Get started

Financials · RRBI

Red River Bancshares Inc. (RRBI) financials

For the twelve months ended Sep 30, 2026, Red River Bancshares Inc. reported $134.64M of revenue and $47.71M of net income.

Revenue, TTM
$134.64M
Revenue growth, YoY
+11.3%
Net income, TTM
$47.71M
Net income growth, YoY
+17.4%
Net margin
35.4%
Free cash flow, TTM
$49.05M
EPS, diluted, TTM
$7.22
EPS growth, YoY
+19.7%
Cash
$205.05M
P/E
14.46
P/S
5.12
Market cap
$689.8M
Annual revenue$125.52M
FY2018FY2025
Annual net income$42.76M
FY2018FY2025
Annual free cash flow$42.21M
FY2018FY2025

RRBI revenue and earnings growth

RRBI revenueQ3 2026$34.81M

Quarter YoY
+9.1%
QoQ
+3.3%
FY YoY
+14.4%
5Y CAGR
+6.4%

RRBI revenue was $34.81M in fiscal Q3 2026 (ended Sep 30, 2026), up 9.1% from a year earlier and up 3.3% from the prior quarter. For the full fiscal 2025 it was $125.52M, up 14.4% from fiscal 2024. Compound annual growth was +6.4% over 5 years. It rose in each of the last 7 fiscal years. Fiscal 2025 is the highest of the 8 fiscal years on file.

RRBI net incomeQ3 2026$12.56M

Quarter YoY
+16.3%
QoQ
+6.8%
FY YoY
+24.9%
5Y CAGR
+8.7%

RRBI net income was $12.56M in fiscal Q3 2026 (ended Sep 30, 2026), up 16.3% from a year earlier and up 6.8% from the prior quarter. For the full fiscal 2025 it was $42.76M, up 24.9% from fiscal 2024. Compound annual growth was +8.7% over 5 years. It rose in 5 of the last 7 fiscal years. Fiscal 2025 is the highest of the 8 fiscal years on file.

RRBI EPSQ3 2026$1.90

Quarter YoY
+16.6%
QoQ
+6.7%
FY YoY
+28.9%
5Y CAGR
+10.7%

RRBI diluted EPS was $1.90 in fiscal Q3 2026 (ended Sep 30, 2026), up 16.6% from a year earlier and up 6.7% from the prior quarter. For the full fiscal 2025 it was $6.38, up 28.9% from fiscal 2024. Compound annual growth was +10.7% over 5 years.

RRBI free cash flowQ3 2026$13.80M

Quarter YoY
-12.8%
QoQ
+24.5%
FY YoY
+26.4%
5Y CAGR
+48.9%

RRBI free cash flow was $13.80M in fiscal Q3 2026 (ended Sep 30, 2026), down 12.8% from a year earlier and up 24.5% from the prior quarter. For the full fiscal 2025 it was $42.21M, up 26.4% from fiscal 2024. Compound annual growth was +48.9% over 5 years. It rose in 3 of the last 7 fiscal years.

Export CSV

Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
Revenue$125.52M$109.73M$107.55M$105.39M$96.22M$92.17M$79.61M$73.77M
Interest expense--$32.13M$7.74M$5.62M$8.38M$10.09M$7.65M
Pre-tax income$53.13M$42.38M$42.94M$44.98M$40.06M$34.47M$30.46M$28.36M
Income tax$10.36M$8.15M$8.06M$8.06M$7.11M$6.32M$5.64M$5.30M
Net income$42.76M$34.23M$34.88M$36.92M$32.95M$28.14M$24.82M$23.06M
EPS, basic$6.40$4.96$4.87$5.14$4.53$3.84$3.51$3.43
EPS, diluted$6.38$4.95$4.86$5.13$4.51$3.83$3.49$3.41
Diluted shares6.7M6.9M7.2M7.2M7.3M7.3M7.12B6.76B

