For the twelve months ended Jul 31, 2026, America's Car-Mart Inc reported $1.09B of revenue and -$202.38M of net income.
CRMT revenue was $145.75M in fiscal Q1 2027 (ended Jul 31, 2026), down 57.3% from a year earlier and down 51.9% from the prior quarter. For the full fiscal 2026 it was $1.28B, down 7.9% from fiscal 2025. Compound annual growth was +7.1% over 5 years and +8.5% over 10 years. It rose in 7 of the last 10 fiscal years.
CRMT net income was -$68.99M in fiscal Q1 2027 (ended Jul 31, 2026), compared with -$5.75M a year earlier. For the full fiscal 2026 it was -$139.15M, compared with $17.89M in fiscal 2025.
CRMT diluted EPS was -$8.28 in fiscal Q1 2027 (ended Jul 31, 2026), compared with -$0.69 a year earlier. For the full fiscal 2026 it was -$16.79, compared with $2.33 in fiscal 2025.
CRMT free cash flow was $79.98M in fiscal Q1 2027 (ended Jul 31, 2026), compared with -$6.38M a year earlier and up 18.6% from the prior quarter. For the full fiscal 2026 it was $63.15M, compared with -$52.65M in fiscal 2025. Compound annual growth was +20.5% over 10 years. Fiscal 2026 is the highest of the 15 fiscal years on file.
| Line item | Apr 30, 2026 | Apr 30, 2025 | Apr 30, 2024 | Apr 30, 2023 | Apr 30, 2022 | Apr 30, 2021 | Apr 30, 2020 | Apr 30, 2019 | Apr 30, 2018 | Apr 30, 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.28B | $1.39B | $1.39B | $1.40B | $1.19B | $909.67M | $744.61M | $669.12M | $612.20M | $587.75M |
| Cost of revenue | $663.98M | $726.05M | $758.55M | $800.79M | $658.62M | $479.15M | $388.48M | $343.90M | $315.27M | $304.93M |
| Gross profit | $617.52M | $664.88M | $635.35M | $599.63M | $531.92M | $430.52M | $264.52M | $242.61M | $222.25M | $215.22M |
| Selling, general and admin | $208.08M | $188.92M | $179.42M | $176.70M | $156.13M | $130.85M | $117.76M | $107.25M | $99.02M | $91.94M |
| Interest expense | - | - | $65.35M | $38.31M | $10.92M | $6.82M | $8.05M | $7.88M | $5.60M | $4.07M |
| Pre-tax income | -$107.98M | $22.80M | -$40.13M | $25.79M | - | - | - | - | - | - |
| Income tax | $31.13M | $4.87M | -$8.74M | $5.36M | $27.62M | $30.51M | $13.01M | $12.23M | $2.40M | $12.04M |
| Net income | -$139.15M | $17.89M | -$31.43M | $20.39M | $94.97M | $104.78M | $51.30M | $47.59M | $36.47M | $20.16M |
| EPS, basic | -$16.79 | $2.38 | -$4.92 | $3.20 | $14.59 | $15.81 | $7.74 | $6.99 | $5.04 | $2.57 |
| EPS, diluted | -$16.79 | $2.33 | -$4.92 | $3.11 | $13.92 | $15.05 | $7.39 | $6.73 | $4.90 | $2.49 |
| Diluted shares | 8.3M | 7.7M | 6.4M | 6.6M | 6.8M | 7.0M | 6.9M | 7.1M | 7.4M | 8.1M |
| Line item | Apr 30, 2026 | Apr 30, 2025 | Apr 30, 2024 | Apr 30, 2023 | Apr 30, 2022 | Apr 30, 2021 | Apr 30, 2020 | Apr 30, 2019 | Apr 30, 2018 | Apr 30, 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $46.96M | $9.81M | $5.52M | $9.80M | $6.92M | $2.89M | $59.56M | $1.75M | $1.02M | $434.0K |
