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Financials · TFIN

Triumph Financial Inc. (TFIN) financials

For the twelve months ended Sep 30, 2026, Triumph Financial Inc. reported $471.80M of revenue and $50.37M of net income.

Revenue, TTM
$471.80M
Revenue growth, YoY
+11.7%
Net income, TTM
$50.37M
Net income growth, YoY
+404.5%
Net margin
10.7%
EPS, diluted, TTM
$1.96
EPS growth, YoY
+575.9%
Cash
$1.03B
P/E
29.95
P/S
3.20
Market cap
$1.51B
Annual revenue$439.00M
FY2016FY2025
Annual net income$25.36M
FY2016FY2025

TFIN revenue and earnings growth

TFIN revenueQ3 2026$125.67M

Quarter YoY
+15.0%
QoQ
+4.5%
FY YoY
+5.6%
5Y CAGR
+4.9%
10Y CAGR
+13.5%

TFIN revenue was $125.67M in fiscal Q3 2026 (ended Sep 30, 2026), up 15.0% from a year earlier and up 4.5% from the prior quarter. For the full fiscal 2025 it was $439.00M, up 5.6% from fiscal 2024. Compound annual growth was +4.9% over 5 years and +13.5% over 10 years. It rose in 8 of the last 10 fiscal years.

TFIN net incomeQ3 2026$13.43M

Quarter YoY
+686.2%
QoQ
+18.1%
FY YoY
+57.6%
5Y CAGR
-16.9%
10Y CAGR
-1.4%

TFIN net income was $13.43M in fiscal Q3 2026 (ended Sep 30, 2026), up 686.2% from a year earlier and up 18.1% from the prior quarter. For the full fiscal 2025 it was $25.36M, up 57.6% from fiscal 2024. Compound annual growth was -16.9% over 5 years and -1.4% over 10 years. It rose in 6 of the last 10 fiscal years.

TFIN EPSQ3 2026$0.52

Quarter YoY
13x
QoQ
+18.2%
FY YoY
+72.2%
5Y CAGR
-18.1%
10Y CAGR
-5.1%

TFIN diluted EPS was $0.52 in fiscal Q3 2026 (ended Sep 30, 2026), up about 13-fold from a year earlier and up 18.2% from the prior quarter. For the full fiscal 2025 it was $0.93, up 72.2% from fiscal 2024. Compound annual growth was -18.1% over 5 years and -5.1% over 10 years.

