Betterment LLC
13F holdings for Q2 2026 · NEW YORK, NY · filed August 14, 2026
Betterment LLC reported $58.8B in 13F securities across 674 holdings for Q2 2026, in a Form 13F filed August 14, 2026. The largest positions were Vanguard Ftse Developed Markets ETF (16.8%), Vanguard Index FDS (15.1%), State Street SPDR Portfolio S&P 500 ETF (14.6%). Reported value rose 12.0% from the quarter before. It opened 76 new positions, added to 406, trimmed 185 and sold out of 16.
- 13F value Q2 2026
- $58.8B
- Holdings
- 674
- Change vs prior quarter
- +12.0%
- Rank by 13F value
- #177
Holdings as of June 30, 2026, the end of Q2 2026. Managers have 45 days after a quarter ends to file Form 13F (by August 14, 2026 for Q2 2026), so positions may have changed since.
Top holdings
| Stock | Value | Weight | Shares | Change in shares | Move |
|---|---|---|---|---|---|
| Vanguard Ftse Developed Markets ETF | $9.9B | 16.8% | 138,727,174 | +0.6% | Added |
| Vanguard Index FDS | $8.9B | 15.1% | 23,945,511 | -2.4% | Trimmed |
| State Street SPDR Portfolio S&P 500 ETF | $8.6B | 14.6% | 97,881,145 | +6.8% | Added |
| Vanguard Ftse Emerging Markets ETF | $3.2B | 5.5% | 53,881,853 | +1.0% | Added |
| iShares TR | $2.3B | 3.9% | 21,039,515 | +7.4% | Added |
| iShares Core S&P Total U.s. Stock Market ETF | $1.7B | 2.9% | 10,338,360 | -2.6% | Trimmed |
| iShares TR | $1.5B | 2.6% | 15,621,139 | -34.7% | Trimmed |
| J P Morgan Exchange Traded F | $1.3B | 2.3% | 28,416,622 | +355.8% | Added |
| SPDR Series Trust | $1.3B | 2.2% | 18,865,773 | -6.6% | Trimmed |
| State Street SPDR Portfolio S&P 600 Small Cap ETF | $1.1B | 1.9% | 19,180,838 | +0.9% | Added |
| Vanguard Morningstar Value ETF | $1.0B | 1.8% | 4,758,077 | -2.2% | Trimmed |
| BNDX Vanguard Total International Bond ETF | $983M | 1.7% | 20,301,516 | +4.6% | Added |
| iShares Core Msci Eafe ETF | $865M | 1.5% | 8,955,018 | -3.3% | Trimmed |
| Schwab Strategic TR | $843M | 1.4% | 28,627,429 | 0% | Unchanged |
| Goldman Sachs ETF TR | $810M | 1.4% | 5,711,643 | -1.0% | Trimmed |
| J P Morgan Exchange Traded F | $696M | 1.2% | 13,758,242 | +0.8% | Added |
| Vanguard Morningstar Mid-Cap Value ETF | $693M | 1.2% | 3,506,826 | -6.3% | Trimmed |
| Vanguard Morningstar Small-Cap Value ETF | $684M | 1.2% | 2,812,964 | -3.6% | Trimmed |
| ESGU iShares ESG Aware MSCI USA ETF | $664M | 1.1% | 4,058,596 | +0.4% | Added |
| Goldman Sachs ETF TR | $627M | 1.1% | 6,260,043 | +2.6% | Added |
| Schwab Strategic TR | $570M | 1.0% | 20,561,168 | -3.1% | Trimmed |
| VWOB Vanguard Emerging Markets Government Bond ETF | $506M | 0.9% | 7,520,903 | +31.9% | Added |
| SPDR Series Trust | $505M | 0.9% | 11,029,685 | -4.6% | Trimmed |
| iShares 0-5 Year Tips Bond ETF | $465M | 0.8% | 4,553,816 | +1.5% | Added |
| iShares Core Msci Emerging Markets ETF | $447M | 0.8% | 5,399,957 | -4.5% | Trimmed |
Share positions only, at the value reported for the end of Q2 2026. Weight is the share of $58.8B in share positions; options and bonds count in the 13F value but not here.
Biggest buys in Q2 2026
- J P Morgan Exchange Traded F Added+$1.0B
- State Street SPDR Portfolio S&P 500 ETF Added+$550M
- iShares TR Added+$157M
- Vanguard Morningstar Growth ETF Added+$141M
- VWOB Vanguard Emerging Markets Government Bond ETF Added+$122M
- Vanguard Ftse Developed Markets ETF Added+$56.7M
- Vanguard Morningstar Mid-Cap ETF Added+$55.0M
- BNDX Vanguard Total International Bond ETF Added+$43.6M
- IEF iShares 7-10 Year Treasury Bond ETF Added+$40.6M
- Vanguard Core Plus Bond ETF Added+$31.5M
Biggest sells in Q2 2026
- iShares TR Trimmed-$820M
- Vanguard Index FDS Trimmed-$215M
- SPDR Series Trust Trimmed-$90.1M
- EMB iShares J.P. Morgan USD Emerging Markets Bond ETF Trimmed-$76.5M
- Vanguard Morningstar Mid-Cap Value ETF Trimmed-$46.4M
- iShares Core S&P Total U.s. Stock Market ETF Trimmed-$45.9M
- iShares 0-5 Year High Yield Corporate Bond ETF Trimmed-$36.3M
- BND Vanguard Total Bond Market ETF Trimmed-$36.0M
- iShares Core Msci Eafe ETF Trimmed-$29.7M
- Vanguard Morningstar Small-Cap Value ETF Trimmed-$25.3M
The change in shares since Q1 2026, adjusted for stock splits and priced at the Q2 2026 value per share. 76 new, 406 added, 185 trimmed, 16 sold out.
