Financials · WSBK

Winchester Bancorp Inc. (WSBK) financials

For the twelve months ended Sep 30, 2026, Winchester Bancorp Inc. reported $28.15M of revenue and $4.73M of net income.

Revenue, TTM
$28.15M
Revenue growth, YoY
+35.1%
Net income, TTM
$4.73M
Net income growth, YoY
+556.5%
Net margin
16.8%
EPS, diluted, TTM
$0.52
Cash
$63.17M
P/E
26.88
P/S
4.51
Market cap
$127.1M
Annual revenue$26.26M
FY2024FY2026
Annual net income$4.42M
FY2024FY2026

WSBK revenue and earnings growth

WSBK revenueQ1 2027$7.69M

Quarter YoY
+32.7%
QoQ
+4.4%
FY YoY
+36.0%

WSBK revenue was $7.69M in fiscal Q1 2027 (ended Sep 30, 2026), up 32.7% from a year earlier and up 4.4% from the prior quarter. For the full fiscal 2026 it was $26.26M, up 36.0% from fiscal 2025.

WSBK net incomeQ1 2027$1.27M

Quarter YoY
+31.8%
QoQ
+2.3%

WSBK net income was $1.27M in fiscal Q1 2027 (ended Sep 30, 2026), up 31.8% from a year earlier and up 2.3% from the prior quarter. For the full fiscal 2026 it was $4.42M, compared with -$874.0K in fiscal 2025.

WSBK EPSQ1 2027$0.14

Quarter YoY
+27.3%
QoQ
+7.7%

WSBK diluted EPS was $0.14 in fiscal Q1 2027 (ended Sep 30, 2026), up 27.3% from a year earlier and up 7.7% from the prior quarter. For the full fiscal 2026 it was $0.49, compared with -$0.10 in fiscal 2025.

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Income statement

Income statement
Line item
Jun 30, 2026
Jun 30, 2025
Jun 30, 2024
Revenue$26.26M$19.31M$16.15M
Pre-tax income$5.72M-$1.53M$754.0K
Income tax$1.30M-$656.0K-$32.0K
Net income$4.42M-$874.0K$786.0K
EPS, basic$0.49-$0.10-
EPS, diluted$0.49-$0.10-
Diluted shares9.0M9.0M-

Balance sheet

Balance sheet
Line item
Jun 30, 2026
Jun 30, 2025
Jun 30, 2024
Cash and equivalents$60.05M$55.24M$44.11M
Short-term investments$0$0-
Total assets$1.10B$949.38M$852.97M
Total liabilities$975.42M$834.03M$772.68M
Shareholders' equity$120.51M$115.35M$80.29M

Cash flow

Cash flow
Line item
Jun 30, 2026
Jun 30, 2025
Jun 30, 2024
Operating cash flow$5.40M$2.46M$231.0K
Investing cash flow-$141.86M-$86.73M-$105.18M
Financing cash flow$141.26M$95.39M$96.89M
Share repurchases$0$3.35M-
Depreciation and amortization$970.0K$847.0K$750.0K

Key ratios

Key ratios
Line item
Jun 30, 2026
Jun 30, 2025
Jun 30, 2024
Revenue growth, YoY36.0%19.6%-
Net margin16.8%-4.5%4.9%
Return on equity3.7%-0.8%1.0%
Return on assets0.4%-0.1%0.1%

Source: XBRL data Winchester Bancorp Inc. files with the SEC, latest filing dated Nov 4, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

WSBK peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
WSBK$28.15M+35.1%$4.73M16.8%$127.1M
FLG$2.10B-1.4%$96.00M4.6%$4.39B
BBT$969.65M+103.9%$225.19M23.2%$2.57B
HFWA$314.90M+33.0%$77.45M24.6%$1.17B
NBBK$283.44M+43.2%$66.95M23.6%$978.9M
SMBC$204.74M+9.0%$75.29M36.8%$792.1M
TCBX$248.00M+24.8%$75.26M30.3%$665.1M
GCBC$95.87M+19.9%$44.65M46.6%$620.1M

WSBK FAQ

7 questions
  • What is WSBK revenue?
    Winchester Bancorp Inc. (WSBK) reported $28.15M of revenue for the twelve months ended Sep 30, 2026. That is up 35.1% from the year before. Revenue for fiscal 2026 was $26.26M.
  • Is WSBK profitable?
    Yes. Winchester Bancorp Inc. earned $4.73M in net income for the twelve months ended Sep 30, 2026, a net margin of 16.8%.
  • How much cash and debt does WSBK have?
    Winchester Bancorp Inc. reported $63.17M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is WSBK revenue growing?
    Winchester Bancorp Inc.'s revenue changed +36.0% in fiscal 2026, to $26.26M.
  • What is WSBK earnings per share?
    Diluted earnings per share were $0.52 for the twelve months ended Sep 30, 2026, from SEC filings, restated for any stock split those filings show.
  • When did WSBK last report financial results?
    The latest statements here come from Winchester Bancorp Inc.'s 10-Q filed on Nov 4, 2026, covering the period ended Sep 30, 2026.
  • Where does this WSBK financial data come from?
    Quantisnow builds these statements from the structured XBRL data Winchester Bancorp Inc. files with the SEC. It is provided for information only and is not investment advice.