Financials · SLF

Sun Life Financial Inc. (SLF) financials

For fiscal 2025 (ended Dec 31, 2025), Sun Life Financial Inc. reported C$41.90B of revenue and C$3.55B of net income. Figures are in CAD, the currency of its SEC filings.

Revenue, FY2025
C$41.90B
Revenue growth, YoY
+8.0%
Net income, FY2025
C$3.55B
Net income growth, YoY
+13.5%
Net margin
8.5%
Free cash flow, FY2025
C$2.65B
EPS, diluted, FY2025
C$6.15
EPS growth, YoY
+16.9%
Cash
C$9.60B
Total debt
C$8.17B
Annual revenueC$41.90B
FY2016FY2025
Annual net incomeC$3.55B
FY2016FY2025
Annual free cash flowC$2.65B
FY2016FY2025

SLF revenue and earnings growth

SLF revenueFY2025C$41.90B

FY YoY
+8.0%
5Y CAGR
-0.7%

SLF revenue was C$41.90B for fiscal 2025 (ended Dec 31, 2025), up 8.0% from fiscal 2024. Compound annual growth was -0.7% over 5 years. It rose in 5 of the last 9 fiscal years.

SLF net incomeFY2025C$3.55B

FY YoY
+13.5%
5Y CAGR
+7.3%

SLF net income was C$3.55B for fiscal 2025 (ended Dec 31, 2025), up 13.5% from fiscal 2024. Compound annual growth was +7.3% over 5 years. It rose in 5 of the last 9 fiscal years.

SLF EPSFY2025C$6.15

FY YoY
+16.9%
5Y CAGR
+8.4%

SLF diluted EPS was C$6.15 for fiscal 2025 (ended Dec 31, 2025), up 16.9% from fiscal 2024. Compound annual growth was +8.4% over 5 years.

SLF free cash flowFY2025C$2.65B

FY YoY
+11.1%
5Y CAGR
-17.9%

SLF free cash flow was C$2.65B for fiscal 2025 (ended Dec 31, 2025), up 11.1% from fiscal 2024. Compound annual growth was -17.9% over 5 years.

Income statement

Income statement
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
RevenueC$41.90BC$38.80BC$40.94BC$5.77BC$35.69BC$43.34BC$39.68BC$27.00BC$29.33BC$28.57B
Interest expenseC$526.00MC$664.00MC$552.00MC$445.00MC$327.00MC$355.00MC$333.00MC$305.00MC$303.00MC$316.00M
Pre-tax incomeC$4.80BC$4.34BC$3.93BC$3.63BC$5.10BC$3.29BC$3.23BC$3.51BC$2.79BC$3.44B
Income taxC$1.02BC$1.04BC$461.00MC$546.00MC$727.00MC$495.00MC$286.00MC$597.00MC$302.00MC$619.00M
Net incomeC$3.55BC$3.13BC$3.17BC$2.94BC$4.04BC$2.50BC$2.71BC$2.62BC$2.24BC$2.58B
EPS, basicC$6.17C$5.27C$5.27C$4.90C$6.72C$4.11C$4.42C$4.16C$3.51C$4.05
EPS, dilutedC$6.15C$5.26C$5.26C$4.89C$6.69C$4.10C$4.40C$4.14C$3.49C$4.03
Diluted shares566.0M582.0M589.0M589.0M590.0M589.0M597.0M611.0M618.0M619.0M

Balance sheet

Balance sheet
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Cash and equivalentsC$9.60BC$9.95BC$11.17BC$9.37BC$7.69BC$10.65BC$6.68BC$7.19BC$5.96BC$6.51B
GoodwillC$9.53BC$9.46BC$8.97BC$8.71BC$6.52BC$6.07BC$5.83BC$5.41BC$5.18BC$5.32B
Total assetsC$398.45BC$370.72BC$333.24BC$323.61BC$349.14BC$323.01BC$297.20BC$271.83BC$269.11BC$258.24B
Total debtC$8.17BC$6.18BC$6.18BC$6.68B------
Total liabilitiesC$372.96BC$344.59BC$309.04BC$300.72BC$326.94BC$297.15BC$272.69BC$247.26BC$246.14BC$235.87B
Shareholders' equityC$24.53BC$25.56BC$23.58BC$22.53BC$21.96BC$24.47BC$23.40BC$23.71BC$22.32BC$21.96B

