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Financials · PGC

Peapack-Gladstone Financial Corporation (PGC) financials

For the twelve months ended Sep 30, 2026, Peapack-Gladstone Financial Corporation reported $350.02M of revenue and $61.23M of net income.

Revenue, TTM
$350.02M
Revenue growth, YoY
+20.3%
Net income, TTM
$61.23M
Net income growth, YoY
+78.0%
Net margin
17.5%
Free cash flow, TTM
$62.01M
EPS, diluted, TTM
$3.34
EPS growth, YoY
+72.2%
Cash
$268.88M
P/E
13.38
P/S
2.34
Market cap
$819.1M
Annual revenue$283.00M
FY2016FY2025
Annual net income$37.33M
FY2016FY2025
Annual free cash flow$28.82M
FY2016FY2025

PGC revenue and earnings growth

PGC revenueQ3 2026$87.49M

Quarter YoY
+23.8%
QoQ
+1.7%
FY YoY
+24.1%
5Y CAGR
+8.4%
10Y CAGR
+10.1%

PGC revenue was $87.49M in fiscal Q3 2026 (ended Sep 30, 2026), up 23.8% from a year earlier and up 1.7% from the prior quarter. For the full fiscal 2025 it was $283.00M, up 24.1% from fiscal 2024. Compound annual growth was +8.4% over 5 years and +10.1% over 10 years. It rose in 8 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

PGC net incomeQ3 2026$18.95M

Quarter YoY
+96.7%
QoQ
+18.6%
FY YoY
+13.2%
5Y CAGR
+7.3%
10Y CAGR
+6.5%

PGC net income was $18.95M in fiscal Q3 2026 (ended Sep 30, 2026), up 96.7% from a year earlier and up 18.6% from the prior quarter. For the full fiscal 2025 it was $37.33M, up 13.2% from fiscal 2024. Compound annual growth was +7.3% over 5 years and +6.5% over 10 years. It rose in 7 of the last 10 fiscal years.

PGC EPSQ3 2026$0.99

Quarter YoY
+83.3%
QoQ
+15.1%
FY YoY
+13.5%
5Y CAGR
+8.9%
10Y CAGR
+5.0%

PGC diluted EPS was $0.99 in fiscal Q3 2026 (ended Sep 30, 2026), up 83.3% from a year earlier and up 15.1% from the prior quarter. For the full fiscal 2025 it was $2.10, up 13.5% from fiscal 2024. Compound annual growth was +8.9% over 5 years and +5.0% over 10 years.

PGC free cash flowQ3 2026-$6.24M

FY YoY
-54.3%
5Y CAGR
-3.1%
10Y CAGR
+0.2%

PGC free cash flow was -$6.24M in fiscal Q3 2026 (ended Sep 30, 2026), compared with $34.00M a year earlier. For the full fiscal 2025 it was $28.82M, down 54.3% from fiscal 2024. Compound annual growth was -3.1% over 5 years and +0.2% over 10 years. It rose in 6 of the last 10 fiscal years.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$283.00M$228.13M$229.67M$258.17M$210.30M$189.36M$174.97M$159.36M$145.77M$125.35M
Interest expense--$147.92M$35.80M$22.01M$38.15M$60.40M$44.52M$27.59M$20.61M
Pre-tax income$52.31M$44.95M$67.28M$102.34M$77.66M$32.00M$66.12M$57.72M$54.31M$42.74M
Income tax$14.98M$11.96M$18.43M$28.10M$21.04M$5.81M$18.69M$13.55M$17.81M$16.26M
Net income$37.33M$32.99M$48.85M$74.25M$56.62M$26.19M$47.43M$44.17M$36.50M$26.48M
EPS, basic$2.12$1.87$2.74$4.09$3.01$1.39$2.46$2.33$2.07$1.62
EPS, diluted$2.10$1.85$2.71$4.00$2.93$1.37$2.44$2.31$2.03$1.60
Diluted shares17.7M17.8M18.0M18.6M19.3M19.1M19.4M19.1M17.9M16.5M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$187.82M$391.37M$187.67M$190.07M$146.80M$653.32M$208.19M$160.77M$113.45M$162.69M
Goodwill$36.21M$36.21M$36.21M$36.21M$36.21M$33.10M$30.21M$24.42M$17.11M$1.57M
Total assets$7.53B$7.01B$6.48B$6.35B$6.08B$5.89B$5.18B$4.62B$4.26B$3.88B
Short-term debt$73.27M-$403.81M$379.53M-$15.00M$128.10M$0$0-
Total liabilities$6.87B$6.41B$5.89B$5.82B$5.53B$5.36B$4.68B$4.15B$3.86B$3.55B
Shareholders' equity$658.21M$605.85M$583.68M$532.98M$546.39M$527.12M$503.65M$469.01M$403.68M$324.21M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$43.13M$71.10M$70.08M$118.90M$75.46M$36.72M$86.30M$64.25M$55.94M$42.93M
Capital expenditures$14.32M$8.10M$3.27M$3.52M$3.93M$3.08M$1.71M$1.06M$2.38M$3.22M
Free cash flow$28.82M$63.01M$66.81M$115.38M$71.53M$33.65M$84.59M$63.19M$53.55M$39.71M
Investing cash flow-$735.76M-$303.43M-$147.48M-$356.07M-$753.80M-$214.00M-$486.96M-$297.71M-$435.51M-$433.18M
Financing cash flow$489.08M$436.02M$75.00M$280.44M$171.82M$622.41M$448.08M$280.79M$330.33M$482.78M
Dividends paid$3.52M$3.53M$3.56M$3.65M$3.77M$3.78M$3.87M$3.71M$3.55M$3.30M
Share repurchases$5.44M$7.19M$12.49M$32.72M$28.63M$6.49M$21.00M---
Stock-based compensation-------$189.0K$122.0K$156.0K

