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Financials · TIPT

Tiptree Inc. (TIPT) financials

For the twelve months ended Sep 30, 2026, Tiptree Inc. reported $3.0K of revenue and $412.59M of net income.

Revenue, TTM
$3.0K
Net income, TTM
$412.59M
Net income growth, YoY
+715.9%
Net margin
13753033.3%
EPS, diluted, TTM
$10.89
EPS growth, YoY
+830.8%
Cash
$198.31M
Total debt
$0
P/E
1.56
P/S
214423.58
Market cap
$643.3M
Annual revenue$488.0K
FY2016FY2025
Annual net income$34.93M
FY2016FY2025
Annual free cash flow$168.22M
FY2016FY2025

TIPT revenue and earnings growth

TIPT revenueQ3 2026$0

Quarter YoY
-100.0%
FY YoY
-67.9%
5Y CAGR
-77.3%
10Y CAGR
-48.8%

TIPT revenue was $0 in fiscal Q3 2026 (ended Sep 30, 2026), down 100.0% from a year earlier. For the full fiscal 2025 it was $488.0K, down 67.9% from fiscal 2024. Compound annual growth was -77.3% over 5 years and -48.8% over 10 years. It rose in 7 of the last 10 fiscal years.

TIPT net incomeQ3 2026$5.20M

Quarter YoY
-19.0%
QoQ
-98.7%
FY YoY
-34.6%
10Y CAGR
+19.7%

TIPT net income was $5.20M in fiscal Q3 2026 (ended Sep 30, 2026), down 19.0% from a year earlier and down 98.7% from the prior quarter. For the full fiscal 2025 it was $34.93M, down 34.6% from fiscal 2024. Compound annual growth was +19.7% over 10 years.

TIPT EPSQ3 2026$0.14

Quarter YoY
+7.7%
QoQ
-98.6%
FY YoY
-43.3%

TIPT diluted EPS was $0.14 in fiscal Q3 2026 (ended Sep 30, 2026), up 7.7% from a year earlier and down 98.6% from the prior quarter. For the full fiscal 2025 it was $0.76, down 43.3% from fiscal 2024.

TIPT free cash flowQ4 2025$40.49M

Quarter YoY
-40.2%
QoQ
-69.6%
FY YoY
-30.1%
5Y CAGR
+4.7%

TIPT free cash flow was $40.49M in fiscal Q4 2025 (ended Dec 31, 2025), down 40.2% from a year earlier and down 69.6% from the prior quarter. For the full fiscal 2025 it was $168.22M, down 30.1% from fiscal 2024. Compound annual growth was +4.7% over 5 years. It rose in 6 of the last 9 fiscal years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$488.0K$1.52M$2.12M$1.40B$1.20B$810.30M$772.73M$625.83M$581.80M$506.42M
Selling, general and admin-$42.59M$38.09M$26.22M$36.65M$22.30M$18.56M$16.22M$14.80M$14.57M
Operating income-$46.72M-$40.27M-$43.46M-------
Interest expense--$27.69M$30.24M$37.67M$32.58M$27.06M$27.01M$25.56M$21.01M
Pre-tax income-$44.60M-$38.56M-$43.48M$54.01M$65.34M-$38.85M$29.14M-$19.80M-$3.33M$49.14M
Income tax-$5.69M-$6.22M-$4.75M$50.45M$21.29M-$13.63M$9.02M-$5.91M-$12.56M$12.52M
Net income$34.93M$53.37M$13.95M-$8.27M$38.13M-$29.16M$18.36M$23.93M$3.60M$25.32M
EPS, basic$0.93$1.44$0.38-$0.23$1.13-$0.86$0.52$0.69--
EPS, diluted$0.76$1.34$0.34-$0.23$1.09-$0.86$0.50$0.69--
Diluted shares37.6M36.9M36.7M35.5M33.7M33.9M34.6M34.7M--