| Inventory | $54.07M | $112.23M | $107.47M | $109.29M | $115.30M | $82.26M | $36.41M | $37.48M | $33.61M | $30.13M |
| Goodwill | $22.80M | $22.80M | $14.40M | $11.70M | $8.62M | $7.28M | $6.82M | $355.0K | $355.0K | $355.0K |
| Total assets | $1.42B | $1.61B | $1.48B | $1.41B | $1.15B | $822.16M | $667.32M | $492.54M | $455.58M | $424.26M |
| Total debt | $722.37M | $776.78M | $754.45M | $638.60M | $440.66M | $225.92M | $215.57M | $152.92M | $152.37M | $117.94M |
| Total liabilities | $970.78M | $1.04B | $1.01B | $915.79M | $677.76M | $415.26M | $364.17M | $231.63M | $224.65M | $190.85M |
| Shareholders' equity | $445.56M | $569.52M | $470.75M | $498.55M | $476.53M | $411.96M | $307.54M | $260.51M | $230.53M | $233.01M |
| Line item | Apr 30, 2026 | Apr 30, 2025 | Apr 30, 2024 | Apr 30, 2023 | Apr 30, 2022 | Apr 30, 2021 | Apr 30, 2020 | Apr 30, 2019 | Apr 30, 2018 | Apr 30, 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $64.96M | -$48.76M | -$73.90M | -$135.73M | -$119.18M | -$53.81M | $20.92M | $24.90M | $9.99M | $7.33M |
| Capital expenditures | $1.81M | $3.89M | $6.15M | $22.11M | $15.80M | $8.95M | $5.42M | $4.03M | $2.26M | $1.59M |
| Free cash flow | $63.15M | -$52.65M | -$80.04M | -$157.83M | -$134.97M | -$62.76M | $15.49M | $20.87M | $7.74M | $5.75M |
| Investing cash flow | -$1.52M | -$11.38M | -$10.64M | -$27.57M | -$17.35M | -$8.26M | -$9.89M | -$3.89M | -$1.70M | -$655.0K |
| Financing cash flow | -$56.33M | $90.23M | $110.96M | $188.75M | $176.22M | $5.40M | $46.78M | -$20.29M | -$7.70M | -$6.85M |
| Dividends paid | - | $40.0K | $40.0K | $40.0K | $40.0K | $40.0K | $40.0K | $40.0K | $40.0K | $40.0K |
| Share repurchases | $297.0K | $434.0K | $365.0K | $5.20M | $34.70M | $10.62M | $16.01M | $26.58M | $42.30M | $20.49M |
| Stock-based compensation | $3.72M | $4.71M | $4.17M | $5.31M | $5.50M | $5.96M | $4.73M | $3.70M | $1.60M | $1.29M |
| Depreciation and amortization | $8.21M | $7.65M | $6.87M | $5.60M | $4.03M | $3.72M | $3.84M | $3.97M | $4.25M | $4.27M |
| Line item | Apr 30, 2026 | Apr 30, 2025 | Apr 30, 2024 | Apr 30, 2023 | Apr 30, 2022 | Apr 30, 2021 | Apr 30, 2020 | Apr 30, 2019 | Apr 30, 2018 | Apr 30, 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | -7.9% | -0.2% | -0.5% | 17.6% | 30.9% | 22.2% | 11.3% | 9.3% | 4.2% | 3.5% |
| Net income growth, YoY | - | - | - | -78.5% | -9.4% | 104.2% | 7.8% | 30.5% | 80.9% | 74.5% |
| EPS growth, YoY | - | - | - | -77.7% | -7.5% | 103.7% | 9.8% | 37.3% | 96.8% | 87.2% |
| Gross margin | 48.2% | 47.8% | 45.6% | 42.8% | 44.7% | 47.3% | 35.5% | 36.3% | 36.3% | 36.6% |
| Net margin | -10.9% | 1.3% | -2.3% | 1.5% | 8.0% | 11.5% | 6.9% | 7.1% | 6.0% | 3.4% |
| Free cash flow margin | 4.9% | -3.8% | -5.7% | -11.3% | -11.3% | -6.9% | 2.1% | 3.1% | 1.3% | 1.0% |