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY24.1%-0.7%-11.0%22.8%11.1%8.2%9.8%9.3%16.3%15.9%
Net income growth, YoY13.2%-32.5%-34.2%31.1%116.2%-44.8%7.4%21.0%37.8%32.6%
EPS growth, YoY13.5%-31.7%-32.3%36.5%113.9%-43.9%5.6%13.8%26.9%24.0%
Net margin13.2%14.5%21.3%28.8%26.9%13.8%27.1%27.7%25.0%21.1%
Free cash flow margin10.2%27.6%29.1%44.7%34.0%17.8%48.3%39.7%36.7%31.7%
Return on equity5.7%5.4%8.4%13.9%10.4%5.0%9.4%9.4%9.0%8.2%
Return on assets0.5%0.5%0.8%1.2%0.9%0.4%0.9%1.0%0.9%0.7%

Source: XBRL data Peapack-Gladstone Financial Corporation files with the SEC, latest filing dated Nov 6, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

PGC peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
PGC$350.02M+20.3%$61.23M17.5%$819.1M
RYC$66.61B+16.1%C$20.36B30.6%$280.24B
MUFG¥11.87T+9.5%¥1.73T14.6%$256.94B
TDC$67.78B+18.4%C$20.54B30.3%$202.30B
SAN€55.32B-1.5%€14.10B25.5%$181.80B
SMFG¥4.35T+13.6%¥1.14T26.1%$155.18B
BBVA--€10.51B-$150.17B
HDB₹2.50T+5.2%₹704.79B28.2%$133.28B

PGC FAQ

8 questions
  • What is PGC revenue?
    Peapack-Gladstone Financial Corporation (PGC) reported $350.02M of revenue for the twelve months ended Sep 30, 2026. That is up 20.3% from the year before. Revenue for fiscal 2025 was $283.00M.
  • Is PGC profitable?
    Yes. Peapack-Gladstone Financial Corporation earned $61.23M in net income for the twelve months ended Sep 30, 2026, a net margin of 17.5%.
  • How much cash and debt does PGC have?
    Peapack-Gladstone Financial Corporation reported $268.88M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is PGC revenue growing?
    Peapack-Gladstone Financial Corporation's revenue changed +24.1% in fiscal 2025, to $283.00M. Its compound annual growth rate was +8.4% over 5 years and +10.1% over 10 years.
  • What is PGC free cash flow?
    Peapack-Gladstone Financial Corporation generated $62.01M of free cash flow for the twelve months ended Sep 30, 2026, which is operating cash flow of $70.90M less capital expenditures.
  • What is PGC earnings per share?
    Diluted earnings per share were $3.34 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did PGC last report financial results?
    The latest statements here come from Peapack-Gladstone Financial Corporation's 10-Q filed on Nov 6, 2026, covering the period ended Sep 30, 2026.
  • Where does this PGC financial data come from?
    Quantisnow builds these statements from the structured XBRL data Peapack-Gladstone Financial Corporation files with the SEC. It is provided for information only and is not investment advice.