Financials · SFBS

ServisFirst Bancshares Inc. (SFBS) financials

For the twelve months ended Sep 30, 2026, ServisFirst Bancshares Inc. reported $662.65M of revenue and $342.46M of net income.

Revenue, TTM
$662.65M
Revenue growth, YoY
+24.5%
Net income, TTM
$342.46M
Net income growth, YoY
+34.1%
Net margin
51.7%
EPS, diluted, TTM
$3.13
EPS growth, YoY
+34.0%
P/E
13.12
P/S
6.78
Market cap
$4.49B
Annual revenue$562.43M
FY2016FY2025
Annual net income$276.60M
FY2016FY2025
Annual free cash flow$166.00M
FY2016FY2018

SFBS revenue and earnings growth

SFBS revenueQ3 2026$172.93M

Quarter YoY
+26.9%
QoQ
+2.6%
FY YoY
+16.8%
5Y CAGR
+8.8%
10Y CAGR
+12.3%

SFBS revenue was $172.93M in fiscal Q3 2026 (ended Sep 30, 2026), up 26.9% from a year earlier and up 2.6% from the prior quarter. For the full fiscal 2025 it was $562.43M, up 16.8% from fiscal 2024. Compound annual growth was +8.8% over 5 years and +12.3% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

SFBS net incomeQ3 2026$87.31M

Quarter YoY
+33.2%
QoQ
+1.8%
FY YoY
+21.7%
5Y CAGR
+10.3%
10Y CAGR
+15.8%

SFBS net income was $87.31M in fiscal Q3 2026 (ended Sep 30, 2026), up 33.2% from a year earlier and up 1.8% from the prior quarter. For the full fiscal 2025 it was $276.60M, up 21.7% from fiscal 2024. Compound annual growth was +10.3% over 5 years and +15.8% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

SFBS EPSQ3 2026$0.80

Quarter YoY
+33.3%
QoQ
+1.9%
FY YoY
+21.6%
5Y CAGR
+10.1%
10Y CAGR
+15.5%

SFBS diluted EPS was $0.80 in fiscal Q3 2026 (ended Sep 30, 2026), up 33.3% from a year earlier and up 1.9% from the prior quarter. For the full fiscal 2025 it was $2.53, up 21.6% from fiscal 2024. Compound annual growth was +10.1% over 5 years and +15.5% over 10 years.

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue$562.43M$481.71M$441.35M$504.25M$417.95M$368.15M$311.63M$282.12M$244.78M$204.10M
Interest expense--$402.31M$88.42M$31.80M$50.98M$103.16M$63.95M$35.33M$25.80M
Pre-tax income$342.13M$278.98M$244.59M$308.83M$253.35M$214.21M$186.86M$168.84M$137.35M$110.82M
Income tax$65.53M$51.74M$37.73M$57.32M$45.62M$44.64M$37.62M$31.90M$44.26M$29.34M
Net income$276.60M$227.24M$206.85M$251.50M$207.73M$169.57M$149.24M$136.94M$93.09M$81.48M
EPS, basic$2.53$2.08$1.90$2.31$1.92$1.57$1.40$1.28$0.88$0.78
EPS, diluted$2.53$2.08$1.90$2.31$1.91$1.56$1.38$1.26$0.86$0.76
Diluted shares109.3M109.2M109.1M109.1M108.9M108.4M108.2M108.3M108.2M107.2M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalents------$630.60M$681.89M$477.59M$784.00M
Goodwill$13.62M$13.62M$13.62M$13.62M------
Total assets$17.73B$17.35B$16.13B$14.60B$15.45B$11.93B$8.95B$8.01B$7.08B$6.37B
Total liabilities$15.88B$15.73B$14.69B$13.30B$14.30B$10.94B$8.10B$7.29B$6.47B$5.85B
Shareholders' equity$1.85B$1.62B$1.44B$1.30B$1.15B$992.85M$842.68M$715.20M$607.60M$522.89M

