Financials · RY
For fiscal 2025 (ended Oct 31, 2025), Royal Bank Of Canada reported C$66.61B of revenue and C$20.36B of net income. Figures are in CAD, the currency of its SEC filings.
RY revenue was C$66.61B for fiscal 2025 (ended Oct 31, 2025), up 16.1% from fiscal 2024. Compound annual growth was +7.1% over 5 years. It rose in 7 of the last 8 fiscal years. Fiscal 2025 is the highest of the 9 fiscal years on file.
RY net income was C$20.36B for fiscal 2025 (ended Oct 31, 2025), up 25.5% from fiscal 2024. Compound annual growth was +12.2% over 5 years. It rose in 5 of the last 8 fiscal years. Fiscal 2025 is the highest of the 9 fiscal years on file.
RY diluted EPS was C$14.07 for fiscal 2025 (ended Oct 31, 2025), up 25.1% from fiscal 2024. Compound annual growth was +12.5% over 5 years.
| Line item | Oct 31, 2025 | Oct 31, 2024 | Oct 31, 2023 | Oct 31, 2022 | Oct 31, 2021 | Oct 31, 2020 | Oct 31, 2019 | Oct 31, 2018 | Oct 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | C$66.61B | C$57.34B | C$51.46B | C$48.98B | C$49.69B | C$47.18B | C$46.00B | C$42.58B | C$40.67B |
| Interest expense | C$70.83B | C$77.00B | C$61.86B | C$18.05B | C$8.14B | C$14.05B | C$21.58B | C$15.07B | C$9.76B |
| Pre-tax income | C$25.65B | C$19.86B | C$18.18B | C$20.11B | C$20.63B | C$14.39B | C$15.91B | C$15.76B | C$14.67B |
| Income tax | C$5.28B | C$3.62B | C$3.57B | C$4.30B | C$4.58B | C$2.95B | C$3.04B | C$3.33B | C$3.20B |
| Net income | C$20.36B | C$16.23B | C$14.61B | C$15.79B | C$16.04B | C$11.43B | C$12.86B | C$12.40B | C$11.43B |
| EPS, basic | C$14.10 | C$11.27 | C$10.33 | C$11.08 | C$11.08 | C$7.84 | C$8.78 | C$8.39 | C$7.59 |
| EPS, diluted | C$14.07 | C$11.25 | C$10.32 | C$11.06 | C$11.06 | C$7.82 | C$8.75 | C$8.36 | C$7.56 |
| Diluted shares | 1.41B | 1.41B | 1.39B | 1.41B | 1.43B | 1.43B | 1.44B | 1.5M | 1.5M |
| Line item | Oct 31, 2025 | Oct 31, 2024 | Oct 31, 2023 | Oct 31, 2022 | Oct 31, 2021 | Oct 31, 2020 | Oct 31, 2019 | Oct 31, 2018 | Oct 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | C$37.02B | C$56.72B | C$61.99B | C$72.40B | C$113.85B | C$118.89B | C$26.31B | C$30.21B | C$28.41B |
| Goodwill | C$19.41B | C$19.29B | C$12.59B | C$12.28B | C$10.85B | C$11.30B | C$11.24B | C$11.14B | C$10.98B |
| Total assets | C$2.33T | C$2.17T | C$2.01T | C$1.92T | C$1.71T | C$1.62T | C$1.43T | C$1.33T | C$1.21T |
| Total liabilities | C$2.19T | C$2.04T | C$1.89T | C$1.81T | C$1.61T | C$1.54T | C$1.35T | C$1.25T | C$1.14T |
| Shareholders' equity | C$139.09B | C$127.09B | C$115.05B | C$108.06B | C$98.76B | C$86.77B | C$83.52B | C$79.86B | C$73.79B |
| Line item | Oct 31, 2025 | Oct 31, 2024 | Oct 31, 2023 | Oct 31, 2022 | Oct 31, 2021 | Oct 31, 2020 | Oct 31, 2019 | Oct 31, 2018 | Oct 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | C$55.22B | C$23.14B | C$26.08B | C$21.94B | C$61.04B | C$138.82B | C$14.27B | C$17.47B | C$37.73B |
| Investing cash flow | -C$68.57B | -C$20.89B | -C$28.27B | -C$57.05B | -C$57.35B | -C$39.56B | -C$11.13B | -C$8.02B | -C$15.46B |
| Financing cash flow | -C$6.71B | -C$8.15B | -C$9.83B | -C$2.19B | -C$5.93B | -C$7.75B | -C$7.46B | -C$7.72B | -C$8.65B |
| Dividends paid | - | - | - | C$6.96B | C$6.42B | C$6.33B | C$6.03B | C$5.64B | C$5.31B |
| Line item | Oct 31, 2025 | Oct 31, 2024 | Oct 31, 2023 | Oct 31, 2022 | Oct 31, 2021 | Oct 31, 2020 | Oct 31, 2019 | Oct 31, 2018 | Oct 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 16.1% | 11.4% | 5.1% | -1.4% | 5.3% | 2.6% | 8.0% | 4.7% | - |
| Net income growth, YoY | 25.5% | 11.1% | -7.5% | -1.5% | 40.3% | -11.1% | 3.7% | 8.5% | - |
| EPS growth, YoY | 25.1% | 9.0% | -6.7% | 0.0% | 41.4% | -10.6% | - | 10.6% | - |
| Net margin | 30.6% | 28.3% | 28.4% | 32.2% | 32.3% | 24.2% | 28.0% | 29.1% | 28.1% |
| Return on equity | 14.6% | 12.8% | 12.7% | 14.6% | 16.2% | 13.2% | 15.4% | 15.5% | 15.5% |
| Return on assets | 0.9% | 0.7% | 0.7% | 0.8% | 0.9% | 0.7% | 0.9% | 0.9% | 0.9% |
Source: XBRL data Royal Bank Of Canada files with the SEC, latest filing dated Dec 3, 2025 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| RY | C$66.61B | +16.1% | C$20.36B | 30.6% | $278.49B |
| MUFG | ¥11.87T | +9.5% | ¥1.73T | 14.6% | $248.87B |
| TD | C$67.78B | +18.4% | C$20.54B | 30.3% | $199.90B |
| SAN | €55.32B | -1.5% | €14.10B | 25.5% | $169.86B |
| SMFG | ¥4.35T | +13.6% | ¥1.14T | 26.1% | $148.76B |
| BBVA | - | - | €10.51B | - | $142.00B |
| HDB | ₹2.50T | +5.2% | ₹704.79B | 28.2% | $128.97B |
| BMO | C$36.27B | +10.6% | C$8.71B | 24.0% | $118.95B |