For fiscal 2025 (ended Dec 31, 2025), Intercorp Financial Services Inc. reported PEN 5.85B of revenue and PEN 1.93B of net income. Figures are in PEN, the currency of its SEC filings.
IFS revenue was PEN 5.85B for fiscal 2025 (ended Dec 31, 2025), up 2.8% from fiscal 2024. Compound annual growth was +6.9% over 5 years. It rose in 6 of the last 8 fiscal years. Fiscal 2025 is the highest of the 9 fiscal years on file.
IFS net income was PEN 1.93B for fiscal 2025 (ended Dec 31, 2025), up 48.6% from fiscal 2024. Compound annual growth was +38.2% over 5 years. It rose in 5 of the last 8 fiscal years. Fiscal 2025 is the highest of the 9 fiscal years on file.
IFS diluted EPS was PEN 17.30 for fiscal 2025 (ended Dec 31, 2025), up 52.1% from fiscal 2024.
IFS free cash flow was PEN 1.53B for fiscal 2025 (ended Dec 31, 2025), down 45.5% from fiscal 2024. Compound annual growth was -34.8% over 5 years.
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | PEN 5.85B | PEN 5.69B | PEN 5.71B | PEN 5.35B | PEN 4.37B | PEN 4.20B | PEN 4.35B | PEN 4.02B | PEN 3.54B |
| Selling, general and admin | PEN 1.44B | PEN 1.34B | PEN 1.29B | PEN 1.18B | PEN 965.50M | PEN 748.62M | PEN 786.36M | PEN 775.25M | PEN 730.56M |
| Operating income | PEN 2.44B | PEN 1.65B | PEN 1.35B | PEN 2.17B | PEN 2.39B | PEN 356.34M | PEN 1.93B | PEN 1.54B | - |
| Interest expense | PEN 2.26B | PEN 2.48B | PEN 2.59B | PEN 1.66B | PEN 1.06B | PEN 1.19B | PEN 1.42B | PEN 1.18B | PEN 1.12B |
| Income tax | PEN 530.25M | PEN 314.37M | PEN 275.60M | PEN 462.54M | PEN 502.11M | -PEN 72.93M | PEN 493.33M | PEN 415.51M | PEN 326.53M |
| Net income | PEN 1.93B | PEN 1.30B | PEN 1.07B | PEN 1.67B | PEN 1.79B | PEN 383.26M | PEN 1.44B | PEN 1.08B | PEN 1.03B |
| EPS, basic | PEN 17.30 | PEN 11.38 | PEN 9.33 | PEN 14.45 | PEN 15.51 | - | - | - | - |
| EPS, diluted | PEN 17.30 | PEN 11.38 | PEN 9.33 | PEN 14.45 | PEN 15.51 | - | - | - | - |
| Diluted shares | 111.7M | 114.3M | 115.0M | 115.4M | 115.4M | 115.4M | 112.8M | 110.4M | 106.7M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | PEN 14.04B | PEN 12.62B | PEN 9.82B | PEN 13.19B | PEN 17.10B | PEN 18.77B | PEN 11.13B | PEN 8.38B | - |
| Total assets | PEN 99.10B | PEN 95.50B | PEN 89.62B | PEN 87.48B | PEN 89.95B | PEN 88.24B | PEN 71.56B | PEN 63.74B | - |
| Total debt | PEN 5.59B | PEN 6.08B | PEN 5.55B | PEN 7.91B | PEN 8.39B | PEN 7.78B | PEN 6.89B | PEN 6.50B | - |
| Total liabilities | PEN 86.68B | PEN 84.53B | PEN 79.62B | PEN 78.06B | PEN 80.40B | PEN 79.28B | PEN 62.66B | PEN 56.66B | - |
| Shareholders' equity | PEN 12.35B | PEN 10.92B | PEN 10.01B | PEN 9.43B | PEN 8.73B | PEN 8.95B | PEN 8.90B | PEN 7.09B | PEN 5.75B |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | PEN 1.83B | PEN 2.91B | PEN 2.88B | -PEN 1.01B | PEN 1.35B | PEN 12.99B | PEN 1.67B | -PEN 2.05B | PEN 3.41B |
