Financials · SIGI

Selective Insurance Group Inc. (SIGI) financials

For the twelve months ended Sep 30, 2026, Selective Insurance Group Inc. reported $5.44B of revenue and $510.94M of net income.

Revenue, TTM
$5.44B
Revenue growth, YoY
+4.0%
Net income, TTM
$510.94M
Net income growth, YoY
+25.6%
Net margin
9.4%
Free cash flow, TTM
$1.14B
EPS, diluted, TTM
$8.32
EPS growth, YoY
+28.0%
Cash
$15.37M
Total debt
$901.52M
P/E
11.93
P/S
1.12
Market cap
$6.10B
Annual revenue$5.34B
FY2016FY2025
Annual net income$466.41M
FY2016FY2025
Annual free cash flow$1.19B
FY2018FY2025

SIGI revenue and earnings growth

SIGI revenueQ3 2026$1.33B

Quarter YoY
-2.5%
QoQ
-4.4%
FY YoY
+9.8%
5Y CAGR
+12.8%
10Y CAGR
+9.6%

SIGI revenue was $1.33B in fiscal Q3 2026 (ended Sep 30, 2026), down 2.5% from a year earlier and down 4.4% from the prior quarter. For the full fiscal 2025 it was $5.34B, up 9.8% from fiscal 2024. Compound annual growth was +12.8% over 5 years and +9.6% over 10 years. It rose in each of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

SIGI net incomeQ3 2026$128.65M

Quarter YoY
+11.5%
QoQ
-0.6%
FY YoY
+125.3%
5Y CAGR
+13.6%
10Y CAGR
+10.9%

SIGI net income was $128.65M in fiscal Q3 2026 (ended Sep 30, 2026), up 11.5% from a year earlier and down 0.6% from the prior quarter. For the full fiscal 2025 it was $466.41M, up 125.3% from fiscal 2024. Compound annual growth was +13.6% over 5 years and +10.9% over 10 years. It rose in 6 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

SIGI EPSQ3 2026$2.11

Quarter YoY
+14.1%
QoQ
+0.0%
FY YoY
+131.9%
5Y CAGR
+12.9%
10Y CAGR
+10.1%

SIGI diluted EPS was $2.11 in fiscal Q3 2026 (ended Sep 30, 2026), up 14.1% from a year earlier and up 0.0% from the prior quarter. For the full fiscal 2025 it was $7.49, up 131.9% from fiscal 2024. Compound annual growth was +12.9% over 5 years and +10.1% over 10 years.

SIGI free cash flowQ3 2026$346.97M

Quarter YoY
-12.7%
QoQ
+61.5%
FY YoY
+11.7%
5Y CAGR
+17.6%

SIGI free cash flow was $346.97M in fiscal Q3 2026 (ended Sep 30, 2026), down 12.7% from a year earlier and up 61.5% from the prior quarter. For the full fiscal 2025 it was $1.19B, up 11.7% from fiscal 2024. Compound annual growth was +17.6% over 5 years. It rose in 6 of the last 7 fiscal years. Fiscal 2025 is the highest of the 8 fiscal years on file.

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue$5.34B$4.86B$4.23B$3.56B$3.38B$2.92B$2.85B$2.59B$2.47B$2.28B
Pre-tax income$589.60M$258.03M$458.41M$280.19M$505.31M$302.99M$336.39M$211.72M$261.97M$219.96M
Income tax$123.19M$51.02M$93.17M$55.30M$101.47M$56.63M$64.77M$32.78M$93.14M$61.46M
Net income$466.41M$207.01M$365.24M$224.89M$403.84M$246.35M$271.62M$178.94M$168.83M$158.50M
EPS, basic$7.54$3.25$5.87$3.57$6.55$4.12$4.57$3.04$2.89$2.74
EPS, diluted$7.49$3.23$5.84$3.54$6.50$4.09$4.53$3.00$2.84$2.70
Diluted shares61.1M61.3M61.0M60.9M60.7M60.3M60.0M59.7M59.4M58.7M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalents$17.96M$63.02M$13.27M$25.21M$45.06M$15.23M$7.97M$16.92M$44.71M$37.41M
Goodwill$7.85M$7.85M$7.85M$7.85M$7.85M$7.85M$7.85M$7.85M$7.85M$7.85M
Total assets$15.16B$13.51B$11.80B$10.80B$10.46B$9.69B$8.80B$7.95B$7.69B$7.36B
Short-term debt------$0-$0$0
Long-term debt-$507.94M$503.95M$504.68M$506.05M$550.74M$550.60M---
Total debt$901.87M$507.94M$503.95M$504.68M$506.05M$550.74M$550.60M$439.54M$439.12M$438.67M
Total liabilities$11.55B$10.39B$8.85B$8.27B$7.48B$6.95B$6.60B$6.16B$5.97B$5.82B
Shareholders' equity$3.61B$3.12B$2.95B$2.53B$2.98B$2.74B$2.19B$1.79B$1.71B$1.53B

