sep 30, 2026), down 1.2% from a year earlier and up 41.4% from the prior quarter. For the full fiscal 2025 it was $9.99, up 33.2% from fiscal 2024. Compound annual growth was -2.0% over 10 years.

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue$60.77B$70.41B$53.98B$56.88B$71.25B$57.03B$64.81B$62.99B$59.69B$58.78B
Selling, general and admin$13.01B$13.34B$12.95B$12.58B$13.61B$13.91B$13.42B$11.95B$11.91B$11.78B
Interest expense-$2.03B$1.76B$1.60B$1.48B$1.56B$1.55B$1.42B$1.33B$1.32B
Pre-tax income$4.66B$3.21B$3.07B-$1.89B$10.84B-$323.00M$5.08B$4.83B$6.49B$5.71B
Income tax$1.05B$507.00M$613.00M-$279.00M$2.00B-$81.00M$947.00M$822.00M-$1.44B$1.33B
Net income$3.58B$2.73B$2.49B-$1.65B$8.87B-$374.00M$4.19B$4.07B$7.86B$4.37B
EPS, basic$10.05$7.54$6.76-$4.49$22.56-$1.00$10.23$9.64$18.19$9.85
EPS, diluted$9.99$7.50$6.74-$4.49$22.40-$1.00$10.11$9.50$17.86$9.71
Diluted shares353.7M359.3M364.6M372.3M390.1M395.8M410.9M426.2M436.0M446.6M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalents$19.71B$18.52B$19.42B$17.30B$12.93B$13.86B$16.47B$15.49B$14.54B$14.18B
Short-term investments-----$7.80B$5.47B$6.47B$6.80B-
Goodwill$1.09B$1.05B$1.07B$876.00M$1.80B$3.04B$3.01B$863.00M$843.00M$833.00M
Total assets$773.74B$735.59B$721.21B$689.03B$937.58B$940.72B$896.55B$815.08B$832.14B$783.96B
Short-term debt$1.44B$953.00M$618.00M$775.00M$722.00M$925.00M$1.93B$2.45B$1.38B$1.13B
Long-term debt$18.86B$19.19B$18.88B$19.91B$18.62B$19.72B$18.65B$17.38B$17.17B$18.04B
Total debt$20.30B$20.14B$19.50B$20.68B$19.34B$20.64B$20.58B$19.83B$18.55B$19.17B
Total liabilities$738.16B$705.46B$691.34B$657.11B$874.97B$872.51B$832.83B$766.05B$777.63B$737.87B
Shareholders' equity$32.44B$28.19B$28.11B$30.93B$29.98B$68.21B$63.72B$49.03B$54.51B$46.26B

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow$6.27B$8.50B$6.51B$5.16B$9.81B$8.37B$19.63B$21.66B$13.46B$14.88B
Investing cash flow-$25.89B-$28.59B-$12.12B-$7.64B-$5.34B-$16.21B-$17.03B-$21.63B-$11.96B-$21.69B
Financing cash flow$20.77B$19.39B$7.74B$4.93B-$3.01B$4.88B-$1.63B$781.00M-$1.26B$3.20B
Dividends paid$1.93B$1.89B$1.85B$1.82B$1.81B$1.77B$1.64B$1.52B$1.30B$1.30B
Share repurchases$1.00B$1.00B$1.01B$1.49B$2.50B$500.00M$2.50B$1.50B$1.25B$2.00B
Depreciation and amortization$128.00M$383.00M-$117.00M$206.00M$457.00M$460.00M$161.00M$222.00M$318.00M

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY-13.7%30.4%-5.1%-20.2%24.9%-12.0%2.9%5.5%1.5%2.9%
Net income growth, YoY31.1%9.6%----2.7%-48.2%80.0%-22.6%
EPS growth, YoY33.2%11.3%----6.4%-46.8%83.9%-20.2%
Net margin5.9%3.9%4.6%-2.9%12.4%-0.7%6.5%6.5%13.2%7.4%
Return on equity11.0%9.7%8.9%-5.3%29.6%-0.5%6.6%8.3%14.4%9.4%
Return on assets0.5%0.4%0.3%-0.2%0.9%-0.0%0.5%0.5%0.9%0.6%
Debt to equity0.630.710.690.670.650.300.320.400.340.41

Source: XBRL data Prudential Financial Inc. files with the SEC, latest filing dated Nov 4, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

PRU peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
PRU$61.33B+6.5%$3.88B6.3%$40.90B
MET$79.40B+8.7%$3.63B4.6%$62.45B
AIG$27.73B+1.2%$3.29B11.9%$40.31B
PFG$16.63B+5.2%$1.98B11.9%$23.55B

PRU FAQ

7 questions
  • What is PRU revenue?
    Prudential Financial Inc. (PRU) reported $61.33B of revenue for the twelve months ended Sep 30, 2026. That is up 6.5% from the year before. Revenue for fiscal 2025 was $60.77B.
  • Is PRU profitable?
    Yes. Prudential Financial Inc. earned $3.88B in net income for the twelve months ended Sep 30, 2026, a net margin of 6.3%.
  • How much cash and debt does PRU have?
    Prudential Financial Inc. reported $18.69B in cash and cash equivalents and $20.73B of debt on its most recent balance sheet in SEC filings.
  • How fast is PRU revenue growing?
    Prudential Financial Inc.'s revenue changed -13.7% in fiscal 2025, to $60.77B. Its compound annual growth rate was +1.3% over 5 years and +0.6% over 10 years.
  • What is PRU earnings per share?
    Diluted earnings per share were $10.98 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did PRU last report financial results?
    The latest statements here come from Prudential Financial Inc.'s 10-Q filed on Nov 4, 2026, covering the period ended Sep 30, 2026.
  • Where does this PRU financial data come from?
    Quantisnow builds these statements from the structured XBRL data Prudential Financial Inc. files with the SEC. It is provided for information only and is not investment advice.