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow$355.20M$252.91M$197.30M$272.63M$266.33M$191.29M$164.28M$168.30M$118.46M$98.52M
Capital expenditures-------$2.30M$21.15M$22.20M
Free cash flow-------$166.00M$97.31M$76.32M
Investing cash flow-$1.15B-$948.53M-$200.43M-$2.64B-$1.56B-$1.41B-$988.35M-$754.47M-$1.04B-$861.65M
Financing cash flow$49.35M$941.16M$1.32B-$1.04B$3.31B$2.80B$772.78M$790.48M$617.37M$1.19B
Dividends paid$73.17M$65.41M$45.71M$37.47M$32.52M$28.23M$24.05M$20.19M$10.04M$7.86M
Stock-based compensation$2.96M$3.49M$3.60M$3.21M$1.85M$1.33M$1.10M$851.0K$1.17M$1.20M
Depreciation and amortization$4.70M$4.80M$4.40M$4.10M$4.10M$3.80M$3.70M$3.40M$2.60M$2.70M

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY16.8%9.1%-12.5%20.6%13.5%18.1%10.5%15.3%19.9%16.1%
Net income growth, YoY21.7%9.9%-17.8%21.1%22.5%13.6%9.0%47.1%14.3%28.2%
EPS growth, YoY21.6%9.8%-17.8%20.7%22.0%13.4%9.1%47.1%13.2%26.7%
Net margin49.2%47.2%46.9%49.9%49.7%46.1%47.9%48.5%38.0%39.9%
Free cash flow margin-------58.8%39.8%37.4%
Return on equity15.0%14.1%14.4%19.4%18.0%17.1%17.7%19.1%15.3%15.6%
Return on assets1.6%1.3%1.3%1.7%1.3%1.4%1.7%1.7%1.3%1.3%

Source: XBRL data ServisFirst Bancshares Inc. files with the SEC, latest filing dated Nov 4, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures and share counts are restated for stock splits the filings show: 2-for-1, first reported Feb 28, 2017; 2-for-1, first reported Nov 4, 2026.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

SFBS peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
SFBS$662.65M+24.5%$342.46M51.7%$4.49B
JPM$203.15B+13.2%$65.98B32.5%$888.26B
BAC$120.16B+5.4%$32.24B26.8%$340.97B
WFC$87.23B+5.4%$22.97B26.3%$251.98B
C$85.22B+5.6%$14.31B16.8%$199.70B
UBS$49.57B+2.0%$7.80B15.7%$148.27B
COF$63.01B+31.2%$10.87B17.2%$121.43B
MFG¥8.79T+7.6%¥1.16T13.2%$116.96B
BNSC$37.74B+12.1%C$7.79B20.6%$112.48B

SFBS FAQ

6 questions
  • What is SFBS revenue?
    ServisFirst Bancshares Inc. (SFBS) reported $662.65M of revenue for the twelve months ended Sep 30, 2026. That is up 24.5% from the year before. Revenue for fiscal 2025 was $562.43M.
  • Is SFBS profitable?
    Yes. ServisFirst Bancshares Inc. earned $342.46M in net income for the twelve months ended Sep 30, 2026, a net margin of 51.7%.
  • How fast is SFBS revenue growing?
    ServisFirst Bancshares Inc.'s revenue changed +16.8% in fiscal 2025, to $562.43M. Its compound annual growth rate was +8.8% over 5 years and +12.3% over 10 years.
  • What is SFBS earnings per share?
    Diluted earnings per share were $3.13 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did SFBS last report financial results?
    The latest statements here come from ServisFirst Bancshares Inc.'s 10-Q filed on Nov 4, 2026, covering the period ended Sep 30, 2026.
  • Where does this SFBS financial data come from?
    Quantisnow builds these statements from the structured XBRL data ServisFirst Bancshares Inc. files with the SEC. It is provided for information only and is not investment advice.