Financials · WSBC

WesBanco Inc. (WSBC) financials

For the twelve months ended Sep 30, 2026, WesBanco Inc. reported $1.07B of revenue and $361.93M of net income.

Revenue, TTM
$1.07B
Revenue growth, YoY
+22.0%
Net income, TTM
$361.93M
Net income growth, YoY
+99.3%
Net margin
33.8%
Cash
$978.86M
P/E
10.46
P/S
3.53
Market cap
$3.79B
Annual revenue$981.05M
FY2016FY2025
Annual net income$223.10M
FY2016FY2025
Annual free cash flow$279.99M
FY2016FY2025

WSBC revenue and earnings growth

WSBC revenueQ3 2026$272.74M

Quarter YoY
+4.3%
QoQ
-1.1%
FY YoY
+61.8%
5Y CAGR
+10.1%
10Y CAGR
+12.2%

WSBC revenue was $272.74M in fiscal Q3 2026 (ended Sep 30, 2026), up 4.3% from a year earlier and down 1.1% from the prior quarter. For the full fiscal 2025 it was $981.05M, up 61.8% from fiscal 2024. Compound annual growth was +10.1% over 5 years and +12.2% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

WSBC net incomeQ3 2026$89.50M

Quarter YoY
+7.1%
QoQ
-3.4%
FY YoY
+47.3%
5Y CAGR
+12.8%
10Y CAGR
+10.7%

WSBC net income was $89.50M in fiscal Q3 2026 (ended Sep 30, 2026), up 7.1% from a year earlier and down 3.4% from the prior quarter. For the full fiscal 2025 it was $223.10M, up 47.3% from fiscal 2024. Compound annual growth was +12.8% over 5 years and +10.7% over 10 years. It rose in 6 of the last 10 fiscal years.

WSBC EPSQ3 2026$0.88

Quarter YoY
+4.8%
QoQ
-3.3%

WSBC diluted EPS was $0.88 in fiscal Q3 2026 (ended Sep 30, 2026), up 4.8% from a year earlier and down 3.3% from the prior quarter. For the full fiscal 2025 it was $2.23.

WSBC free cash flowQ4 2025$92.25M

Quarter YoY
+46.8%
QoQ
-19.7%
FY YoY
+39.5%
5Y CAGR
+40.0%
10Y CAGR
+13.5%

WSBC free cash flow was $92.25M in fiscal Q4 2025 (ended Dec 31, 2025), up 46.8% from a year earlier and down 19.7% from the prior quarter. For the full fiscal 2025 it was $279.99M, up 39.5% from fiscal 2024. Compound annual growth was +40.0% over 5 years and +13.5% over 10 years. It rose in 6 of the last 10 fiscal years.

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Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue$981.05M$606.19M$601.78M$591.70M$590.72M$607.66M$516.62M$447.51M$379.13M$334.83M
Interest expense--$230.18M$39.34M$27.03M$61.80M$84.35M$67.72M$42.13M$32.77M
Pre-tax income$279.24M$185.11M$194.05M$236.40M$301.85M$145.08M$193.21M$174.52M$148.29M$117.67M
Income tax$56.13M$33.60M$35.02M$44.29M$59.59M$23.04M$34.34M$31.41M$53.81M$31.04M
Net income$223.10M$151.51M$159.03M$192.11M$242.26M$122.04M$158.87M$143.11M$94.48M$86.64M
EPS, basic$2.23$2.26$2.51$3.03$3.54$1.78$2.83$2.93$2.15$2.16
EPS, diluted$2.23$2.26$2.51$3.02$3.53$1.77$2.83$2.92$2.14$2.16
Diluted shares91.0M62.7M59.4M60.2M65.7M67.3M56.2M49.0M44.1M40.1M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalents$956.11M$568.14M$595.38M$408.41M$1.25B$905.45M$234.80M$169.19M$117.57M$128.17M
Goodwill$1.60B$1.10B$1.10B$1.10B$1.10B$1.10B$1.10B$900.00M$573.90M$573.80M
Total assets$27.70B$18.68B$17.71B$16.93B$16.93B$16.43B$15.72B$12.46B$9.82B$9.79B
Total liabilities$23.66B$15.89B$15.18B$14.51B$14.23B$13.67B$13.13B$10.48B$8.42B$8.45B
Shareholders' equity$4.03B$2.79B$2.53B$2.43B$2.69B$2.76B$2.59B$1.98B$1.40B$1.34B