| Return on equity | -31.2% | 3.1% | -6.7% | 4.1% | 19.9% | 25.4% | 16.7% | 18.3% | 15.8% | 8.7% |
| Return on assets | -9.8% | 1.1% | -2.1% | 1.4% | 8.2% | 12.7% | 7.7% | 9.7% | 8.0% | 4.8% |
| Debt to equity | 1.62 | 1.36 | 1.60 | 1.28 | 0.92 | 0.55 | 0.70 | 0.59 | 0.66 | 0.51 |
| Line item | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $145.75M | $302.83M | $286.79M | $350.19M | $341.31M | $370.17M | $325.73M | $347.27M | $347.76M | $364.67M | $299.61M | $359.78M |
| Cost of revenue | $70.27M | $167.02M | $142.86M | $179.02M | $175.08M | $196.90M | $169.37M | $173.22M | $186.57M | $197.85M | $158.25M | $196.76M |
| Gross profit | $75.48M | $135.81M | $143.93M | $171.18M | $166.23M | $173.28M | $156.35M | $174.05M | $161.19M | $166.82M | $141.36M | $163.02M |
| Selling, general and admin | $51.55M | $47.57M | $51.51M | $57.22M | $51.41M | $48.34M | $46.46M | $47.41M | $46.71M | $44.53M | $43.56M | $44.86M |
| Interest expense | - | - | - | - | - | - | - | $18.04M | $18.31M | $17.76M | $16.73M | $16.58M |
| Pre-tax income | -$68.83M | -$36.38M | -$36.72M | -$27.48M | -$7.40M | $12.48M | $4.39M | $7.12M | -$1.18M | $578.0K | -$10.34M | - |
| Income tax | $149.0K | -$2.17M | $39.98M | -$5.01M | -$1.67M | $1.84M | $1.23M | $2.02M | -$219.0K | $152.0K | -$1.80M | -$8.13M |
| Net income | -$68.99M | -$34.21M | -$76.71M | -$22.47M | -$5.75M | $10.63M | $3.15M | $5.10M | -$964.0K | $416.0K | -$8.55M | -$27.46M |
| EPS, basic | -$8.28 | -$4.14 | -$9.25 | -$2.71 | -$0.69 | - | $0.38 | $0.62 | -$0.15 | $0.07 | -$1.34 | -$4.30 |
| EPS, diluted | -$8.28 | -$4.14 | -$9.25 | -$2.71 | -$0.69 | - | $0.37 | $0.61 | -$0.15 | $0.09 | -$1.34 | -$4.30 |
| Diluted shares | 8.3M | - | 8.3M | 8.3M | 8.3M | - | 8.4M | 8.3M | 6.4M | - | 6.4M | 6.4M |
| Line item | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | $27.53M | $46.96M | $117.91M | $122.36M | $9.67M | $9.81M | $8.53M | $8.01M | $4.75M | $5.52M | $4.24M | $4.31M |
| Inventory | $35.19M | $54.07M | $101.18M | $104.75M | $112.45M | $112.23M | $143.93M | $122.10M | $114.55M | $107.47M | $109.31M | $113.85M |
| Goodwill | $22.80M | $22.80M | $22.80M | $23.70M | $23.70M | $22.80M | $22.80M | $22.90M | $22.90M | $14.40M | $14.50M | $11.60M |
| Total assets | $1.21B | $1.42B | $1.63B | $1.72B | $1.61B | $1.61B | $1.61B | $1.58B | $1.53B | $1.48B | $1.47B | $1.49B |
| Total debt | $623.86M | $722.37M | $892.16M | $896.95M | $775.14M | $776.78M | $795.36M | $763.78M | $782.34M | $754.45M | $740.06M | $744.54M |
| Total liabilities | $829.26M | $970.78M | $1.15B | $1.16B | $1.04B | $1.04B | $1.05B | $1.02B | $1.06B | $1.01B | $997.54M | $1.01B |
| Shareholders' equity | $376.38M | $445.56M | $479.32M | $555.13M | $564.93M | $569.52M | $557.91M | $553.66M | $471.15M | $470.75M | $469.01M | $476.61M |