TFIN free cash flowQ3 2026$21.26M

Quarter YoY
-5.3%
QoQ
-50.2%
FY YoY
+79.0%

TFIN free cash flow was $21.26M in fiscal Q3 2026 (ended Sep 30, 2026), down 5.3% from a year earlier and down 50.2% from the prior quarter. For the full fiscal 2014 it was $16.93M, up 79.0% from fiscal 2013.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$439.00M$415.87M$418.25M$484.56M$423.63M$345.11M$287.47M$250.02M$196.34M$133.31M
Interest expense--$54.34M$18.75M$18.43M$37.39M$55.25M$35.93M$21.54M$12.13M
Pre-tax income$32.99M$20.47M$52.81M$137.00M$144.95M$84.71M$75.45M$66.50M$61.10M$33.51M
Income tax$7.63M$4.38M$11.73M$34.69M$31.98M$20.69M$16.90M$14.79M$24.88M$12.81M
Net income$25.36M$16.09M$41.08M$102.31M$112.97M$64.02M$58.54M$51.71M$36.22M$20.70M
EPS, basic$0.94$0.55$1.63$4.06$4.44$2.56$2.26$2.06$1.85$1.11
EPS, diluted$0.93$0.54$1.61$3.96$4.35$2.53$2.25$2.03$1.81$1.10
Diluted shares23.8M23.8M23.6M25.0M25.3M24.6M26.1M25.5M20.0M18.1M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$248.47M$330.12M$286.63M$408.18M$383.18M$314.39M$197.88M$234.94M$134.13M$114.51M
Goodwill$355.30M$241.95M$233.71M$233.71M$233.73M$163.21M$158.74M$158.74M$44.13M$28.81M
Total assets$6.38B$5.95B$5.35B$5.33B$5.96B$5.94B$5.06B$4.56B$3.50B$2.64B
Total debt----$27.14M$191.86M----
Total liabilities$5.44B$5.06B$4.48B$4.44B$5.10B$5.21B$4.42B$3.92B$3.11B$2.35B
Shareholders' equity$941.77M$890.92M$864.40M$888.97M$858.86M$726.78M$636.59M$636.61M$391.70M$289.35M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$67.06M$58.54M$60.01M$80.75M$136.96M$97.33M$72.45M$73.83M$47.27M$30.98M
Investing cash flow-$525.48M-$590.00M-$129.51M$666.11M$77.66M-$774.74M-$520.37M-$268.31M-$379.77M-$273.56M
Financing cash flow$376.77M$574.94M-$52.05M-$721.87M-$145.83M$793.92M$410.86M$295.29M$352.11M$251.81M
Dividends paid$3.21M$3.21M$3.21M$3.21M$3.21M$1.70M----
Share repurchases$2.23M$3.29M$81.62M$76.71M$1.24M$35.77M$64.52M$398.0K$366.0K$654.0K
Stock-based compensation$14.01M$14.52M$13.23M$21.18M$20.32M$4.62M$3.65M$2.73M$1.80M$2.37M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY5.6%-0.6%-13.7%14.4%22.8%20.1%15.0%27.3%47.3%7.6%
Net income growth, YoY57.6%-60.8%-59.8%-9.4%76.5%9.4%13.2%42.8%75.0%-28.9%
EPS growth, YoY72.2%-66.5%-59.3%-9.0%71.9%12.4%10.8%12.2%64.5%-29.9%
Net margin5.8%3.9%9.8%21.1%26.7%18.6%20.4%20.7%18.4%15.5%
Return on equity2.7%1.8%4.8%11.5%13.2%8.8%9.2%8.1%9.2%7.2%
Return on assets0.4%0.3%0.8%1.9%1.9%1.1%1.2%1.1%1.0%0.8%
Debt to equity----0.030.26----

Source: XBRL data Triumph Financial Inc. files with the SEC, latest filing dated Oct 21, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

TFIN peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
TFIN$471.80M+11.7%$50.37M10.7%$1.51B
JPM$203.15B+13.2%$65.98B32.5%$908.43B
BAC$120.16B+5.4%$32.24B26.8%$348.81B
WFC$87.23B+5.4%$22.97B26.3%$256.63B
C$85.22B+5.6%$14.31B16.8%$201.89B
UBS$49.57B+2.0%$7.80B15.7%$151.93B
MFG¥8.79T+7.6%¥1.16T13.2%$122.19B
COF$63.01B+31.2%$10.87B17.2%$119.45B
BNSC$37.74B+12.1%C$7.79B20.6%$114.51B

TFIN FAQ

7 questions
  • What is TFIN revenue?
    Triumph Financial Inc. (TFIN) reported $471.80M of revenue for the twelve months ended Sep 30, 2026. That is up 11.7% from the year before. Revenue for fiscal 2025 was $439.00M.
  • Is TFIN profitable?
    Yes. Triumph Financial Inc. earned $50.37M in net income for the twelve months ended Sep 30, 2026, a net margin of 10.7%.
  • How much cash and debt does TFIN have?
    Triumph Financial Inc. reported $1.03B in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is TFIN revenue growing?
    Triumph Financial Inc.'s revenue changed +5.6% in fiscal 2025, to $439.00M. Its compound annual growth rate was +4.9% over 5 years and +13.5% over 10 years.
  • What is TFIN earnings per share?
    Diluted earnings per share were $1.96 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did TFIN last report financial results?
    The latest statements here come from Triumph Financial Inc.'s 10-Q filed on Oct 21, 2026, covering the period ended Sep 30, 2026.
  • Where does this TFIN financial data come from?
    Quantisnow builds these statements from the structured XBRL data Triumph Financial Inc. files with the SEC. It is provided for information only and is not investment advice.