| Capital expenditures | PEN 301.44M | PEN 104.72M | PEN 147.65M | PEN 135.04M | PEN 87.28M | PEN 52.37M | PEN 68.19M | PEN 72.71M | PEN 84.69M |
| Free cash flow | PEN 1.53B | PEN 2.81B | PEN 2.73B | -PEN 1.15B | PEN 1.26B | PEN 12.94B | PEN 1.60B | -PEN 2.12B | PEN 3.32B |
| Investing cash flow | -PEN 938.56M | -PEN 7.04M | -PEN 3.53B | -PEN 1.39B | -PEN 2.33B | -PEN 4.05B | PEN 4.10M | -PEN 295.53M | -PEN 2.31B |
| Financing cash flow | -PEN 397.22M | -PEN 12.33M | -PEN 3.01B | -PEN 1.28B | -PEN 861.70M | -PEN 552.83M | PEN 1.06B | PEN 225.68M | -PEN 299.64M |
| Dividends paid | PEN 406.83M | PEN 427.37M | PEN 511.79M | PEN 751.53M | PEN 633.85M | PEN 698.23M | PEN 654.46M | PEN 510.69M | PEN 475.77M |
| Depreciation and amortization | PEN 450.27M | PEN 413.06M | PEN 379.04M | PEN 336.23M | PEN 279.69M | PEN 268.75M | PEN 262.01M | PEN 164.70M | PEN 145.16M |
| Line item | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 | Dec 31, 2019 | Dec 31, 2018 | Dec 31, 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue growth, YoY | 2.8% | -0.3% | 6.7% | 22.3% | 4.2% | -3.5% | 8.2% | 13.6% | - |
| Net income growth, YoY | 48.6% | 21.2% | -35.7% | -6.8% | 367.1% | -73.4% | 32.9% | 5.5% | - |
| EPS growth, YoY | 52.1% | 22.0% | -35.5% | -6.8% | - | - | - | - | - |
| Operating margin | 41.6% | 28.9% | 23.6% | 40.5% | 54.7% | 8.5% | 44.3% | 38.4% | - |
| Net margin | 33.0% | 22.8% | 18.8% | 31.2% | 41.0% | 9.1% | 33.1% | 27.0% | 29.0% |
| Free cash flow margin | 26.1% | 49.3% | 47.8% | -21.5% | 28.8% | 308.4% | 36.8% | -52.7% | 93.9% |
| Return on equity | 15.6% | 11.9% | 10.7% | 17.7% | 20.5% | 4.3% | 16.2% | 15.3% | 17.9% |
| Return on assets | 2.0% | 1.4% | 1.2% | 1.9% | 2.0% | 0.4% | 2.0% | 1.7% | - |
| Debt to equity | 0.45 | 0.56 | 0.55 | 0.84 | 0.96 | 0.87 | 0.77 | 0.92 | - |
Source: XBRL data Intercorp Financial Services Inc. files with the SEC, latest filing dated Apr 24, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.
Per-share figures are as filed. The filings show no stock split in these periods.
EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.
Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.
| Company | Revenue | Growth | Net income | Net margin | Market cap |
|---|---|---|---|---|---|
| IFS | PEN 5.85B | +2.8% | PEN 1.93B | 33.0% | $5.29B |
| RY | C$66.61B | +16.1% | C$20.36B | 30.6% | $282.66B |
| MUFG | ¥11.87T | +9.5% | ¥1.73T | 14.6% | $257.53B |
| TD | C$67.78B | +18.4% | C$20.54B | 30.3% | $202.90B |
| SAN | €55.32B | -1.5% | €14.10B | 25.5% | $180.35B |
| SMFG | ¥4.35T | +13.6% | ¥1.14T | 26.1% | $154.95B |
| BBVA | - | - | €10.51B | - | $149.88B |
| HDB | ₹2.50T | +5.2% | ₹704.79B | 28.2% | $132.41B |