| Line item | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $80.07M | $67.74M | -$5.92M | $9.06M | -$5.92M | $19.22M | -$30.78M | -$22.23M | -$14.97M | -$10.73M | $12.96M | -$30.73M |
| Capital expenditures | $90.0K | $289.0K | $278.0K | $784.0K | $459.0K | $801.0K | $751.0K | $1.35M | $986.0K | $1.28M | $2.71M | $770.0K |
| Free cash flow | $79.98M | $67.45M | -$6.20M | $8.28M | -$6.38M | $18.42M | -$31.53M | -$23.59M | -$15.96M | -$12.01M | $10.24M | -$31.50M |
| Investing cash flow | $791.0K | -$154.0K | -$241.0K | -$687.0K | -$439.0K | -$783.0K | -$751.0K | -$1.33M | -$8.51M | -$1.32M | -$7.74M | -$738.0K |
| Financing cash flow | -$102.53M | -$172.91M | -$7.83M | $121.17M | $3.25M | -$20.26M | $28.20M | $54.63M | $27.66M | $11.90M | -$5.12M | $33.76M |
| Dividends paid | $10.0K | - | $10.0K | $10.0K | $10.0K | $10.0K | $10.0K | $10.0K | $10.0K | $10.0K | $10.0K | $10.0K |
| Share repurchases | $25.0K | -$2.0K | $23.0K | $205.0K | $71.0K | $2.0K | $20.0K | $388.0K | $24.0K | $29.0K | $268.0K | $0 |
| Stock-based compensation | -$190.0K | $407.0K | $969.0K | $1.19M | $1.16M | $923.0K | -$1.46M | $3.92M | $1.32M | $1.29M | $1.14M | -$712.0K |
| Depreciation and amortization | $1.80M | $1.93M | $2.04M | $2.10M | $2.14M | $1.95M | $1.89M | $1.93M | $1.88M | $1.77M | $1.71M | $1.70M |
| Line item | Jul 31, 2026 | Apr 30, 2026 | Jan 31, 2026 | Oct 31, 2025 | Jul 31, 2025 | Apr 30, 2025 | Jan 31, 2025 | Oct 31, 2024 | Jul 31, 2024 | Apr 30, 2024 | Jan 31, 2024 | Oct 31, 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | -57.3% | -18.2% | -12.0% | 0.8% | -1.9% | 1.5% | 8.7% | -3.5% | -5.2% | -5.8% | -7.9% | 2.3% |
| Net income growth, YoY | - | - | - | - | - | 2454.1% | - | - | - | -80.0% | - | - |
| EPS growth, YoY | - | - | - | - | - | - | - | - | - | -72.7% | - | - |
| Gross margin | 51.8% | 44.8% | 50.2% | 48.9% | 48.7% | 46.8% | 48.0% | 50.1% | 46.4% | 45.7% | 47.2% | 45.3% |
| Net margin | -47.3% | -11.3% | -26.7% | -6.4% | -1.7% | 2.9% | 1.0% | 1.5% | -0.3% | 0.1% | -2.9% | -7.6% |
| Free cash flow margin | 54.9% | 22.3% | -2.2% | 2.4% | -1.9% | 5.0% | -9.7% | -6.8% | -4.6% | -3.3% | 3.4% | -8.8% |
| Debt to equity | 1.66 | 1.62 | 1.86 | 1.62 | 1.37 | 1.36 | 1.43 | 1.38 | 1.66 | 1.60 | 1.58 | 1.56 |
Source: XBRL data America's Car-Mart Inc files with the SEC, latest filing dated Sep 9, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| CRMT | $1.09B | -21.6% | -$202.38M | -18.6% | $7.9M |
| CVNA | $27.45B | +50.3% | $2.06B | 7.5% | $79.84B |
| CPRT | $4.67B | +0.4% | $1.48B | 31.8% | $29.48B |
| CASY | $18.67B | +13.8% | $772.81M | 4.1% | $26.32B |
| PAG | $32.56B | +1.4% | $901.80M | 2.8% | $13.92B |
| MUSA | $23.26B | +20.2% | $663.30M | 2.9% | $9.84B |
| KMX | $27.63B | +4.8% | $292.44M | 1.1% | $7.55B |
| RUSHB | $7.47B | -2.6% | $277.07M | 3.7% | $7.02B |
| LAD | $38.21B | +1.6% | $788.40M | 2.1% | $6.41B |