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Financials · TCBK

TriCo Bancshares (TCBK) financials

For the twelve months ended Sep 30, 2026, TriCo Bancshares reported $446.24M of revenue and $139.46M of net income.

Revenue, TTM
$446.24M
Revenue growth, YoY
+8.8%
Net income, TTM
$139.46M
Net income growth, YoY
+19.2%
Net margin
31.3%
Free cash flow, TTM
$129.04M
EPS, diluted, TTM
$4.30
EPS growth, YoY
+20.8%
Cash
$195.69M
P/E
12.09
P/S
3.78
Market cap
$1.69B
Annual revenue$419.18M
FY2016FY2025
Annual net income$121.56M
FY2016FY2025
Annual free cash flow$127.93M
FY2016FY2025

TCBK revenue and earnings growth

TCBK revenueQ3 2026$116.71M

Quarter YoY
+8.5%
QoQ
+4.3%
FY YoY
+5.9%
5Y CAGR
+6.0%
10Y CAGR
+7.6%

TCBK revenue was $116.71M in fiscal Q3 2026 (ended Sep 30, 2026), up 8.5% from a year earlier and up 4.3% from the prior quarter. For the full fiscal 2025 it was $419.18M, up 5.9% from fiscal 2024. Compound annual growth was +6.0% over 5 years and +7.6% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

TCBK net incomeQ3 2026$37.97M

Quarter YoY
+11.6%
QoQ
+11.1%
FY YoY
+5.8%
5Y CAGR
+13.4%
10Y CAGR
+10.7%

TCBK net income was $37.97M in fiscal Q3 2026 (ended Sep 30, 2026), up 11.6% from a year earlier and up 11.1% from the prior quarter. For the full fiscal 2025 it was $121.56M, up 5.8% from fiscal 2024. Compound annual growth was +13.4% over 5 years and +10.7% over 10 years. It rose in 6 of the last 10 fiscal years.

TCBK EPSQ3 2026$1.18

Quarter YoY
+13.5%
QoQ
+11.3%
FY YoY
+6.9%
5Y CAGR
+11.4%
10Y CAGR
+6.8%

TCBK diluted EPS was $1.18 in fiscal Q3 2026 (ended Sep 30, 2026), up 13.5% from a year earlier and up 11.3% from the prior quarter. For the full fiscal 2025 it was $3.70, up 6.9% from fiscal 2024. Compound annual growth was +11.4% over 5 years and +6.8% over 10 years.

