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Financials · SMFG

Sumitomo Mitsui Financial Group Inc Unsponsored (SMFG) financials

For fiscal 2026 (ended Mar 31, 2026), Sumitomo Mitsui Financial Group Inc Unsponsored reported ¥4.35T of revenue and ¥1.14T of net income. Figures are in JPY, the currency of its SEC filings.

Revenue, FY2026
¥4.35T
Revenue growth, YoY
+13.6%
Net income, FY2026
¥1.14T
Net income growth, YoY
+137.9%
Net margin
26.1%
Free cash flow, FY2026
-¥6.63T
EPS, diluted, FY2026
¥295.99
EPS growth, YoY
+141.9%
Cash
¥72.64T
Total debt
¥10.55T
Annual revenue¥4.35T
FY2017FY2026
Annual net income¥1.14T
FY2017FY2026
Annual free cash flow-¥6.63T
FY2022FY2026

SMFG revenue and earnings growth

SMFG revenueFY2026¥4.35T

FY YoY
+13.6%
5Y CAGR
+13.1%
10Y CAGR
+6.4%

SMFG revenue was ¥4.35T for fiscal 2026 (ended Mar 31, 2026), up 13.6% from fiscal 2025. Compound annual growth was +13.1% over 5 years and +6.4% over 10 years. It rose in 8 of the last 10 fiscal years. Fiscal 2026 is the highest of the 11 fiscal years on file.

SMFG net incomeFY2026¥1.14T

FY YoY
+137.9%
5Y CAGR
+10.6%
10Y CAGR
+3.0%

SMFG net income was ¥1.14T for fiscal 2026 (ended Mar 31, 2026), up 137.9% from fiscal 2025. Compound annual growth was +10.6% over 5 years and +3.0% over 10 years. It rose in 4 of the last 10 fiscal years. Fiscal 2026 is the highest of the 11 fiscal years on file.

SMFG EPSFY2026¥295.99

FY YoY
+141.9%
5Y CAGR
+12.1%
10Y CAGR
+3.7%

SMFG diluted EPS was ¥295.99 for fiscal 2026 (ended Mar 31, 2026), up 141.9% from fiscal 2025. Compound annual growth was +12.1% over 5 years and +3.7% over 10 years.

SMFG free cash flowFY2026-¥6.63T

SMFG free cash flow was -¥6.63T for fiscal 2026 (ended Mar 31, 2026), compared with ¥2.97T in fiscal 2025.

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Income statement

Income statement
Line item
FY2026
Mar 31, 2026
FY2025
Mar 31, 2025
FY2024
Mar 31, 2024
FY2023
Mar 31, 2023
FY2022
Mar 31, 2022
FY2021
Mar 31, 2021
FY2020
Mar 31, 2020
FY2019
Mar 31, 2019
FY2018
Mar 31, 2018
FY2017
Mar 31, 2017
Revenue¥4.35T¥3.83T¥3.13T¥2.79T¥2.48T¥2.36T¥2.26T¥2.19T¥2.32T¥2.28T
Research and development--¥0¥0¥35.00M¥60.00M¥78.00M¥167.00M¥84.00M¥89.00M
Selling, general and admin¥2.67T¥2.42T¥2.23T¥1.97T¥1.80T¥1.68T¥1.70T¥1.68T¥1.78T¥1.75T
Interest expense¥4.10T¥4.20T¥4.05T¥1.94T¥303.72B¥397.25B¥1.09T¥1.14T¥771.91B¥502.34B
Pre-tax income¥1.56T¥654.25B¥1.21T¥1.26T¥676.46B¥956.48B¥282.75B¥831.89B¥1.12T¥880.35B
Income tax¥360.07B¥137.80B¥312.04B¥326.03B¥161.39B¥251.40B¥51.77B¥184.31B¥229.38B¥139.77B
Net income¥1.14T¥478.13B¥873.35B¥911.83B¥499.57B¥687.48B¥200.05B¥541.93B¥760.00B¥627.87B
EPS, basic¥296.05¥122.40¥219.04¥222.71¥121.49¥167.24¥48.49¥129.25¥179.61¥152.85
EPS, diluted¥295.99¥122.36¥218.98¥222.63¥121.44¥167.16¥48.46¥129.16¥179.48¥152.73
Diluted shares3.84B3.91B3.99B4.10B4.11B4.11B4.13B4.20B4.23B4.11B

Balance sheet

Balance sheet
Line item
FY2026
Mar 31, 2026
FY2025
Mar 31, 2025
FY2024
Mar 31, 2024
FY2023
Mar 31, 2023
FY2022
Mar 31, 2022
FY2021
Mar 31, 2021
FY2020
Mar 31, 2020
FY2019
Mar 31, 2019
FY2018
Mar 31, 2018
FY2017
Mar 31, 2017
Cash and equivalents¥72.64T¥75.25T¥77.44T¥75.34T¥74.34T¥71.55T¥61.20T¥56.72T¥53.42T¥46.24T
Goodwill¥325.09B¥287.51B¥304.56B¥272.01B¥396.28B¥203.89B¥243.83B¥215.81B¥273.73B¥426.45B
Total assets¥309.20T¥292.17T¥281.27T¥257.69T¥248.16T¥235.02T¥212.16T¥195.50T¥192.18T¥191.15T
Total debt¥10.55T¥12.70T¥16.11T¥15.37T¥20.58T¥19.42T¥17.12T¥12.17T¥10.65T¥12.25T
Total liabilities¥290.91T¥275.68T¥264.99T¥244.15T¥235.38T¥222.75T¥201.22T¥183.73T¥179.68T¥179.26T
Shareholders' equity¥18.29T¥16.49T¥16.28T¥13.54T¥12.78T¥12.28T¥10.93T¥11.77T¥10.66T¥11.89T