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$30.78M$19.44M$46.98M$135.34M$195.09M$195.28M$144.59M$96.52M$142.24M$74.26M
Short-term investments$21.70M$15.02M--------
Current assets$54.85M$38.17M--------
Goodwill-$206.71M$206.16M$186.61M$179.10M$179.24M$99.15M$91.56M$91.56M$92.77M
Total assets$6.84B$5.69B$5.14B$4.04B$3.60B$3.00B$2.20B$1.86B$1.99B$2.89B
Current liabilities$29.10M$15.57M--------
Short-term debt$8.14M$0--------
Long-term debt$63.95M$0--------
Total debt$72.09M$0$402.41M$259.37M$393.35M$366.25M$374.45M$354.08M$346.08M$554.87M
Total liabilities$6.09B$5.04B$4.56B$3.51B$3.20B$2.62B$1.79B$1.47B$1.59B$2.50B
Shareholders' equity$508.55M$656.77M$576.57M$533.57M$400.18M$373.54M$411.42M$399.26M$396.77M$390.14M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$168.22M$240.76M$71.45M$463.07M$204.32M$140.17M$23.74M$57.72M$46.92M$36.64M
Capital expenditures$0$33.0K$4.10M$10.73M$2.76M$6.69M$8.52M$3.75M$1.75M$1.48M
Free cash flow$168.22M$240.72M$67.36M$452.35M$201.55M$133.47M$15.22M$53.98M$45.17M$35.16M
Investing cash flow-$202.03M-$322.99M-$244.67M$9.51M-$273.76M-$123.49M-$8.33M-$109.11M$212.78M-$314.29M
Financing cash flow$11.48M$6.29M$113.41M-$115.19M$73.73M$31.75M$36.93M-$2.00M-$194.41M$276.95M
Dividends paid$9.07M$18.31M$7.40M$7.78M$5.41M$5.57M$5.50M$4.78M$3.50M$3.19M
Share repurchases-$0$0$1.73M$8.14M$13.89M$9.09M$14.11M$7.30M$43.75M
Stock-based compensation$11.34M$8.68M$6.23M$9.71M$11.13M$8.12M$6.36M$6.66M$6.83M$2.78M
Depreciation and amortization$1.45M$1.45M$1.43M$22.97M$24.44M$17.58M$13.57M$12.60M$29.99M$28.54M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY-67.9%-28.2%-99.8%16.4%48.2%4.9%23.5%7.6%14.9%29.1%
Net income growth, YoY-34.6%282.5%-----23.3%564.1%-85.8%338.1%
EPS growth, YoY-43.3%294.1%-----27.5%---
Operating margin-9574.6%-2649.6%-2051.8%-------
Net margin7157.2%3511.0%658.7%-0.6%3.2%-3.6%2.4%3.8%0.6%5.0%
Free cash flow margin34470.9%15837.0%3180.2%32.4%16.8%16.5%2.0%8.6%7.8%6.9%
Return on equity6.9%8.1%2.4%-1.6%9.5%-7.8%4.5%6.0%0.9%6.5%
Return on assets0.5%0.9%0.3%-0.2%1.1%-1.0%0.8%1.3%0.2%0.9%
Current ratio1.882.45--------
Debt to equity0.140.000.700.490.980.980.910.890.871.42

Source: XBRL data Tiptree Inc. files with the SEC, latest filing dated Oct 28, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

TIPT peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
TIPT$3.0K-$412.59M13753033.3%$643.3M
CB$61.85B+5.7%$11.23B18.2%$138.87B
PGR$91.73B+7.7%$11.62B12.7%$131.82B
TRV$48.92B+1.1%$8.33B17.0%$80.99B
ALL$70.23B+5.1%$11.61B16.5%$62.80B
AIG$27.73B+1.2%$3.29B11.9%$41.28B
HIG$29.87B+9.2%$4.61B15.4%$36.06B
ACGL$18.78B-3.9%$4.38B23.3%$35.20B
CINF$13.28B+9.9%$2.66B20.1%$28.58B

TIPT FAQ

7 questions
  • What is TIPT revenue?
    Tiptree Inc. (TIPT) reported $3.0K of revenue for the twelve months ended Sep 30, 2026. Revenue for fiscal 2025 was $488.0K.
  • Is TIPT profitable?
    Yes. Tiptree Inc. earned $412.59M in net income for the twelve months ended Sep 30, 2026, a net margin of 13753033.3%.
  • How much cash and debt does TIPT have?
    Tiptree Inc. reported $198.31M in cash and cash equivalents and $0 of debt on its most recent balance sheet in SEC filings.
  • How fast is TIPT revenue growing?
    Tiptree Inc.'s revenue changed -67.9% in fiscal 2025, to $488.0K. Its compound annual growth rate was -77.3% over 5 years and -48.8% over 10 years.
  • What is TIPT earnings per share?
    Diluted earnings per share were $10.89 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did TIPT last report financial results?
    The latest statements here come from Tiptree Inc.'s 10-Q filed on Oct 28, 2026, covering the period ended Sep 30, 2026.
  • Where does this TIPT financial data come from?
    Quantisnow builds these statements from the structured XBRL data Tiptree Inc. files with the SEC. It is provided for information only and is not investment advice.