Financials · RVSB

Riverview Bancorp Inc (RVSB) financials

For the twelve months ended Jun 30, 2026, Riverview Bancorp Inc reported $44.83M of revenue and -$3.87M of net income.

Revenue, TTM
$44.83M
Revenue growth, YoY
-13.3%
Net income, TTM
-$3.87M
Net margin
-8.6%
Free cash flow, TTM
$13.90M
EPS, diluted, TTM
-$0.19
Cash
$102.21M
P/S
2.78
Market cap
$124.8M
Annual revenue$43.08M
FY2017FY2026
Annual net income-$4.34M
FY2017FY2026
Annual free cash flow$11.25M
FY2017FY2026

RVSB revenue and earnings growth

RVSB revenueQ1 2027$15.01M

Quarter YoY
+13.2%
QoQ
+599.3%
FY YoY
-14.9%
5Y CAGR
-5.1%
10Y CAGR
+1.1%

RVSB revenue was $15.01M in fiscal Q1 2027 (ended Jun 30, 2026), up 13.2% from a year earlier and up 599.3% from the prior quarter. For the full fiscal 2026 it was $43.08M, down 14.9% from fiscal 2025. Compound annual growth was -5.1% over 5 years and +1.1% over 10 years. It rose in 6 of the last 10 fiscal years.

RVSB net incomeQ1 2027$1.69M

Quarter YoY
+38.3%

RVSB net income was $1.69M in fiscal Q1 2027 (ended Jun 30, 2026), up 38.3% from a year earlier. For the full fiscal 2026 it was -$4.34M, compared with $4.90M in fiscal 2025.

RVSB EPSQ1 2027$0.08

Quarter YoY
+33.3%

RVSB diluted EPS was $0.08 in fiscal Q1 2027 (ended Jun 30, 2026), up 33.3% from a year earlier. For the full fiscal 2026 it was -$0.21, compared with $0.23 in fiscal 2025.

RVSB free cash flowQ1 2027$1.87M

FY YoY
+102.5%
5Y CAGR
-11.4%
10Y CAGR
+0.5%

RVSB free cash flow was $1.87M in fiscal Q1 2027 (ended Jun 30, 2026), compared with -$773.0K a year earlier. For the full fiscal 2026 it was $11.25M, up 102.5% from fiscal 2025. Compound annual growth was -11.4% over 5 years and +0.5% over 10 years. It rose in 4 of the last 10 fiscal years.

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Income statement

Income statement
Line item
Mar 31, 2026
Mar 31, 2025
Mar 31, 2024
Mar 31, 2023
Mar 31, 2022
Mar 31, 2021
Mar 31, 2020
Mar 31, 2019
Mar 31, 2018
Mar 31, 2017
Revenue$43.08M$50.60M$48.33M$63.80M$60.37M$56.01M$58.09M$58.16M$53.62M$43.77M
Interest expense--$18.47M$4.06M$2.20M$3.43M$4.76M$2.81M$2.35M$1.87M
Pre-tax income-$5.83M$6.24M$4.60M$23.68M$28.28M$13.45M$20.58M$22.41M$18.00M$10.79M
Income tax-$1.49M$1.33M$802.0K$5.61M$6.46M$2.98M$4.83M$5.15M$7.75M$3.39M
Net income-$4.34M$4.90M$3.80M$18.07M$21.82M$10.47M$15.75M$17.27M$10.24M$7.40M
EPS, basic-$0.21$0.23$0.18$0.84$0.98$0.47$0.69$0.76$0.45$0.33
EPS, diluted-$0.21$0.23$0.18$0.83$0.98$0.47$0.69$0.76$0.45$0.33
Diluted shares20.8M21.1M21.1M21.6M22.2M22.3M22.7M22.7M22.6M22.5M

Balance sheet

Balance sheet
Line item
Mar 31, 2026
Mar 31, 2025
Mar 31, 2024
Mar 31, 2023
Mar 31, 2022
Mar 31, 2021
Mar 31, 2020
Mar 31, 2019
Mar 31, 2018
Mar 31, 2017
Cash and equivalents$116.87M$29.41M$23.64M$22.04M$241.42M$265.41M$41.97M$22.95M$44.77M$64.61M
Goodwill$27.08M$27.08M$27.08M$27.08M$27.08M$27.08M$27.08M$27.08M$27.08M$27.08M
Total assets$1.46B$1.51B$1.52B$1.59B$1.74B$1.55B$1.18B$1.16B$1.15B$1.13B
Total liabilities$1.32B$1.35B$1.37B$1.43B$1.58B$1.40B$1.03B$1.02B$1.03B$1.02B
Shareholders' equity$145.64M$160.01M$155.59M$155.24M$157.25M$151.59M$148.84M$133.12M$116.90M$111.26M

