For the twelve months ended Sep 30, 2026, Simmons First National Corporation reported $990.10M of revenue and $260.43M of net income.
SFNC revenue was $251.17M in fiscal Q3 2026 (ended Sep 30, 2026), compared with -$569.53M a year earlier and up 1.0% from the prior quarter. For the full fiscal 2025 it was $103.23M, down 86.7% from fiscal 2024. Compound annual growth was -34.8% over 5 years and -12.1% over 10 years. It rose in 6 of the last 10 fiscal years.
SFNC net income was $47.11M in fiscal Q3 2026 (ended Sep 30, 2026), compared with -$562.79M a year earlier and down 29.4% from the prior quarter. For the full fiscal 2025 it was -$397.55M, compared with $152.69M in fiscal 2024.
SFNC diluted EPS was $0.32 in fiscal Q3 2026 (ended Sep 30, 2026), compared with -$4.00 a year earlier and down 30.4% from the prior quarter. For the full fiscal 2025 it was -$2.95, compared with $1.21 in fiscal 2024.
SFNC free cash flow was $28.28M in fiscal Q3 2026 (ended Sep 30, 2026), down 87.0% from a year earlier and down 77.5% from the prior quarter. For the full fiscal 2025 it was $411.36M, up 8.1% from fiscal 2024. Compound annual growth was +16.8% over 5 years and +19.5% over 10 years. It rose in 8 of the last 10 fiscal years.
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $103.23M | $775.64M | $805.69M | $887.38M | $783.35M | $879.50M | $799.63M | $696.45M | $493.69M | $418.59M |
| Interest expense | - | - | $560.03M | $144.42M | $79.53M | $119.98M | $181.37M | $128.13M | $40.07M | $21.80M |
| Income tax | -$130.10M | $18.61M | $25.55M | $50.15M | $61.31M | $64.89M | $64.27M | $50.36M | $61.98M | $46.62M |
| Net income | -$397.55M | $152.69M | $175.06M | $256.41M | $271.16M | $254.90M | $238.17M | $215.71M | $92.94M | $96.81M |
| EPS, basic | -$2.96 | $1.22 | $1.39 | $2.07 | $2.47 | $2.32 | $2.42 | $2.34 | $1.34 | $1.58 |
| EPS, diluted | -$2.95 | $1.21 | $1.38 | $2.06 | $2.46 | $2.31 | $2.41 | $2.32 | $1.33 | $1.56 |
| Diluted shares | 134.7M | 126.1M | 126.8M | 124.5M | 110.2M | 110.2M | 98.8M | 92.8M | 69.9M | 61.9M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $711.91M | $687.38M | $614.09M | $682.12M | $1.65B | $3.47B | $996.62M | $833.46M | $598.04M | $285.66M |
| Short-term investments | - | - | - | - | - | - | $163.70M | - | - | - |
| Goodwill | $1.32B | $1.32B | $1.32B | $1.32B | $1.15B | $1.08B | $1.06B | $845.69M | $842.65M | $348.50M |
| Total assets | $24.54B | $26.88B | $27.35B | $27.46B | $24.72B | $22.36B | $21.26B | $16.54B | $15.00B | $8.40B |
| Long-term debt | $334.97M | $386.67M | $388.51M | $390.29M | $1.72B | $1.72B | $435.86M | $369.40M | $218.59M | $333.56M |
| Total debt | $334.97M | $386.67M | $388.51M | $390.29M | $1.72B | $1.72B | $435.86M | $369.40M | $218.59M | $333.56M |
| Total liabilities | $21.12B | $23.35B | $23.92B | $24.19B | $21.48B | $19.38B | $18.27B | $14.30B | $12.97B | $7.25B |
| Shareholders' equity | $3.42B | $3.53B | $3.43B | $3.27B | $3.25B | $2.98B | $2.99B | $2.25B | $2.08B | $1.15B |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $449.50M | $425.92M | $540.98M | $322.20M | $277.78M | $202.54M | $256.08M | $226.98M | $114.56M | $91.13M |
| Capital expenditures | $38.14M | $45.51M | $33.09M | $35.27M | $47.86M | $13.27M | $67.83M | $29.74M | $34.22M | $18.89M |