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flow$290.41M$211.00M$169.32M$204.14M$336.30M$59.61M$163.36M$191.89M$142.08M$123.08M
Capital expenditures$10.43M$10.33M$22.51M$7.99M$8.54M$7.55M$12.20M$4.67M$6.04M$2.06M
Free cash flow$279.99M$200.67M$146.82M$196.15M$327.76M$52.05M$151.16M$187.22M$136.04M$121.02M
Investing cash flow-$71.01M-$1.03B-$535.22M-$1.07B-$328.50M$57.79M$103.79M-$51.86M-$77.38M$194.59M
Financing cash flow$168.57M$791.90M$552.87M$21.07M$338.11M$553.25M-$201.54M-$88.42M-$75.30M-$276.18M
Dividends paid$125.25M$87.42M$82.29M$81.33M$86.48M$85.25M$66.57M$53.58M$44.86M$37.80M
Stock-based compensation$8.74M$7.52M$8.32M$6.25M$6.47M$5.65M$5.32M$4.36M$2.96M$2.02M
Depreciation and amortization$20.18M$15.29M$14.44M$13.04M$13.39M$14.13M$11.57M$10.45M$10.44M$9.24M

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY61.8%0.7%1.7%0.2%-2.8%17.6%15.4%18.0%13.2%7.5%
Net income growth, YoY47.3%-4.7%-17.2%-20.7%98.5%-23.2%11.0%51.5%9.1%7.3%
EPS growth, YoY--10.0%-16.9%-14.4%99.4%-37.5%-3.1%36.4%-0.9%0.5%
Net margin22.7%25.0%26.4%32.5%41.0%20.1%30.8%32.0%24.9%25.9%
Free cash flow margin28.5%33.1%24.4%33.2%55.5%8.6%29.3%41.8%35.9%36.1%
Return on equity5.5%5.4%6.3%7.9%9.0%4.4%6.1%7.2%6.8%6.5%
Return on assets0.8%0.8%0.9%1.1%1.4%0.7%1.0%1.1%1.0%0.9%

Source: XBRL data WesBanco Inc. files with the SEC, latest filing dated Oct 29, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

WSBC peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
WSBC$1.07B+22.0%$361.93M33.8%$3.79B
JPM$203.15B+13.2%$65.98B32.5%$908.43B
BAC$120.16B+5.4%$32.24B26.8%$348.81B
WFC$87.23B+5.4%$22.97B26.3%$256.63B
C$85.22B+5.6%$14.31B16.8%$201.89B
UBS$49.57B+2.0%$7.80B15.7%$151.93B
MFG¥8.79T+7.6%¥1.16T13.2%$122.19B
COF$63.01B+31.2%$10.87B17.2%$119.45B
BNSC$37.74B+12.1%C$7.79B20.6%$114.51B

WSBC FAQ

6 questions
  • What is WSBC revenue?
    WesBanco Inc. (WSBC) reported $1.07B of revenue for the twelve months ended Sep 30, 2026. That is up 22.0% from the year before. Revenue for fiscal 2025 was $981.05M.
  • Is WSBC profitable?
    Yes. WesBanco Inc. earned $361.93M in net income for the twelve months ended Sep 30, 2026, a net margin of 33.8%.
  • How much cash and debt does WSBC have?
    WesBanco Inc. reported $978.86M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is WSBC revenue growing?
    WesBanco Inc.'s revenue changed +61.8% in fiscal 2025, to $981.05M. Its compound annual growth rate was +10.1% over 5 years and +12.2% over 10 years.
  • When did WSBC last report financial results?
    The latest statements here come from WesBanco Inc.'s 10-Q filed on Oct 29, 2026, covering the period ended Sep 30, 2026.
  • Where does this WSBC financial data come from?
    Quantisnow builds these statements from the structured XBRL data WesBanco Inc. files with the SEC. It is provided for information only and is not investment advice.