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow$1.23B$1.10B$758.91M$802.41M$771.42M$554.04M$477.50M$454.94M$379.55M$329.51M
Capital expenditures$38.74M$30.81M$22.63M$26.02M$22.16M$22.06M$30.99M$16.11M--
Free cash flow$1.19B$1.07B$736.28M$776.39M$749.26M$531.98M$446.51M$438.83M--
Investing cash flow-$1.49B-$947.38M-$686.36M-$734.45M-$618.78M-$688.17M-$543.62M-$435.69M-$332.66M-$320.74M
Financing cash flow$207.48M-$102.75M-$84.49M-$87.82M-$122.81M$141.38M$57.18M-$47.05M-$39.58M$15.88M
Dividends paid$92.88M$84.94M$73.83M$66.92M$60.14M$54.49M$47.67M$42.10M$37.05M$33.76M
Share repurchases$92.59M$15.62M$7.93M$18.34M$9.05M$7.05M$8.16M$6.56M$6.01M$4.99M
Stock-based compensation$23.10M$22.76M$18.35M$18.43M$15.89M$16.23M$19.08M$14.51M$12.09M$10.45M
Depreciation and amortization$32.67M$34.80M$30.04M$42.34M$55.11M$59.35M$55.20M$44.87M$52.10M$61.67M

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY9.8%14.9%18.9%5.3%15.6%2.7%10.1%4.7%8.1%7.1%
Net income growth, YoY125.3%-43.3%62.4%-44.3%63.9%-9.3%51.8%6.0%6.5%-4.4%
EPS growth, YoY131.9%-44.7%65.0%-45.5%58.9%-9.7%51.0%5.6%5.2%-5.3%
Net margin8.7%4.3%8.6%6.3%12.0%8.4%9.5%6.9%6.8%6.9%
Free cash flow margin22.4%22.0%17.4%21.8%22.2%18.2%15.7%17.0%--
Return on equity12.9%6.6%12.4%8.9%13.5%9.0%12.4%10.0%9.9%10.3%
Return on assets3.1%1.5%3.1%2.1%3.9%2.5%3.1%2.3%2.2%2.2%
Debt to equity0.250.160.170.200.170.200.250.250.260.29

Source: XBRL data Selective Insurance Group Inc. files with the SEC, latest filing dated Oct 23, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

SIGI peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
SIGI$5.44B+4.0%$510.94M9.4%$6.10B
CB$61.85B+5.7%$11.23B18.2%$141.03B
PGR$91.73B+7.7%$11.62B12.7%$134.27B
TRV$48.92B+1.1%$8.33B17.0%$82.14B
ALL$70.23B+5.1%$11.61B16.5%$64.61B
AIG$27.73B+1.2%$3.29B11.9%$42.68B
HIG$29.87B+9.2%$4.61B15.4%$36.85B
ACGL$18.78B-3.9%$4.38B23.3%$35.53B
CINF$13.28B+9.9%$2.66B20.1%$29.15B

SIGI FAQ

8 questions
  • What is SIGI revenue?
    Selective Insurance Group Inc. (SIGI) reported $5.44B of revenue for the twelve months ended Sep 30, 2026. That is up 4.0% from the year before. Revenue for fiscal 2025 was $5.34B.
  • Is SIGI profitable?
    Yes. Selective Insurance Group Inc. earned $510.94M in net income for the twelve months ended Sep 30, 2026, a net margin of 9.4%.
  • How much cash and debt does SIGI have?
    Selective Insurance Group Inc. reported $15.37M in cash and cash equivalents and $901.52M of debt on its most recent balance sheet in SEC filings.
  • How fast is SIGI revenue growing?
    Selective Insurance Group Inc.'s revenue changed +9.8% in fiscal 2025, to $5.34B. Its compound annual growth rate was +12.8% over 5 years and +9.6% over 10 years.
  • What is SIGI free cash flow?
    Selective Insurance Group Inc. generated $1.14B of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $1.19B less capital expenditures.
  • What is SIGI earnings per share?
    Diluted earnings per share were $8.32 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did SIGI last report financial results?
    The latest statements here come from Selective Insurance Group Inc.'s 10-Q filed on Oct 23, 2026, covering the period ended Sep 30, 2026.
  • Where does this SIGI financial data come from?
    Quantisnow builds these statements from the structured XBRL data Selective Insurance Group Inc. files with the SEC. It is provided for information only and is not investment advice.