Cash flow

Cash flow
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Operating cash flowC$2.80BC$2.53BC$5.61BC$4.31B-C$1.86BC$7.25BC$2.47BC$3.83BC$1.98BC$3.67B
Capital expendituresC$145.00MC$143.00MC$172.00M-C$81.00MC$158.00MC$114.00MC$85.00MC$182.00MC$131.00M
Free cash flowC$2.65BC$2.39BC$5.44B--C$1.94BC$7.09BC$2.36BC$3.75BC$1.80BC$3.54B
Investing cash flow-C$320.00M-C$337.00M-C$559.00M-C$2.86B-C$803.00M-C$886.00M-C$430.00M-C$280.00M-C$339.00M-C$1.89B
Financing cash flow-C$2.64B-C$3.88B-C$3.09B-C$71.00M-C$260.00M-C$2.31B-C$2.36B-C$2.57B-C$2.02B-C$1.54B
Dividends paidC$2.06BC$1.96BC$1.88BC$1.67BC$1.43BC$1.36BC$1.32BC$1.23BC$1.16BC$1.07B
Share repurchasesC$1.71BC$855.00MC$186.00MC$0C$0C$200.00MC$592.00MC$641.00MC$175.00MC$0

Key ratios

Key ratios
Line item
Dec 31, 2025
Dec 31, 2024
Dec 31, 2023
Dec 31, 2022
Dec 31, 2021
Dec 31, 2020
Dec 31, 2019
Dec 31, 2018
Dec 31, 2017
Dec 31, 2016
Revenue growth, YoY8.0%-5.2%609.7%-83.8%-17.7%9.2%47.0%-8.0%2.7%-
Net income growth, YoY13.5%-1.1%7.6%-27.1%61.5%-7.9%3.7%16.7%-13.1%-
EPS growth, YoY16.9%0.0%7.6%-26.9%63.2%-6.8%6.3%18.6%-13.4%-
Net margin8.5%8.1%7.7%51.0%11.3%5.8%6.8%9.7%7.6%9.0%
Free cash flow margin6.3%6.2%13.3%--5.4%16.4%5.9%13.9%6.1%12.4%
Return on equity14.5%12.2%13.4%13.1%18.4%10.2%11.6%11.0%10.0%11.8%
Return on assets0.9%0.8%0.9%0.9%1.2%0.8%0.9%1.0%0.8%1.0%
Debt to equity0.330.240.260.30------

Source: XBRL data Sun Life Financial Inc. files with the SEC, latest filing dated Feb 12, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.

SLF peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
SLFC$41.90B+8.0%C$3.55B8.5%$39.70B
MFCC$8.13B+7.1%C$5.57B68.5%$71.43B
MET$82.56B+14.8%$5.13B6.2%$62.45B
PRU$61.33B+6.5%$3.88B6.3%$40.90B
PUK$11.49B+7.0%$3.98B34.6%$30.94B
RGA$27.32B+22.5%$1.71B6.3%$17.10B
CRBG$20.81B+13.6%$2.20B10.6%$14.95B
AEG--€977.00M-$14.93B
GL$6.27B+5.6%$1.19B18.9%$11.86B

SLF FAQ

8 questions
  • What is SLF revenue?
    Sun Life Financial Inc. (SLF) reported C$41.90B of revenue for fiscal 2025 (ended Dec 31, 2025). That is up 8.0% from the year before.
  • Is SLF profitable?
    Yes. Sun Life Financial Inc. earned C$3.55B in net income for fiscal 2025 (ended Dec 31, 2025), a net margin of 8.5%.
  • How much cash and debt does SLF have?
    Sun Life Financial Inc. reported C$9.60B in cash and cash equivalents and C$8.17B of debt on its most recent balance sheet in SEC filings.
  • How fast is SLF revenue growing?
    Sun Life Financial Inc.'s revenue changed +8.0% in fiscal 2025, to C$41.90B. Its compound annual growth rate was -0.7% over 5 years.
  • What is SLF free cash flow?
    Sun Life Financial Inc. generated C$2.65B of free cash flow for fiscal 2025 (ended Dec 31, 2025), which is operating cash flow of C$2.80B less capital expenditures.
  • What is SLF earnings per share?
    Diluted earnings per share were C$6.15 for fiscal 2025 (ended Dec 31, 2025), from SEC filings, restated for any stock split those filings show.
  • When did SLF last report financial results?
    The latest statements here come from Sun Life Financial Inc.'s 40-F filed on Feb 12, 2026, covering the period ended Dec 31, 2025.
  • Where does this SLF financial data come from?
    Quantisnow builds these statements from the structured XBRL data Sun Life Financial Inc. files with the SEC. It is provided for information only and is not investment advice.