| Free cash flow | $411.36M | $380.42M | $507.89M | $286.93M | $229.92M | $189.27M | $188.25M | $197.24M | $80.35M | $72.24M |
| Investing cash flow | $1.57B | $369.51M | -$183.59M | -$946.23M | -$2.54B | $1.19B | $604.48M | -$1.40B | -$338.47M | -$250.95M |
| Financing cash flow | -$2.00B | -$722.15M | -$425.42M | -$344.50M | $438.46M | $1.08B | -$697.39M | $1.40B | $536.29M | $193.21M |
| Dividends paid | $115.04M | $105.44M | $100.96M | $94.10M | $78.84M | $74.59M | $63.92M | $55.65M | $35.12M | $28.74M |
| Share repurchases | $0 | $0 | $40.32M | $111.13M | $132.46M | $113.33M | $10.13M | $0 | $0 | - |
| Stock-based compensation | $10.76M | $11.29M | $12.19M | $15.32M | $15.87M | $13.20M | $12.92M | $9.72M | $10.68M | $3.42M |
| Depreciation and amortization | $40.80M | $46.12M | $47.88M | $48.96M | $47.22M | $49.04M | $36.26M | $28.41M | $21.06M | $16.98M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | -86.7% | -3.7% | -9.2% | 13.3% | -10.9% | 10.0% | 14.8% | 41.1% | 17.9% | 12.1% |
| Net income growth, YoY | - | -12.8% | -31.7% | -5.4% | 6.4% | 7.0% | 10.4% | 132.1% | -4.0% | 30.2% |
| EPS growth, YoY | - | -12.3% | -33.0% | -16.3% | 6.5% | -4.1% | 3.9% | 74.4% | -14.7% | 19.1% |
| Net margin | -385.1% | 19.7% | 21.7% | 28.9% | 34.6% | 29.0% | 29.8% | 31.0% | 18.8% | 23.1% |
| Free cash flow margin | 398.5% | 49.0% | 63.0% | 32.3% | 29.4% | 21.5% | 23.5% | 28.3% | 16.3% | 17.3% |
| Return on equity | -11.6% | 4.3% | 5.1% | 7.8% | 8.3% | 8.6% | 8.0% | 9.6% | 4.5% | 8.4% |
| Return on assets | -1.6% | 0.6% | 0.6% | 0.9% | 1.1% | 1.1% | 1.1% | 1.3% | 0.6% | 1.2% |
| Debt to equity | 0.10 | 0.11 | 0.11 | 0.12 | 0.53 | 0.58 | 0.15 | 0.16 | 0.10 | 0.29 |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $251.17M | $248.57M | $241.37M | $249.00M | -$569.53M | $214.18M | $209.58M | $208.50M | $174.84M | $197.20M | $195.09M | $177.60M |
| Interest expense | - | - | - | - | - | - | - | - | - | $175.24M | $170.74M | $167.89M |
| Income tax | $9.85M | $16.70M | $17.53M | $15.95M | -$160.73M | $8.87M | $5.81M | $5.73M | $761.0K | $5.99M | $6.13M | -$4.47M |
| Net income | $47.11M | $66.69M | $68.54M | $78.08M | -$562.79M | $54.77M | $32.39M | $48.32M | $24.74M | $40.76M | $38.87M | $23.91M |
| EPS, basic | $0.33 | $0.46 | $0.47 | $0.36 | -$4.01 | $0.43 | $0.26 | $0.39 | $0.20 | $0.32 | $0.31 | $0.19 |
| EPS, diluted | $0.32 | $0.46 | $0.47 | $0.36 | -$4.00 | $0.43 | $0.26 | $0.38 | $0.20 | $0.32 | $0.31 | $0.19 |
| Diluted shares | 145.1M | 145.3M | 145.3M | - | 140.6M | 126.4M | 126.3M | - | 126.0M | 125.8M | 125.7M | - |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $759.62M | $589.48M | $548.48M | $711.91M | $643.62M | $644.46M | $634.29M | $687.38M | $603.40M | $574.33M | $603.30M | $614.09M |
| Goodwill | $1.32B | $1.32B | $1.32B | $1.32B | $1.32B | $1.32B | $1.32B | $1.32B | $1.32B | $1.32B | $1.32B | $1.32B |
| Total assets | $24.07B | $24.78B | $24.69B | $24.54B | $24.21B | $26.69B | $26.79B | $26.88B | $27.27B | $27.37B | $27.37B | $27.35B |
| Long-term debt | $317.63M | $328.28M | $332.46M | $334.97M | $670.08M | $385.72M | $386.19M | $386.67M | $387.13M | $387.60M | $388.05M | $388.51M |
| Total debt | $317.63M | $328.28M | $332.46M | $334.97M | $670.08M | $385.72M | $386.19M | $386.67M | $387.13M | $387.60M | $388.05M | $388.51M |
