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Financials · WF

Woori Financial Group Inc. (WF) financials

For fiscal 2025 (ended Dec 31, 2025), Woori Financial Group Inc. reported ₩11.19T of revenue and ₩3.12T of net income. Figures are in KRW, the currency of its SEC filings.

Revenue, FY2025
₩11.19T
Revenue growth, YoY
+2.0%
Net income, FY2025
₩3.12T
Net income growth, YoY
+1.2%
Net margin
27.9%
Free cash flow, FY2025
₩13.32T
EPS, diluted, FY2025
₩4052.00
EPS growth, YoY
+2.6%
Cash
₩38.50T
Total debt
₩34.18T
Annual revenue₩11.19T
FY2016FY2025
Annual net income₩3.12T
FY2016FY2025
Annual free cash flow₩13.32T
FY2016FY2025

WF revenue and earnings growth

WF revenueFY2025₩11.19T

FY YoY
+2.0%
5Y CAGR
+9.8%
10Y CAGR
+6.9%

WF revenue was ₩11.19T for fiscal 2025 (ended Dec 31, 2025), up 2.0% from fiscal 2024. Compound annual growth was +9.8% over 5 years and +6.9% over 10 years. It rose in each of the last 10 fiscal years. Fiscal 2025 is the highest of the 14 fiscal years on file.

WF net incomeFY2025₩3.12T

FY YoY
+1.2%
5Y CAGR
+19.0%
10Y CAGR
+11.4%

WF net income was ₩3.12T for fiscal 2025 (ended Dec 31, 2025), up 1.2% from fiscal 2024. Compound annual growth was +19.0% over 5 years and +11.4% over 10 years. It rose in 7 of the last 10 fiscal years.

WF EPSFY2025₩4052.00

FY YoY
+2.6%
5Y CAGR
+18.4%

WF diluted EPS was ₩4052.00 for fiscal 2025 (ended Dec 31, 2025), up 2.6% from fiscal 2024. Compound annual growth was +18.4% over 5 years.

WF free cash flowFY2025₩13.32T

WF free cash flow was ₩13.32T for fiscal 2025 (ended Dec 31, 2025), compared with -₩6.35T in fiscal 2024.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue₩11.19T₩10.97T₩10.46T₩10.41T₩8.46T₩7.01T₩7.00T₩6.72T₩6.29T₩5.96T
Selling, general and admin₩5.18T₩4.47T₩4.44T₩4.53T₩4.15T₩3.96T₩3.77T₩3.62T₩3.53T₩3.48T
Operating income₩3.67T₩4.26T₩3.50T₩4.43T₩3.66T₩2.08T₩2.80T₩2.76T₩2.16T₩1.57T
Interest expense₩12.16T₩13.13T₩11.90T₩5.96T₩2.91T₩3.53T₩4.68T₩4.03T₩3.33T₩3.49T
Pre-tax income₩4.09T₩4.22T₩3.52T₩4.55T₩3.69T₩2.00T₩2.72T₩2.80T₩1.95T₩1.55T
Income tax₩862.66B₩1.05T₩890.56B₩1.18T₩924.77B₩486.00B₩685.45B₩753.22B₩419.42B₩275.86B
Net income₩3.12T₩3.09T₩2.51T₩3.19T₩2.54T₩1.31T₩1.87T₩2.03T₩1.51T₩1.26T
EPS, basic₩4052.00₩3950.00₩3230.00₩4251.00₩3419.00₩1742.00₩2727.00₩2796.00₩1999.00₩1567.00
EPS, diluted₩4052.00₩3950.00₩3230.00₩4251.00₩3419.00₩1742.00₩2727.00₩2796.00₩1999.00₩1567.00
Diluted shares734.0M741.0M735.0M728.0M724.0M722.0M685.0M673.0M673.0M673.0M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents₩38.50T₩27.28T₩30.56T₩34.22T₩20.61T₩17.34T₩17.75T₩6.75T₩6.91T₩7.59T
Goodwill₩386.99B₩482.71B₩445.09B₩397.53B₩345.45B₩334.29B₩350.68B₩153.60B--
Total assets₩601.46T₩525.75T₩498.00T₩480.47T₩447.18T₩399.08T₩361.98T₩340.45T₩316.30T₩310.68T
Total debt₩34.18T₩30.12T₩30.99T₩28.43T₩24.76T₩20.75T₩19.00T₩16.20T₩14.78T₩18.77T
Total liabilities₩563.60T₩489.86T₩464.61T₩448.85T₩418.38T₩372.36T₩336.49T₩318.49T₩295.73T₩290.14T
Shareholders' equity₩36.02T₩34.10T₩33.40T₩31.63T₩28.81T₩26.73T₩25.49T₩21.95T₩20.56T₩20.55T