Sector mix
- Not listed with us93.1%
- n/a6.6%
- Technology0.1%
- Funds and other0.1%
- Consumer Discretionary0.0%
- Industrials0.0%
- Finance0.0%
- Health Care0.0%
- Telecommunications0.0%
- Consumer Durables0.0%
- Energy0.0%
- Utilities0.0%
13F value by quarter
More holdings
| Stock | Value | Weight | Shares | Change in shares | Move |
|---|---|---|---|---|---|
| EMB iShares J.P. Morgan USD Emerging Markets Bond ETF | $445M | 0.8% | 4,614,236 | -14.7% | Trimmed |
| Schwab Strategic TR | $443M | 0.8% | 15,292,144 | -2.7% | Trimmed |
| ESGD iShares ESG Aware MSCI EAFE ETF | $408M | 0.7% | 3,972,639 | +1.4% | Added |
| SPDR Index SHS FDS | $403M | 0.7% | 8,002,796 | -3.2% | Trimmed |
| Vanguard Tax-Exempt Bond ETF | $357M | 0.6% | 7,061,952 | +1.9% | Added |
| Vanguard Index FDS | $265M | 0.4% | 385,170 | +0.7% | Added |
| iShares Russell Mid-Cap Value ETF | $228M | 0.4% | 1,386,524 | -6.2% | Trimmed |
| Vanguard Morningstar Growth ETF | $168M | 0.3% | 1,953,898 | +507.2% | Added |
| ESGE iShares ESG Aware MSCI EM ETF | $166M | 0.3% | 3,042,236 | -4.4% | Trimmed |
| Goldman Sachs ETF TR | $162M | 0.3% | 3,545,671 | +7.8% | Added |
| Dimensional ETF Trust | $156M | 0.3% | 3,524,619 | +2.8% | Added |
| iShares TR | $143M | 0.2% | 646,889 | -3.8% | Trimmed |
| TCW ETF Trust | $143M | 0.2% | 1,620,553 | +0.3% | Added |
| Schwab Strategic TR | $135M | 0.2% | 3,867,616 | -3.3% | Trimmed |
| SPDR Series Trust | $131M | 0.2% | 2,158,735 | -3.9% | Trimmed |
| iShares TR | $127M | 0.2% | 2,517,551 | +13.2% | Added |
| SPDR Series Trust | $121M | 0.2% | 1,981,562 | +0.5% | Added |
| SPDR Index SHS FDS | $109M | 0.2% | 2,099,840 | -2.3% | Trimmed |
| iShares TR | $108M | 0.2% | 144,753 | -1.4% | Trimmed |
| SPDR Series Trust | $107M | 0.2% | 1,500,675 | +1.0% | Added |
| Goldman Sachs ETF TR | $105M | 0.2% | 2,024,982 | -2.3% | Trimmed |
| J P Morgan Exchange Traded F | $100M | 0.2% | 1,984,457 | +16.9% | Added |
| iShares Esg Aware Msci USA Small-Cap ETF | $99.3M | 0.2% | 1,776,129 | -0.7% | Trimmed |
| Goldman Sachs ETF TR | $91.6M | 0.2% | 1,885,719 | +2.9% | Added |
| iShares TR | $85.9M | 0.1% | 1,812,365 | +9.2% | Added |
Showing the 50 largest of 674 share positions. The full filing on SEC EDGAR
Questions about Betterment LLC
- What does Betterment LLC own?
- In its Form 13F for Q2 2026, Betterment LLC reported 674 holdings worth $58.8B. The five largest were Vanguard Ftse Developed Markets ETF, Vanguard Index FDS, State Street SPDR Portfolio S&P 500 ETF, Vanguard Ftse Emerging Markets ETF, iShares TR.
- What did Betterment LLC buy and sell in Q2 2026?
- Betterment LLC opened 76 new positions, added to 406, trimmed 185 and sold out of 16 compared with the quarter before.
- When did Betterment LLC file its latest 13F?
- Form 13F is due 45 days after each quarter ends. The Q2 2026 report was due August 14, 2026 and was filed August 14, 2026.
From Form 13F filed by Betterment LLC (SEC CIK 0001633901) for the quarter ended June 30, 2026, via the SEC's Form 13F data sets. Amendments that restate a report replace it; amendments that add holdings are included. View on SEC EDGAR · All funds