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Financials · BSBK

Bogota Financial Corp. (BSBK) financials

For the twelve months ended Jun 30, 2026, Bogota Financial Corp. reported $17.98M of revenue and $2.59M of net income.

Revenue, TTM
$17.98M
Revenue growth, YoY
+24.8%
Net income, TTM
$2.59M
Net margin
14.4%
Free cash flow, TTM
$4.08M
EPS, diluted, TTM
$0.21
Cash
$29.90M
P/E
45.69
P/S
6.58
Market cap
$118.3M
Annual revenue$17.24M
FY2018FY2025
Annual net income$2.09M
FY2018FY2025
Annual free cash flow$3.13M
FY2018FY2025

BSBK revenue and earnings growth

BSBK revenueQ2 2026$4.50M

Quarter YoY
+11.8%
QoQ
-5.2%
FY YoY
+44.9%
5Y CAGR
+3.2%

BSBK revenue was $4.50M in fiscal Q2 2026 (ended Jun 30, 2026), up 11.8% from a year earlier and down 5.2% from the prior quarter. For the full fiscal 2025 it was $17.24M, up 44.9% from fiscal 2024. Compound annual growth was +3.2% over 5 years. It rose in 4 of the last 7 fiscal years.

BSBK net incomeQ2 2026$747.5K

Quarter YoY
+233.1%
QoQ
+5.9%
5Y CAGR
+0.2%

BSBK net income was $747.5K in fiscal Q2 2026 (ended Jun 30, 2026), up 233.1% from a year earlier and up 5.9% from the prior quarter. For the full fiscal 2025 it was $2.09M, compared with -$2.17M in fiscal 2024. Compound annual growth was +0.2% over 5 years.

BSBK EPSQ2 2026$0.06

Quarter YoY
+200.0%
QoQ
+0.0%
5Y CAGR
+0.0%

BSBK diluted EPS was $0.06 in fiscal Q2 2026 (ended Jun 30, 2026), up 200.0% from a year earlier and up 0.0% from the prior quarter. For the full fiscal 2025 it was $0.17, compared with -$0.17 in fiscal 2024. Compound annual growth was +0.0% over 5 years.

BSBK free cash flowQ2 2026$2.15M

Quarter YoY
+11.8%
QoQ
+218.7%
5Y CAGR
-5.0%

BSBK free cash flow was $2.15M in fiscal Q2 2026 (ended Jun 30, 2026), up 11.8% from a year earlier and up 218.7% from the prior quarter. For the full fiscal 2025 it was $3.13M, compared with -$3.15M in fiscal 2024. Compound annual growth was -5.0% over 5 years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
Revenue$17.24M$11.90M$16.11M$24.20M$23.77M$14.70M$11.71M$13.84M
Interest expense--$22.31M$7.27M$5.79M$9.68M$11.97M$8.76M
Pre-tax income$2.07M-$2.54M$480.4K$9.49M$9.40M$2.51M$3.28M$5.53M
Income tax-$18.3K-$371.6K-$162.2K$2.61M$1.88M$437.3K$850.6K$1.39M
Net income$2.09M-$2.17M$642.5K$6.88M$7.52M$2.07M$2.43M$4.14M
EPS, basic$0.17-$0.17$0.05$0.51$0.55$0.17--
EPS, diluted$0.17-$0.17$0.05$0.51$0.54$0.17--
Diluted shares12.5M12.8M12.9M13.6M13.9M12.2M--

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
Cash and equivalents$35.60M$52.23M$24.93M$16.84M$105.07M$80.39M$127.86M$24.52M
Total assets$904.95M$971.49M$939.32M$951.10M$837.36M$740.90M$766.61M$665.01M
Total liabilities$764.04M$834.20M$802.15M$811.44M$689.79M$612.44M$691.63M$592.53M
Shareholders' equity$140.91M$137.29M$137.17M$139.66M$147.58M$128.47M$74.98M$72.48M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
Operating cash flow$3.20M-$2.56M$1.44M$10.86M$5.96M$5.80M$2.57M$4.18M
Capital expenditures$70.4K$594.8K$318.0K$241.5K$1.46M$1.75M$159.3K$523.9K
Free cash flow$3.13M-$3.15M$1.12M$10.61M$4.50M$4.06M$2.41M$3.66M
Investing cash flow$50.11M$10.13M$21.52M-$210.72M$35.15M-$22.25M$1.65M-$21.70M
Financing cash flow-$69.94M$19.74M-$14.87M$111.64M-$16.43M-$31.03M$99.12M$19.48M
Share repurchases$1.13M$1.70M$3.81M$10.07M$481.5K---
Stock-based compensation$897.5K$921.3K$932.8K$932.8K$310.9K---

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
Revenue growth, YoY44.9%-26.1%-33.4%1.8%61.7%25.5%-15.4%-
Net income growth, YoY---90.7%-8.6%263.6%-14.8%-41.3%-
EPS growth, YoY---90.2%-5.6%217.6%---
Net margin12.1%-18.2%4.0%28.4%31.6%14.1%20.7%29.9%
Free cash flow margin18.2%-26.5%6.9%43.9%19.0%27.6%20.6%26.4%
Return on equity1.5%-1.6%0.5%4.9%5.1%1.6%3.2%5.7%
Return on assets0.2%-0.2%0.1%0.7%0.9%0.3%0.3%0.6%

Source: XBRL data Bogota Financial Corp. files with the SEC, latest filing dated Aug 13, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

BSBK peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
BSBK$17.98M+24.8%$2.59M14.4%$118.3M
FLG$2.10B-1.4%$96.00M4.6%$4.39B
BBT$969.65M+103.9%$225.19M23.2%$2.57B
HFWA$314.90M+33.0%$77.45M24.6%$1.17B
NBBK$283.44M+43.2%$66.95M23.6%$978.9M
SMBC$204.74M+9.0%$75.29M36.8%$792.1M
TCBX$248.00M+24.8%$75.26M30.3%$665.1M
GCBC$95.87M+19.9%$44.65M46.6%$620.1M

BSBK FAQ

8 questions
  • What is BSBK revenue?
    Bogota Financial Corp. (BSBK) reported $17.98M of revenue for the twelve months ended Jun 30, 2026. That is up 24.8% from the year before. Revenue for fiscal 2025 was $17.24M.
  • Is BSBK profitable?
    Yes. Bogota Financial Corp. earned $2.59M in net income for the twelve months ended Jun 30, 2026, a net margin of 14.4%.
  • How much cash and debt does BSBK have?
    Bogota Financial Corp. reported $29.90M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is BSBK revenue growing?
    Bogota Financial Corp.'s revenue changed +44.9% in fiscal 2025, to $17.24M. Its compound annual growth rate was +3.2% over 5 years.
  • What is BSBK free cash flow?
    Bogota Financial Corp. generated $4.08M of free cash flow for the twelve months ended Jun 30, 2026, which is operating cash flow of $4.36M less capital expenditures.
  • What is BSBK earnings per share?
    Diluted earnings per share were $0.21 for the twelve months ended Jun 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did BSBK last report financial results?
    The latest statements here come from Bogota Financial Corp.'s 10-Q filed on Aug 13, 2026, covering the period ended Jun 30, 2026.
  • Where does this BSBK financial data come from?
    Quantisnow builds these statements from the structured XBRL data Bogota Financial Corp. files with the SEC. It is provided for information only and is not investment advice.