TCBK free cash flowQ3 2026$39.13M

Quarter YoY
-9.5%
QoQ
+68.3%
FY YoY
+21.7%
5Y CAGR
+2.7%
10Y CAGR
+10.0%

TCBK free cash flow was $39.13M in fiscal Q3 2026 (ended Sep 30, 2026), down 9.5% from a year earlier and up 68.3% from the prior quarter. For the full fiscal 2025 it was $127.93M, up 21.7% from fiscal 2024. Compound annual growth was +2.7% over 5 years and +10.0% over 10 years. It rose in 7 of the last 10 fiscal years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$419.18M$395.84M$418.08M$409.02M$335.20M$312.92M$310.59M$264.41M$224.06M$212.55M
Interest expense--$81.68M$9.53M$5.51M$9.46M$15.38M$12.87M$6.80M$5.72M
Pre-tax income$166.16M$155.10M$160.91M$173.91M$163.70M$87.35M$126.82M$93.35M$77.51M$72.52M
Income tax$44.60M$40.24M$43.52M$48.49M$46.05M$22.54M$34.75M$25.03M$36.96M$27.71M
Net income$121.56M$114.87M$117.39M$125.42M$117.66M$64.81M$92.07M$68.32M$40.55M$44.81M
EPS, basic$3.72$3.47$3.53$3.85$3.96$2.17$3.02$2.57$1.77$1.96
EPS, diluted$3.70$3.46$3.52$3.83$3.94$2.16$3.00$2.54$1.74$1.94
Diluted shares32.9M33.2M33.4M32.7M29.9M30.0M30.6M26.9M23.3M23.1M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$157.01M$144.96M$98.70M$107.23M$768.42M$669.55M$276.51M$227.53M$205.43M$305.61M
Goodwill$304.44M$304.44M$304.44M$304.44M$220.87M$220.87M$220.87M$220.97M$64.31M$64.31M
Total assets$9.82B$9.67B$9.91B$9.93B$8.61B$7.64B$6.47B$6.35B$4.76B$4.52B
Total liabilities$8.49B$8.45B$8.75B$8.88B$7.61B$6.71B$5.56B$5.53B$4.26B$4.04B
Shareholders' equity$1.33B$1.22B$1.16B$1.05B$1.00B$925.11M$893.59M$827.37M$505.81M$477.35M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$133.29M$109.71M$138.89M$162.90M$132.21M$114.80M$102.81M$91.07M$55.38M$48.23M
Capital expenditures$5.36M$4.56M$4.89M$3.62M$3.20M$2.81M$4.29M$7.37M$15.16M$10.93M
Free cash flow$127.93M$105.15M$134.00M$159.27M$129.01M$111.99M$98.51M$83.70M$40.22M$37.30M
Investing cash flow-$82.63M$285.00M$28.57M-$723.22M-$883.81M-$816.33M-$29.79M-$142.00M-$357.44M-$139.39M
Financing cash flow-$38.60M-$348.45M-$175.98M-$100.86M$850.47M$1.09B-$24.04M$73.04M$201.88M$93.32M
Dividends paid$45.03M$43.65M$39.90M$35.80M$29.72M$26.30M$25.00M$18.77M$15.13M$13.70M
Share repurchases$32.05M$15.54M$9.24M$27.15M$4.34M$26.72M$2.20M$2.48M$1.63M$1.89M
Stock-based compensation$4.76M$4.67M$4.13M$3.87M$2.64M$2.04M$1.65M$1.46M$1.59M$1.47M
Depreciation and amortization$6.38M$6.00M$6.37M$6.01M$6.36M$6.45M$6.92M$7.01M$6.79M$6.47M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY5.9%-5.3%2.2%22.0%7.1%0.8%17.5%18.0%5.4%5.6%
Net income growth, YoY5.8%-2.1%-6.4%6.6%81.5%-29.6%34.8%68.5%-9.5%2.3%
EPS growth, YoY6.9%-1.7%-8.1%-2.8%82.4%-28.0%18.1%46.0%-10.3%1.6%
Net margin29.0%29.0%28.1%30.7%35.1%20.7%29.6%25.8%18.1%21.1%
Free cash flow margin30.5%26.6%32.1%38.9%38.5%35.8%31.7%31.7%17.9%17.5%
Return on equity9.2%9.4%10.1%12.0%11.8%7.0%10.3%8.3%8.0%9.4%
Return on assets1.2%1.2%1.2%1.3%1.4%0.8%1.4%1.1%0.9%1.0%

Source: XBRL data TriCo Bancshares files with the SEC, latest filing dated Nov 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

TCBK peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
TCBK$446.24M+8.8%$139.46M31.3%$1.69B
JPM$203.15B+13.2%$65.98B32.5%$908.43B
BAC$120.16B+5.4%$32.24B26.8%$348.81B
WFC$87.23B+5.4%$22.97B26.3%$256.63B
C$85.22B+5.6%$14.31B16.8%$201.89B
UBS$49.57B+2.0%$7.80B15.7%$151.93B
MFG¥8.79T+7.6%¥1.16T13.2%$122.19B
COF$63.01B+31.2%$10.87B17.2%$119.45B
BNSC$37.74B+12.1%C$7.79B20.6%$114.51B

TCBK FAQ

8 questions
  • What is TCBK revenue?
    TriCo Bancshares (TCBK) reported $446.24M of revenue for the twelve months ended Sep 30, 2026. That is up 8.8% from the year before. Revenue for fiscal 2025 was $419.18M.
  • Is TCBK profitable?
    Yes. TriCo Bancshares earned $139.46M in net income for the twelve months ended Sep 30, 2026, a net margin of 31.3%.
  • How much cash and debt does TCBK have?
    TriCo Bancshares reported $195.69M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is TCBK revenue growing?
    TriCo Bancshares's revenue changed +5.9% in fiscal 2025, to $419.18M. Its compound annual growth rate was +6.0% over 5 years and +7.6% over 10 years.
  • What is TCBK free cash flow?
    TriCo Bancshares generated $129.04M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $134.45M less capital expenditures.
  • What is TCBK earnings per share?
    Diluted earnings per share were $4.30 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did TCBK last report financial results?
    The latest statements here come from TriCo Bancshares's 10-Q filed on Nov 6, 2026, covering the period ended Sep 30, 2026.
  • Where does this TCBK financial data come from?
    Quantisnow builds these statements from the structured XBRL data TriCo Bancshares files with the SEC. It is provided for information only and is not investment advice.