For fiscal 2025 (ended Dec 31, 2025), Credicorp Ltd. reported PEN 28.55B of revenue and PEN 6.93B of net income. Figures are in PEN, the currency of its SEC filings.
BAP revenue was PEN 28.55B for fiscal 2025 (ended Dec 31, 2025), up 3.9% from fiscal 2024. Compound annual growth was +9.2% over 5 years and +6.1% over 10 years. It rose in 9 of the last 10 fiscal years. Fiscal 2025 is the highest of the 11 fiscal years on file.
BAP net income was PEN 6.93B for fiscal 2025 (ended Dec 31, 2025), up 25.9% from fiscal 2024. Compound annual growth was +82.0% over 5 years and +8.4% over 10 years. It rose in 8 of the last 10 fiscal years. Fiscal 2025 is the highest of the 11 fiscal years on file.
BAP diluted EPS was PEN 87.08 for fiscal 2025 (ended Dec 31, 2025), up 26.0% from fiscal 2024. Compound annual growth was +82.0% over 5 years and +8.4% over 10 years.
BAP free cash flow was PEN 8.32B for fiscal 2025 (ended Dec 31, 2025), down 41.4% from fiscal 2024. Compound annual growth was -7.9% over 5 years.
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | PEN 28.55B | PEN 27.47B | PEN 25.66B | PEN 20.92B | PEN 19.45B | PEN 18.41B | PEN 19.67B | PEN 18.00B | PEN 17.60B | PEN 16.82B |
| Selling, general and admin | PEN 4.09B | PEN 4.18B | PEN 3.80B | PEN 3.41B | PEN 2.95B | PEN 2.38B | PEN 2.36B | PEN 2.32B | PEN 2.16B | PEN 2.09B |
| Interest expense | PEN 5.21B | PEN 5.75B | PEN 5.86B | PEN 3.92B | PEN 2.49B | PEN 2.98B | PEN 3.29B | PEN 3.03B | PEN 2.96B | PEN 2.91B |
| Pre-tax income | PEN 9.95B | PEN 7.82B | PEN 6.85B | PEN 6.87B | PEN 5.33B | PEN 224.16M | PEN 5.98B | PEN 5.59B | PEN 5.57B | PEN 4.89B |
| Income tax | PEN 2.86B | PEN 2.20B | PEN 1.89B | PEN 2.11B | PEN 1.66B | -PEN 109.98M | PEN 1.62B | PEN 1.52B | PEN 1.39B | PEN 1.28B |
| Net income | PEN 6.93B | PEN 5.50B | PEN 4.87B | PEN 4.65B | PEN 3.58B | PEN 346.89M | PEN 4.27B | PEN 3.98B | PEN 4.09B | PEN 3.51B |
| EPS, basic | PEN 87.25 | PEN 69.24 | PEN 61.22 | PEN 58.44 | PEN 45.09 | PEN 4.37 | PEN 53.66 | PEN 50.13 | PEN 51.49 | PEN 44.23 |
| EPS, diluted | PEN 87.08 | PEN 69.09 | PEN 61.08 | PEN 58.32 | PEN 44.99 | PEN 4.36 | PEN 53.53 | PEN 49.99 | PEN 51.35 | PEN 44.15 |
| Diluted shares | 79.5M | 79.6M | 79.7M | 79.7M | 79.7M | 79.6M | 79.7M | 79.7M | 79.7M | 79.6M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | PEN 48.97B | PEN 47.57B | PEN 33.92B | PEN 34.12B | PEN 39.29B | PEN 36.73B | PEN 25.97B | PEN 22.16B | PEN 23.21B | PEN 16.63B |
| Goodwill | PEN 1.25B | PEN 722.36M | PEN 798.48M | PEN 772.21M | PEN 796.86M | PEN 820.90M | PEN 865.82M | PEN 591.33M | PEN 635.98M | PEN 636.15M |
| Total assets | PEN 267.36B | PEN 256.09B | PEN 238.84B | PEN 235.41B | PEN 243.44B | PEN 237.41B | PEN 187.86B | PEN 177.26B | PEN 170.47B | PEN 156.44B |
