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Financials · TSBK

Timberland Bancorp Inc. (TSBK) financials

For the twelve months ended Jun 30, 2026, Timberland Bancorp Inc. reported $87.05M of revenue and $31.51M of net income.

Revenue, TTM
$87.05M
Revenue growth, YoY
+9.4%
Net income, TTM
$31.51M
Net income growth, YoY
+16.4%
Net margin
36.2%
Free cash flow, TTM
$29.08M
EPS, diluted, TTM
$3.99
EPS growth, YoY
+17.4%
Cash
$246.08M
P/E
11.86
P/S
4.29
Market cap
$373.7M
Annual revenue$82.55M
FY2016FY2025
Annual net income$29.16M
FY2016FY2025
Annual free cash flow$28.42M
FY2016FY2025

TSBK revenue and earnings growth

TSBK revenueQ3 2026$21.79M

Quarter YoY
+6.3%
QoQ
+3.5%
FY YoY
+9.6%
5Y CAGR
+3.9%
10Y CAGR
+8.4%

TSBK revenue was $21.79M in fiscal Q3 2026 (ended Jun 30, 2026), up 6.3% from a year earlier and up 3.5% from the prior quarter. For the full fiscal 2025 it was $82.55M, up 9.6% from fiscal 2024. Compound annual growth was +3.9% over 5 years and +8.4% over 10 years. It rose in 8 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

TSBK net incomeQ3 2026$7.72M

Quarter YoY
+8.7%
QoQ
+8.3%
FY YoY
+20.1%
5Y CAGR
+3.7%
10Y CAGR
+13.4%

TSBK net income was $7.72M in fiscal Q3 2026 (ended Jun 30, 2026), up 8.7% from a year earlier and up 8.3% from the prior quarter. For the full fiscal 2025 it was $29.16M, up 20.1% from fiscal 2024. Compound annual growth was +3.7% over 5 years and +13.4% over 10 years. It rose in 8 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

TSBK EPSQ3 2026$0.98

Quarter YoY
+8.9%
QoQ
+8.9%
FY YoY
+21.9%
5Y CAGR
+5.0%
10Y CAGR
+12.1%

TSBK diluted EPS was $0.98 in fiscal Q3 2026 (ended Jun 30, 2026), up 8.9% from a year earlier and up 8.9% from the prior quarter. For the full fiscal 2025 it was $3.67, up 21.9% from fiscal 2024. Compound annual growth was +5.0% over 5 years and +12.1% over 10 years.

TSBK free cash flowQ3 2026$7.77M

Quarter YoY
-24.9%
QoQ
+24.3%
FY YoY
+30.9%
5Y CAGR
-2.3%
10Y CAGR
+15.2%

TSBK free cash flow was $7.77M in fiscal Q3 2026 (ended Jun 30, 2026), down 24.9% from a year earlier and up 24.3% from the prior quarter. For the full fiscal 2025 it was $28.42M, up 30.9% from fiscal 2024. Compound annual growth was -2.3% over 5 years and +15.2% over 10 years. It rose in 5 of the last 10 fiscal years.

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Income statement

Income statement
Line item
FY2025
Sep 30, 2025
FY2024
Sep 30, 2024
FY2023
Sep 30, 2023
FY2022
Sep 30, 2022
FY2021
Sep 30, 2021
FY2020
Sep 30, 2020
FY2019
Sep 30, 2019
FY2018
Sep 30, 2018
FY2017
Sep 30, 2017
FY2016
Sep 30, 2016
Revenue$82.55M$75.30M$79.50M$68.46M$69.02M$68.07M$65.50M$51.60M$47.51M$41.69M
Interest expense--$11.59M$2.67M$3.10M$4.70M$4.57M$2.78M$3.20M$4.07M
Income tax$7.07M$6.12M$6.88M$5.96M$6.84M$6.04M$5.90M$5.70M$7.08M$4.90M
Net income$29.16M$24.28M$27.12M$23.60M$27.58M$24.27M$24.02M$16.72M$14.17M$10.15M
EPS, basic$3.68$3.02$3.32$2.84$3.31$2.91$2.89$2.28$1.99$1.48
EPS, diluted$3.67$3.01$3.29$2.82$3.27$2.88$2.84$2.22$1.92$1.43
Diluted shares8.0M8.1M8.2M8.4M8.4M8.4M8.5M7.5M7.4M7.1M

Balance sheet

Balance sheet
Line item
FY2025
Sep 30, 2025
FY2024
Sep 30, 2024
FY2023
Sep 30, 2023
FY2022
Sep 30, 2022
FY2021
Sep 30, 2021
FY2020
Sep 30, 2020
FY2019
Sep 30, 2019
FY2018
Sep 30, 2018
FY2017
Sep 30, 2017
FY2016
Sep 30, 2016
Cash and equivalents$243.43M$164.73M$128.72M$316.75M$580.20M$314.45M$143.01M$148.86M$148.19M$108.94M
Goodwill$15.13M$15.13M$15.13M$15.13M$15.13M$15.13M$15.13M$5.65M$5.65M$5.65M
Total assets$2.01B$1.92B$1.84B$1.86B$1.79B$1.57B$1.25B$1.02B$952.02M$891.39M
Short-term debt--------$0$0
Total liabilities$1.75B$1.68B$1.61B$1.64B$1.59B$1.38B$1.08B$893.63M$841.02M$794.55M
Shareholders' equity$262.61M$245.41M$233.07M$218.57M$206.90M$187.63M$171.07M$124.66M$111.00M$96.83M