Cash flow

Cash flow
Line item
FY2026
Mar 31, 2026
FY2025
Mar 31, 2025
FY2024
Mar 31, 2024
FY2023
Mar 31, 2023
FY2022
Mar 31, 2022
FY2021
Mar 31, 2021
FY2020
Mar 31, 2020
FY2019
Mar 31, 2019
FY2018
Mar 31, 2018
FY2017
Mar 31, 2017
Operating cash flow-¥6.46T¥3.07T¥1.04T-¥5.24T¥5.10T¥18.32T¥8.88T¥2.79T¥11.17T¥3.74T
Capital expenditures¥171.52B¥98.50B¥119.71B¥87.99B¥81.37B-----
Free cash flow-¥6.63T¥2.97T¥916.92B-¥5.33T¥5.02T-----
Investing cash flow¥2.76T-¥4.53T-¥816.55B¥5.80T-¥2.66T-¥7.78T-¥2.99T¥1.20T-¥3.59T¥851.58B
Financing cash flow-¥191.02B-¥612.30B¥166.18B-¥459.55B-¥597.86B-¥684.41B-¥1.13T-¥731.39B-¥360.80B-¥174.25B
Depreciation and amortization¥339.44B¥336.90B¥338.52B¥322.34B¥321.20B¥310.10B¥317.07B¥218.91B¥310.18B¥301.64B

Key ratios

Key ratios
Line item
FY2026
Mar 31, 2026
FY2025
Mar 31, 2025
FY2024
Mar 31, 2024
FY2023
Mar 31, 2023
FY2022
Mar 31, 2022
FY2021
Mar 31, 2021
FY2020
Mar 31, 2020
FY2019
Mar 31, 2019
FY2018
Mar 31, 2018
FY2017
Mar 31, 2017
Revenue growth, YoY13.6%22.5%11.9%12.6%5.4%4.3%3.1%-5.7%1.8%-2.5%
Net income growth, YoY137.9%-45.3%-4.2%82.5%-27.3%243.7%-63.1%-28.7%21.0%-25.6%
EPS growth, YoY141.9%-44.1%-1.6%83.3%-27.4%244.9%-62.5%-28.0%17.5%-25.7%
Net margin26.1%12.5%27.9%32.6%20.1%29.2%8.9%24.7%32.7%27.5%
Free cash flow margin-152.5%77.5%29.3%-190.6%202.2%-----
Return on equity6.2%2.9%5.4%6.7%3.9%5.6%1.8%4.6%7.1%5.3%
Return on assets0.4%0.2%0.3%0.4%0.2%0.3%0.1%0.3%0.4%0.3%
Debt to equity0.580.770.991.141.611.581.571.031.001.03

Source: XBRL data Sumitomo Mitsui Financial Group Inc Unsponsored files with the SEC, latest filing dated Jun 26, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures and share counts are restated for stock splits the filings show: 3-for-1, first reported Jun 27, 2025.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.

SMFG peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
SMFG¥4.35T+13.6%¥1.14T26.1%$148.76B
RYC$66.61B+16.1%C$20.36B30.6%$278.49B
MUFG¥11.87T+9.5%¥1.73T14.6%$248.87B
TDC$67.78B+18.4%C$20.54B30.3%$199.90B
SAN€55.32B-1.5%€14.10B25.5%$169.86B
BBVA--€10.51B-$142.00B
HDB₹2.50T+5.2%₹704.79B28.2%$128.97B
BMOC$36.27B+10.6%C$8.71B24.0%$118.95B

SMFG FAQ

8 questions
  • What is SMFG revenue?
    Sumitomo Mitsui Financial Group Inc Unsponsored (SMFG) reported ¥4.35T of revenue for fiscal 2026 (ended Mar 31, 2026). That is up 13.6% from the year before.
  • Is SMFG profitable?
    Yes. Sumitomo Mitsui Financial Group Inc Unsponsored earned ¥1.14T in net income for fiscal 2026 (ended Mar 31, 2026), a net margin of 26.1%.
  • How much cash and debt does SMFG have?
    Sumitomo Mitsui Financial Group Inc Unsponsored reported ¥72.64T in cash and cash equivalents and ¥10.55T of debt on its most recent balance sheet in SEC filings.
  • How fast is SMFG revenue growing?
    Sumitomo Mitsui Financial Group Inc Unsponsored's revenue changed +13.6% in fiscal 2026, to ¥4.35T. Its compound annual growth rate was +13.1% over 5 years and +6.4% over 10 years.
  • What is SMFG free cash flow?
    Sumitomo Mitsui Financial Group Inc Unsponsored generated -¥6.63T of free cash flow for fiscal 2026 (ended Mar 31, 2026), which is operating cash flow of -¥6.46T less capital expenditures.
  • What is SMFG earnings per share?
    Diluted earnings per share were ¥295.99 for fiscal 2026 (ended Mar 31, 2026), from SEC filings, restated for any stock split those filings show.
  • When did SMFG last report financial results?
    The latest statements here come from Sumitomo Mitsui Financial Group Inc Unsponsored's 20-F filed on Jun 26, 2026, covering the period ended Mar 31, 2026.
  • Where does this SMFG financial data come from?
    Quantisnow builds these statements from the structured XBRL data Sumitomo Mitsui Financial Group Inc Unsponsored files with the SEC. It is provided for information only and is not investment advice.