Cash flow

Cash flow
Line item
Mar 31, 2026
Mar 31, 2025
Mar 31, 2024
Mar 31, 2023
Mar 31, 2022
Mar 31, 2021
Mar 31, 2020
Mar 31, 2019
Mar 31, 2018
Mar 31, 2017
Operating cash flow$12.04M$8.27M$12.75M$13.57M$16.46M$24.17M$15.92M$20.15M$11.94M$18.06M
Capital expenditures$789.0K$2.71M$5.61M$4.96M$3.25M$3.55M$2.95M$1.05M$753.0K$598.0K
Free cash flow$11.25M$5.56M$7.14M$8.61M$13.21M$20.61M$12.96M$19.11M$11.19M$17.46M
Investing cash flow$118.33M$13.33M$63.56M-$76.25M-$221.66M-$150.25M-$878.0K-$24.97M-$45.58M-$76.59M
Financing cash flow-$42.91M-$15.82M-$74.71M-$156.71M$181.21M$349.52M$3.98M-$17.00M$13.80M$67.75M
Dividends paid$1.67M$2.53M$5.08M$5.12M$4.67M$4.48M$4.08M$3.16M$2.14M$1.80M
Share repurchases$2.72M$2.00M$577.0K$6.71M$1.94M$1.45M$1.02M---
Stock-based compensation$431.0K$384.0K$34.0K$390.0K$319.0K$396.0K$346.0K$44.0K$88.0K-
Depreciation and amortization$3.40M$3.33M$2.76M$2.69M$3.52M$3.21M$2.96M$2.72M$2.92M$2.75M

Key ratios

Key ratios
Line item
Mar 31, 2026
Mar 31, 2025
Mar 31, 2024
Mar 31, 2023
Mar 31, 2022
Mar 31, 2021
Mar 31, 2020
Mar 31, 2019
Mar 31, 2018
Mar 31, 2017
Revenue growth, YoY-14.9%4.7%-24.3%5.7%7.8%-3.6%-0.1%8.5%22.5%13.5%
Net income growth, YoY-29.1%-79.0%-17.2%108.4%-33.5%-8.8%68.6%38.3%16.5%
EPS growth, YoY-27.8%-78.3%-15.3%108.5%-31.9%-9.2%68.9%36.4%17.9%
Net margin-10.1%9.7%7.9%28.3%36.1%18.7%27.1%29.7%19.1%16.9%
Free cash flow margin26.1%11.0%14.8%13.5%21.9%36.8%22.3%32.9%20.9%39.9%
Return on equity-3.0%3.1%2.4%11.6%13.9%6.9%10.6%13.0%8.8%6.7%
Return on assets-0.3%0.3%0.2%1.1%1.3%0.7%1.3%1.5%0.9%0.7%

Source: XBRL data Riverview Bancorp Inc files with the SEC, latest filing dated Aug 14, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

RVSB peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
RVSB$44.83M-13.3%-$3.87M-8.6%$124.8M
HSBC$68.27B+3.7%$23.13B33.9%$309.74B
EBC$1.19B+61.8%$381.02M32.1%$5.34B
AX$1.55B+23.0%$507.67M32.7%$5.33B
TFSL$343.73M+10.5%$102.06M29.7%$4.65B
PFS$924.11M+8.6%$310.15M33.6%$3.20B
BKU$1.13B+5.4%$273.97M24.3%$3.07B
CFFN$229.25M+19.4%$82.83M36.1%$1.08B

RVSB FAQ

8 questions
  • What is RVSB revenue?
    Riverview Bancorp Inc (RVSB) reported $44.83M of revenue for the twelve months ended Jun 30, 2026. That is down 13.3% from the year before. Revenue for fiscal 2026 was $43.08M.
  • Is RVSB profitable?
    No. Riverview Bancorp Inc reported a net loss of $3.87M for the twelve months ended Jun 30, 2026.
  • How much cash and debt does RVSB have?
    Riverview Bancorp Inc reported $102.21M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is RVSB revenue growing?
    Riverview Bancorp Inc's revenue changed -14.9% in fiscal 2026, to $43.08M. Its compound annual growth rate was -5.1% over 5 years and +1.1% over 10 years.
  • What is RVSB free cash flow?
    Riverview Bancorp Inc generated $13.90M of free cash flow for the twelve months ended Jun 30, 2026, which is operating cash flow of $14.77M less capital expenditures.
  • What is RVSB earnings per share?
    Diluted earnings per share were -$0.19 for the twelve months ended Jun 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did RVSB last report financial results?
    The latest statements here come from Riverview Bancorp Inc's 10-Q filed on Aug 14, 2026, covering the period ended Jun 30, 2026.
  • Where does this RVSB financial data come from?
    Quantisnow builds these statements from the structured XBRL data Riverview Bancorp Inc files with the SEC. It is provided for information only and is not investment advice.