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow₩13.64T-₩6.13T₩1.62T₩18.62T₩3.80T-₩248.38B₩1.87T₩9.16T-₩1.98T₩4.91T
Capital expenditures₩325.95B₩221.86B₩164.70B₩172.88B₩119.25B₩149.34B₩429.55B₩118.67B₩162.25B₩131.01B
Free cash flow₩13.32T-₩6.35T₩1.46T₩18.45T₩3.68T-₩397.72B₩1.44T₩9.04T-₩2.14T₩4.77T
Investing cash flow-₩9.88T-₩34.30B-₩2.25T-₩6.97T-₩10.67T-₩1.46T-₩8.59T-₩11.07T₩1.88T-₩4.23T
Financing cash flow₩7.69T₩1.25T-₩2.86T₩1.92T₩9.08T₩2.37T₩6.17T₩1.52T-₩61.10B₩333.06B
Share repurchases₩150.00B₩136.70B₩158.16B₩0------
Depreciation and amortization₩1.25T₩1.16T₩993.18B₩929.31B₩791.90B₩535.55B₩505.72B₩272.55B₩235.79B₩252.03B

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY2.0%4.9%0.5%23.1%20.6%0.2%4.1%6.8%5.6%3.8%
Net income growth, YoY1.2%23.1%-21.4%25.3%94.5%-30.2%-7.9%34.5%19.9%19.1%
EPS growth, YoY2.6%22.3%-24.0%24.3%96.3%-36.1%-2.5%39.9%27.6%-
Operating margin32.8%38.8%33.4%42.6%43.3%29.7%40.0%41.1%34.3%26.4%
Net margin27.9%28.1%24.0%30.6%30.1%18.6%26.8%30.3%24.0%21.2%
Free cash flow margin119.0%-57.9%13.9%177.3%43.5%-5.7%20.6%134.5%-34.0%80.2%
Return on equity8.7%9.1%7.5%10.1%8.8%4.9%7.3%9.3%7.4%6.1%
Return on assets0.5%0.6%0.5%0.7%0.6%0.3%0.5%0.6%0.5%0.4%
Debt to equity0.950.880.930.900.860.780.750.740.720.91

Source: XBRL data Woori Financial Group Inc. files with the SEC, latest filing dated Apr 22, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

Foreign private issuers file annual reports with the SEC, so there are no quarterly statements here.

WF peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
WF₩11.19T+2.0%₩3.12T27.9%$16.96B
RYC$66.61B+16.1%C$20.36B30.6%$278.49B
MUFG¥11.87T+9.5%¥1.73T14.6%$248.87B
TDC$67.78B+18.4%C$20.54B30.3%$199.90B
SAN€55.32B-1.5%€14.10B25.5%$169.86B
SMFG¥4.35T+13.6%¥1.14T26.1%$148.76B
BBVA--€10.51B-$142.00B
HDB₹2.50T+5.2%₹704.79B28.2%$128.97B

WF FAQ

8 questions
  • What is WF revenue?
    Woori Financial Group Inc. (WF) reported ₩11.19T of revenue for fiscal 2025 (ended Dec 31, 2025). That is up 2.0% from the year before.
  • Is WF profitable?
    Yes. Woori Financial Group Inc. earned ₩3.12T in net income for fiscal 2025 (ended Dec 31, 2025), a net margin of 27.9%.
  • How much cash and debt does WF have?
    Woori Financial Group Inc. reported ₩38.50T in cash and cash equivalents and ₩34.18T of debt on its most recent balance sheet in SEC filings.
  • How fast is WF revenue growing?
    Woori Financial Group Inc.'s revenue changed +2.0% in fiscal 2025, to ₩11.19T. Its compound annual growth rate was +9.8% over 5 years and +6.9% over 10 years.
  • What is WF free cash flow?
    Woori Financial Group Inc. generated ₩13.32T of free cash flow for fiscal 2025 (ended Dec 31, 2025), which is operating cash flow of ₩13.64T less capital expenditures.
  • What is WF earnings per share?
    Diluted earnings per share were ₩4052.00 for fiscal 2025 (ended Dec 31, 2025), from SEC filings, restated for any stock split those filings show.
  • When did WF last report financial results?
    The latest statements here come from Woori Financial Group Inc.'s 20-F filed on Apr 22, 2026, covering the period ended Dec 31, 2025.
  • Where does this WF financial data come from?
    Quantisnow builds these statements from the structured XBRL data Woori Financial Group Inc. files with the SEC. It is provided for information only and is not investment advice.