| Total liabilities | PEN 228.27B | PEN 221.11B | PEN 205.73B | PEN 205.82B | PEN 216.61B | PEN 211.96B | PEN 161.11B | PEN 153.00B | PEN 148.22B | PEN 136.32B |
| Shareholders' equity | PEN 38.37B | PEN 34.35B | PEN 33.11B | PEN 29.60B | PEN 26.83B | PEN 25.45B | PEN 26.75B | PEN 24.27B | PEN 22.06B | PEN 20.12B |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | PEN 8.61B | PEN 14.52B | PEN 4.08B | -PEN 1.15B | PEN 3.97B | PEN 12.69B | PEN 6.93B | -PEN 251.57M | PEN 9.51B | -PEN 1.37B |
| Capital expenditures | PEN 284.71M | PEN 310.14M | PEN 322.37M | PEN 192.70M | PEN 107.79M | PEN 98.12M | PEN 134.78M | PEN 181.46M | PEN 143.85M | PEN 110.15M |
| Free cash flow | PEN 8.32B | PEN 14.21B | PEN 3.76B | -PEN 1.34B | PEN 3.87B | PEN 12.59B | PEN 6.80B | -PEN 433.03M | PEN 9.36B | -PEN 1.48B |
| Investing cash flow | -PEN 1.59B | PEN 527.56M | -PEN 1.26B | -PEN 1.09B | -PEN 3.73B | -PEN 1.87B | PEN 726.21M | -PEN 59.34M | PEN 249.91M | -PEN 1.98B |
| Financing cash flow | -PEN 1.84B | -PEN 1.81B | -PEN 2.26B | -PEN 1.60B | -PEN 465.30M | -PEN 2.09B | -PEN 3.55B | -PEN 1.45B | -PEN 2.39B | -PEN 1.61B |
| Dividends paid | PEN 3.18B | PEN 3.66B | PEN 1.99B | PEN 1.20B | PEN 398.81M | PEN 2.39B | PEN 1.60B | PEN 1.13B | PEN 979.99M | PEN 653.33M |
| Share repurchases | - | - | - | - | - | - | - | - | PEN 71.01M | PEN 66.53M |
| Stock-based compensation | PEN 149.04M | PEN 104.85M | PEN 83.33M | PEN 81.68M | PEN 74.00M | PEN 104.50M | PEN 120.06M | PEN 106.86M | PEN 104.17M | PEN 73.93M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 | Dec 31, 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 3.9% | 7.0% | 22.7% | 7.5% | 5.6% | -6.4% | 9.3% | 2.3% | 4.6% | 6.7% |
| Net income growth, YoY | 25.9% | 13.1% | 4.7% | 29.7% | 933.3% | -91.9% | 7.1% | -2.6% | 16.4% | 13.7% |
| EPS growth, YoY | 26.0% | 13.1% | 4.7% | 29.6% | 931.9% | -91.9% | 7.1% | -2.6% | 16.3% | 13.7% |
| Net margin | 24.3% | 20.0% | 19.0% | 22.2% | 18.4% | 1.9% | 21.7% | 22.1% | 23.2% | 20.9% |
| Free cash flow margin | 29.1% | 51.7% | 14.6% | -6.4% | 19.9% | 68.4% | 34.6% | -2.4% | 53.2% | -8.8% |
| Return on equity | 18.1% | 16.0% | 14.7% | 15.7% | 13.4% | 1.4% | 15.9% | 16.4% | 18.5% | 17.5% |
| Return on assets | 2.6% | 2.1% | 2.0% | 2.0% | 1.5% | 0.1% | 2.3% | 2.2% | 2.4% | 2.2% |
Source: XBRL data Credicorp Ltd. files with the SEC, latest filing dated Apr 27, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| BAP | PEN 28.55B | +3.9% | PEN 6.93B | 24.3% | $28.27B |
| RY | C$66.61B | +16.1% | C$20.36B | 30.6% | $282.66B |
| MUFG | ¥11.87T | +9.5% | ¥1.73T | 14.6% | $257.53B |
| TD | C$67.78B | +18.4% | C$20.54B | 30.3% | $202.90B |
| SAN | €55.32B | -1.5% | €14.10B | 25.5% | $180.35B |
| SMFG | ¥4.35T | +13.6% | ¥1.14T | 26.1% | $154.95B |
| BBVA | - | - | €10.51B | - | $149.88B |
| HDB | ₹2.50T | +5.2% | ₹704.79B | 28.2% | $132.41B |