| Total liabilities | $20.72B | $21.29B | $21.26B | $21.12B | $20.85B | $23.14B | $23.26B | $23.35B | $23.74B | $23.91B | $23.93B | $23.92B |
| Shareholders' equity | $3.35B | $3.48B | $3.44B | $3.42B | $3.35B | $3.55B | $3.53B | $3.53B | $3.53B | $3.46B | $3.44B | $3.43B |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $43.48M | $144.55M | $40.31M | $115.66M | $223.40M | $77.64M | $32.80M | $82.86M | $199.41M | $86.06M | $57.59M | $420.54M |
| Capital expenditures | -$15.20M | $19.03M | $6.27M | $9.99M | $6.67M | $11.34M | $10.15M | $10.57M | $11.70M | $13.39M | $9.85M | $6.53M |
| Free cash flow | $28.28M | $125.52M | $34.04M | $105.68M | $216.73M | $66.31M | $22.64M | $72.29M | $187.71M | $72.67M | $47.75M | $414.01M |
| Investing cash flow | $792.95M | -$115.27M | -$321.92M | -$314.57M | $1.81B | $88.68M | -$9.01M | $390.92M | $62.97M | -$44.68M | -$39.70M | -$18.31M |
| Financing cash flow | -$666.29M | $11.72M | $118.19M | $267.20M | -$2.03B | -$156.15M | -$76.88M | -$389.81M | -$233.31M | -$70.35M | -$28.68M | -$393.79M |
| Dividends paid | $31.07M | $31.08M | $31.19M | $30.76M | $30.75M | $26.77M | $26.76M | $26.38M | $26.37M | $26.35M | $26.34M | $25.04M |
| Share repurchases | $75.0K | - | - | $0 | $0 | - | - | $0 | $0 | - | - | $323.0K |
| Stock-based compensation | $3.08M | $3.42M | $3.57M | -$1.77M | $3.93M | $3.32M | $5.29M | $2.42M | $1.33M | $3.12M | $4.41M | $2.57M |
| Depreciation and amortization | $10.05M | $9.94M | $10.00M | $9.85M | $9.98M | $10.21M | $10.76M | $11.25M | $11.65M | $11.68M | $11.53M | $11.94M |
| Line item | Sep 30, 2026 | Jun 30, 2026 | Mar 31, 2026 | Dec 31, 2025 | Sep 30, 2025 | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | - | 16.1% | 15.2% | 19.4% | -425.7% | 8.6% | 7.4% | 17.4% | -10.9% | -5.3% | -12.8% | -25.3% |
| Net income growth, YoY | - | 21.8% | 111.6% | 61.6% | - | 34.4% | -16.7% | 102.1% | -47.6% | -30.1% | -14.7% | -71.3% |
| EPS growth, YoY | - | 7.0% | 80.8% | - | - | 34.4% | -16.1% | 100.0% | -45.9% | -30.4% | -13.9% | -70.3% |
| Net margin | 18.8% | 26.8% | 28.4% | 31.4% | - | 25.6% | 15.5% | 23.2% | 14.1% | 20.7% | 19.9% | 13.5% |
| Free cash flow margin | 11.3% | 50.5% | 14.1% | 42.4% | - | 31.0% | 10.8% | 34.7% | 107.4% | 36.9% | 24.5% | 233.1% |
| Debt to equity | 0.09 | 0.09 | 0.10 | 0.10 | 0.20 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 |
Source: XBRL data Simmons First National Corporation files with the SEC, latest filing dated Nov 4, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.
Per-share figures and share counts are restated for stock splits the filings show: 2-for-1, first reported Feb 28, 2018.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| SFNC | $990.10M | +1478.4% | $260.43M | 26.3% | $3.37B |
| JPM | $203.15B | +13.2% | $65.98B | 32.5% | $888.26B |
| BAC | $120.16B | +5.4% | $32.24B | 26.8% | $340.97B |
| WFC | $87.23B | +5.4% | $22.97B | 26.3% | $251.98B |
| C | $85.22B | +5.6% | $14.31B | 16.8% | $199.70B |
| UBS | $49.57B | +2.0% | $7.80B | 15.7% | $148.27B |
| COF | $63.01B | +31.2% | $10.87B | 17.2% | $121.43B |
| MFG | ¥8.79T | +7.6% | ¥1.16T | 13.2% | $116.96B |
| BNS | C$37.74B | +12.1% | C$7.79B | 20.6% | $112.48B |