Cash flow

Cash flow
Line item
FY2025
Sep 30, 2025
FY2024
Sep 30, 2024
FY2023
Sep 30, 2023
FY2022
Sep 30, 2022
FY2021
Sep 30, 2021
FY2020
Sep 30, 2020
FY2019
Sep 30, 2019
FY2018
Sep 30, 2018
FY2017
Sep 30, 2017
FY2016
Sep 30, 2016
Operating cash flow$30.16M$23.02M$31.00M$26.50M$29.64M$33.86M$18.11M$21.45M$13.86M$11.82M
Capital expenditures$1.74M$1.31M$1.11M$911.0K$895.0K$1.99M$2.15M$2.19M$3.53M$640.0K
Free cash flow$28.42M$21.71M$29.89M$25.59M$28.74M$31.87M$15.96M$19.26M$10.33M$11.18M
Investing cash flow-$8.25M-$45.80M-$170.22M-$335.16M$37.45M-$154.67M-$44.55M-$68.27M-$20.16M-$59.55M
Financing cash flow$56.79M$58.78M-$48.81M$45.22M$198.66M$292.25M$20.59M$47.49M$45.55M$64.38M
Dividends paid$8.09M$7.65M$8.27M$7.23M$8.59M$7.08M$6.50M$4.43M$3.64M$2.58M
Share repurchases$5.76M$5.96M$5.00M$4.58M$527.0K$1.24M$499.0K$0$0$820.0K
Stock-based compensation------$441.0K$882.0K$605.0K$404.0K

Key ratios

Key ratios
Line item
FY2025
Sep 30, 2025
FY2024
Sep 30, 2024
FY2023
Sep 30, 2023
FY2022
Sep 30, 2022
FY2021
Sep 30, 2021
FY2020
Sep 30, 2020
FY2019
Sep 30, 2019
FY2018
Sep 30, 2018
FY2017
Sep 30, 2017
FY2016
Sep 30, 2016
Revenue growth, YoY9.6%-5.3%16.1%-0.8%1.4%3.9%26.9%8.6%14.0%13.3%
Net income growth, YoY20.1%-10.5%14.9%-14.4%13.7%1.0%43.7%18.0%39.5%22.5%
EPS growth, YoY21.9%-8.5%16.7%-13.8%13.5%1.4%27.9%15.6%34.3%22.2%
Net margin35.3%32.2%34.1%34.5%40.0%35.7%36.7%32.4%29.8%24.4%
Free cash flow margin34.4%28.8%37.6%37.4%41.6%46.8%24.4%37.3%21.7%26.8%
Return on equity11.1%9.9%11.6%10.8%13.3%12.9%14.0%13.4%12.8%10.5%
Return on assets1.4%1.3%1.5%1.3%1.5%1.5%1.9%1.6%1.5%1.1%

Source: XBRL data Timberland Bancorp Inc. files with the SEC, latest filing dated Aug 7, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

TSBK peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
TSBK$87.05M+9.4%$31.51M36.2%$373.7M
FLG$2.10B-1.4%$96.00M4.6%$4.39B
BBT$969.65M+103.9%$225.19M23.2%$2.57B
HFWA$314.90M+33.0%$77.45M24.6%$1.17B
NBBK$283.44M+43.2%$66.95M23.6%$978.9M
SMBC$204.74M+9.0%$75.29M36.8%$792.1M
TCBX$248.00M+24.8%$75.26M30.3%$665.1M
GCBC$95.87M+19.9%$44.65M46.6%$620.1M

TSBK FAQ

8 questions
  • What is TSBK revenue?
    Timberland Bancorp Inc. (TSBK) reported $87.05M of revenue for the twelve months ended Jun 30, 2026. That is up 9.4% from the year before. Revenue for fiscal 2025 was $82.55M.
  • Is TSBK profitable?
    Yes. Timberland Bancorp Inc. earned $31.51M in net income for the twelve months ended Jun 30, 2026, a net margin of 36.2%.
  • How much cash and debt does TSBK have?
    Timberland Bancorp Inc. reported $246.08M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is TSBK revenue growing?
    Timberland Bancorp Inc.'s revenue changed +9.6% in fiscal 2025, to $82.55M. Its compound annual growth rate was +3.9% over 5 years and +8.4% over 10 years.
  • What is TSBK free cash flow?
    Timberland Bancorp Inc. generated $29.08M of free cash flow for the twelve months ended Jun 30, 2026, which is operating cash flow of $31.24M less capital expenditures.
  • What is TSBK earnings per share?
    Diluted earnings per share were $3.99 for the twelve months ended Jun 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did TSBK last report financial results?
    The latest statements here come from Timberland Bancorp Inc.'s 10-Q filed on Aug 7, 2026, covering the period ended Jun 30, 2026.
  • Where does this TSBK financial data come from?
    Quantisnow builds these statements from the structured XBRL data Timberland Bancorp Inc. files with the SEC. It is provided for information only and is not investment advice.