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
Cash and equivalents$213.39M$268.98M$305.43M$278.39M$784.86M$447.20M$133.29M$151.91M
Total assets$3.35B$3.15B$3.13B$3.08B$3.22B$2.64B$1.99B$1.86B
Total liabilities$2.99B$2.83B$2.82B$2.82B$2.93B$2.36B$1.74B$1.67B
Shareholders' equity$365.15M$319.74M$303.85M$265.75M$298.15M$285.48M$251.90M$193.70M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
Operating cash flow$44.79M$38.28M$40.11M$45.87M$62.26M$12.80M$26.44M$26.02M
Capital expenditures$2.58M$4.88M$4.92M$8.44M$3.43M$7.04M$3.77M$5.43M
Free cash flow$42.21M$33.41M$35.20M$37.42M$58.84M$5.76M$22.67M$20.58M
Investing cash flow-$244.04M-$59.16M-$8.74M-$438.70M-$284.68M-$316.26M-$134.82M-$47.65M
Financing cash flow$143.66M-$15.57M-$4.34M-$113.64M$560.08M$617.37M$89.76M$113.87M
Dividends paid$3.59M$2.48M$2.29M$2.01M$2.03M$1.76M$1.33M$1.01M
Share repurchases$11.06M$16.31M$5.00M$218.0K$7.88M$122.0K$0$4.59M
Stock-based compensation$440.0K$370.0K$319.0K$274.0K$269.0K$276.0K$227.0K$193.0K

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
Revenue growth, YoY14.4%2.0%2.1%9.5%4.4%15.8%7.9%-
Net income growth, YoY24.9%-1.8%-5.5%12.0%17.1%13.4%7.7%-
EPS growth, YoY28.9%1.9%-5.3%13.7%17.8%-2.3%-
Net margin34.1%31.2%32.4%35.0%34.2%30.5%31.2%31.3%
Free cash flow margin33.6%30.4%32.7%35.5%61.2%6.3%28.5%27.9%
Return on equity11.7%10.7%11.5%13.9%11.1%9.9%9.9%11.9%
Return on assets1.3%1.1%1.1%1.2%1.0%1.1%1.2%1.2%

Source: XBRL data Red River Bancshares Inc. files with the SEC, latest filing dated Nov 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

RRBI peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
RRBI$134.64M+11.3%$47.71M35.4%$689.8M
JPM$203.15B+13.2%$65.98B32.5%$908.40B
BAC$120.16B+5.4%$32.24B26.8%$349.70B
WFC$87.23B+5.4%$22.97B26.3%$257.44B
C$85.22B+5.6%$14.31B16.8%$202.38B
UBS$49.57B+2.0%$7.80B15.7%$152.60B
MFG¥8.79T+7.6%¥1.16T13.2%$123.62B
COF$63.01B+31.2%$10.87B17.2%$117.80B
BNSC$37.74B+12.1%C$7.79B20.6%$113.63B

RRBI FAQ

8 questions
  • What is RRBI revenue?
    Red River Bancshares Inc. (RRBI) reported $134.64M of revenue for the twelve months ended Sep 30, 2026. That is up 11.3% from the year before. Revenue for fiscal 2025 was $125.52M.
  • Is RRBI profitable?
    Yes. Red River Bancshares Inc. earned $47.71M in net income for the twelve months ended Sep 30, 2026, a net margin of 35.4%.
  • How much cash and debt does RRBI have?
    Red River Bancshares Inc. reported $205.05M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is RRBI revenue growing?
    Red River Bancshares Inc.'s revenue changed +14.4% in fiscal 2025, to $125.52M. Its compound annual growth rate was +6.4% over 5 years.
  • What is RRBI free cash flow?
    Red River Bancshares Inc. generated $49.05M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $56.01M less capital expenditures.
  • What is RRBI earnings per share?
    Diluted earnings per share were $7.22 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did RRBI last report financial results?
    The latest statements here come from Red River Bancshares Inc.'s 10-Q filed on Nov 6, 2026, covering the period ended Sep 30, 2026.
  • Where does this RRBI financial data come from?
    Quantisnow builds these statements from the structured XBRL data Red River Bancshares Inc. files with the SEC. It is provided for information only and is not investment advice.