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Financials · SRBK

SR Bancorp Inc. (SRBK) financials

For fiscal 2026 (ended Jun 30, 2026), SR Bancorp Inc. reported $33.45M of revenue and $3.35M of net income.

Revenue, FY2026
$33.45M
Revenue growth, YoY
+0.4%
Net income, FY2026
$3.35M
Net income growth, YoY
-34.7%
Net margin
10.0%
Free cash flow, FY2026
$9.88M
EPS, diluted, FY2026
$0.44
EPS growth, YoY
-27.9%
Cash
$71.46M
Total debt
$65.00M
P/E
44.83
P/S
4.49
Market cap
$150.3M
Annual revenue$33.45M
FY2022FY2026
Annual net income$3.35M
FY2022FY2026
Annual free cash flow$9.88M
FY2022FY2026

SRBK revenue and earnings growth

SRBK revenueQ4 2026$8.56M

Quarter YoY
-8.3%
QoQ
+2.4%
FY YoY
+0.4%

SRBK revenue was $8.56M in fiscal Q4 2026 (ended Jun 30, 2026), down 8.3% from a year earlier and up 2.4% from the prior quarter. For the full fiscal 2026 it was $33.45M, up 0.4% from fiscal 2025. It rose in 3 of the last 4 fiscal years.

SRBK net incomeQ4 2026$940.0K

Quarter YoY
-57.5%
QoQ
+6.1%
FY YoY
-34.7%

SRBK net income was $940.0K in fiscal Q4 2026 (ended Jun 30, 2026), down 57.5% from a year earlier and up 6.1% from the prior quarter. For the full fiscal 2026 it was $3.35M, down 34.7% from fiscal 2025.

SRBK EPSQ4 2026$0.12

Quarter YoY
-55.6%
QoQ
+0.0%
FY YoY
-27.9%

SRBK diluted EPS was $0.12 in fiscal Q4 2026 (ended Jun 30, 2026), down 55.6% from a year earlier and up 0.0% from the prior quarter. For the full fiscal 2026 it was $0.44, down 27.9% from fiscal 2025.

SRBK free cash flowQ4 2026$3.76M

Quarter YoY
+141.1%
QoQ
+100.6%
FY YoY
+133.5%

SRBK free cash flow was $3.76M in fiscal Q4 2026 (ended Jun 30, 2026), up 141.1% from a year earlier and up 100.6% from the prior quarter. For the full fiscal 2026 it was $9.88M, up 133.5% from fiscal 2025. Fiscal 2026 is the highest of the 5 fiscal years on file.

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Income statement

Income statement
Line item
FY2026
Jun 30, 2026
FY2025
Jun 30, 2025
FY2024
Jun 30, 2024
FY2023
Jun 30, 2023
FY2022
Jun 30, 2022
Revenue$33.45M$33.31M$40.87M$14.96M$13.25M
Interest expense---$2.43M$1.53M
Pre-tax income$4.40M$6.13M-$11.77M$1.80M$2.23M
Income tax$1.05M$991.0K-$909.0K$250.0K$363.0K
Net income$3.35M$5.14M-$10.86M$1.55M$1.87M
EPS, basic$0.45$0.61-$1.59--
EPS, diluted$0.44$0.61-$1.59--
Diluted shares7.6M8.4M6.8M0-

Balance sheet

Balance sheet
Line item
FY2026
Jun 30, 2026
FY2025
Jun 30, 2025
FY2024
Jun 30, 2024
FY2023
Jun 30, 2023
FY2022
Jun 30, 2022
Cash and equivalents$71.46M$57.78M$45.91M$42.45M$35.34M
Goodwill$20.42M$20.42M$20.42M--
Total assets$1.19B$1.09B$1.02B$651.49M$648.63M
Short-term debt-$30.00M$0$20.00M-
Total debt$65.00M$30.00M---
Total liabilities$1.01B$892.67M$821.36M$529.40M$530.40M
Shareholders' equity$181.79M$193.78M$199.48M$122.08M$118.23M

Cash flow

Cash flow
Line item
FY2026
Jun 30, 2026
FY2025
Jun 30, 2025
FY2024
Jun 30, 2024
FY2023
Jun 30, 2023
FY2022
Jun 30, 2022
Operating cash flow$10.70M$4.67M-$1.74M$2.32M$1.03M
Capital expenditures$820.0K$433.0K$1.10M$516.0K$327.0K
Free cash flow$9.88M$4.23M-$2.84M$1.80M$708.0K
Investing cash flow-$95.58M-$50.48M$11.75M$2.69M-$34.90M
Financing cash flow$98.56M$57.69M-$6.55M$2.09M$12.46M
Dividends paid$1.69M$444.0K---
Share repurchases$16.02M$11.32M---
Stock-based compensation$2.14M$1.11M$515.0K--

Key ratios

Key ratios
Line item
FY2026
Jun 30, 2026
FY2025
Jun 30, 2025
FY2024
Jun 30, 2024
FY2023
Jun 30, 2023
FY2022
Jun 30, 2022
Revenue growth, YoY0.4%-18.5%173.2%12.9%-
Net income growth, YoY-34.7%---17.0%-
EPS growth, YoY-27.9%----
Net margin10.0%15.4%-26.6%10.4%14.1%
Free cash flow margin29.5%12.7%-7.0%12.1%5.3%
Return on equity1.8%2.7%-5.4%1.3%1.6%
Return on assets0.3%0.5%-1.1%0.2%0.3%
Debt to equity0.360.15---

Source: XBRL data SR Bancorp Inc. files with the SEC, latest filing dated Sep 25, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

SRBK peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
SRBK$33.45M+0.4%$3.35M10.0%$150.3M
FLG$2.09B-6.4%$48.00M2.3%$4.36B
BBT$887.69M+93.0%$159.79M18.0%$2.56B
HFWA$294.09M+30.2%$77.90M26.5%$1.16B
NBBK$283.44M+43.2%$66.95M23.6%$968.0M
SMBC$200.65M+9.9%$71.84M35.8%$776.0M
TCBX$248.00M+24.8%$75.26M30.3%$646.4M
GCBC$92.58M+22.9%$41.02M44.3%$615.0M

SRBK FAQ

8 questions
  • What is SRBK revenue?
    SR Bancorp Inc. (SRBK) reported $33.45M of revenue for fiscal 2026 (ended Jun 30, 2026). That is up 0.4% from the year before.
  • Is SRBK profitable?
    Yes. SR Bancorp Inc. earned $3.35M in net income for fiscal 2026 (ended Jun 30, 2026), a net margin of 10.0%.
  • How much cash and debt does SRBK have?
    SR Bancorp Inc. reported $71.46M in cash and cash equivalents and $65.00M of debt on its most recent balance sheet in SEC filings.
  • How fast is SRBK revenue growing?
    SR Bancorp Inc.'s revenue changed +0.4% in fiscal 2026, to $33.45M.
  • What is SRBK free cash flow?
    SR Bancorp Inc. generated $9.88M of free cash flow for fiscal 2026 (ended Jun 30, 2026), which is operating cash flow of $10.70M less capital expenditures.
  • What is SRBK earnings per share?
    Diluted earnings per share were $0.44 for fiscal 2026 (ended Jun 30, 2026), from SEC filings, restated for any stock split those filings show.
  • When did SRBK last report financial results?
    The latest statements here come from SR Bancorp Inc.'s 10-K filed on Sep 25, 2026, covering the period ended Jun 30, 2026.
  • Where does this SRBK financial data come from?
    Quantisnow builds these statements from the structured XBRL data SR Bancorp Inc. files with the SEC. It is provided for information only and is not investment advice.