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Financials · AAME

Atlantic American Corporation (AAME) financials

For fiscal 2025 (ended Dec 31, 2025), Atlantic American Corporation reported $210.44M of revenue and $6.02M of net income.

Revenue, FY2025
$210.44M
Revenue growth, YoY
+11.9%
Net income, FY2025
$6.02M
Net margin
2.9%
Free cash flow, FY2025
$32.41M
EPS, diluted, FY2025
$0.28
Cash
$43.64M
P/E
3.83
P/S
0.11
Market cap
$23.0M
Annual revenue$210.44M
FY2016FY2025
Annual net income$6.02M
FY2016FY2025
Annual free cash flow$32.41M
FY2016FY2025

AAME revenue and earnings growth

AAME revenueQ4 2025$51.27M

Quarter YoY
+4.8%
QoQ
-4.6%
FY YoY
+11.9%
5Y CAGR
+1.5%
10Y CAGR
+2.4%

AAME revenue was $51.27M in fiscal Q4 2025 (ended Dec 31, 2025), up 4.8% from a year earlier and down 4.6% from the prior quarter. For the full fiscal 2025 it was $210.44M, up 11.9% from fiscal 2024. Compound annual growth was +1.5% over 5 years and +2.4% over 10 years. It rose in 7 of the last 10 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

AAME net incomeQ4 2025$1.32M

Quarter YoY
-59.8%
QoQ
+129.1%
5Y CAGR
-13.1%
10Y CAGR
+3.2%

AAME net income was $1.32M in fiscal Q4 2025 (ended Dec 31, 2025), down 59.8% from a year earlier and up 129.1% from the prior quarter. For the full fiscal 2025 it was $6.02M, compared with -$1.39M in fiscal 2024. Compound annual growth was -13.1% over 5 years and +3.2% over 10 years.

AAME EPSQ4 2025$0.08

Quarter YoY
-46.7%
QoQ
+300.0%
5Y CAGR
-12.9%
10Y CAGR
+4.0%

AAME diluted EPS was $0.08 in fiscal Q4 2025 (ended Dec 31, 2025), down 46.7% from a year earlier and up 300.0% from the prior quarter. For the full fiscal 2025 it was $0.28, compared with -$0.09 in fiscal 2024. Compound annual growth was -12.9% over 5 years and +4.0% over 10 years.

AAME free cash flowQ4 2025$17.68M

Quarter YoY
+85.8%
QoQ
+167.4%
FY YoY
+608.4%
5Y CAGR
+30.0%
10Y CAGR
+32.9%

AAME free cash flow was $17.68M in fiscal Q4 2025 (ended Dec 31, 2025), up 85.8% from a year earlier and up 167.4% from the prior quarter. For the full fiscal 2025 it was $32.41M, up 608.4% from fiscal 2024. Compound annual growth was +30.0% over 5 years and +32.9% over 10 years. It rose in 3 of the last 5 fiscal years. Fiscal 2025 is the highest of the 15 fiscal years on file.

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Income statement

Income statement
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue$210.44M$188.08M$186.79M$187.85M$199.55M$195.35M$198.18M$185.55M$181.11M$166.08M
Operating income$3.70M-$1.32M$1.54M$9.63M-$1.50M$11.51M-$7.49M-$3.93M-$3.81M$929.0K
Interest expense$3.08M$3.42M$3.27M$1.95M$1.39M$1.61M$2.13M$2.04M$1.72M$1.56M
Pre-tax income$7.72M-$1.63M-$565.0K$2.10M$5.30M$15.50M-$407.0K-$971.0K$5.36M$3.52M
Income tax$1.70M-$232.0K-$394.0K$571.0K$1.02M$3.33M-$21.0K-$267.0K$828.0K$888.0K
Net income$6.02M-$1.39M-$171.0K$1.52M$4.28M$12.17M-$386.0K-$704.0K$4.53M$2.64M
EPS, basic$0.28-$0.09-$0.03$0.06$0.19$0.58-$0.04-$0.05$0.20$0.11
EPS, diluted$0.28-$0.09-$0.03$0.06$0.19$0.56-$0.04-$0.05$0.20$0.11
Diluted shares20.4M20.4M20.4M20.4M20.4M21.8M20.3M20.3M20.4M20.4M

Balance sheet

Balance sheet
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Cash and equivalents$43.64M$35.57M$28.30M$28.86M$24.75M$19.32M$12.89M$12.63M$24.55M$13.25M
Total assets$433.94M$382.04M$378.53M$367.06M$402.29M$405.19M$377.63M$344.27M$343.24M$318.60M
Total liabilities$313.15M$271.47M$273.99M$264.87M$261.00M$260.13M$259.23M$242.90M$230.26M$213.09M
Shareholders' equity$120.79M$110.57M$106.07M$102.19M$141.29M$145.06M$118.39M$101.37M$112.98M$105.51M

Cash flow

Cash flow
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Operating cash flow$32.87M$4.80M$2.62M$6.45M$1.09M$8.97M-$1.81M$4.46M$12.17M$1.32M
Capital expenditures$466.0K$225.0K$80.0K$126.0K$107.0K$233.0K$69.0K$281.0K$103.0K$396.0K
Free cash flow$32.41M$4.58M$2.54M$6.33M$981.0K$8.74M-$1.88M$4.18M$12.07M$920.0K
Investing cash flow-$25.00M$2.28M-$3.37M-$3.43M$5.30M-$2.06M$3.01M-$14.79M$593.0K-$2.23M
Financing cash flow$189.0K$186.0K$181.0K$1.08M-$954.0K-$481.0K-$939.0K-$1.59M-$1.47M-$1.45M
Dividends paid$408.0K$408.0K$408.0K$408.0K$408.0K$0$403.0K$407.0K$408.0K$408.0K
Share repurchases-----$0$71.0K$597.0K$692.0K$698.0K
Depreciation and amortization$438.0K$366.0K$652.0K$890.0K$1.00M$980.0K$996.0K$987.0K$1.44M$1.21M

Key ratios

Key ratios
Line item
FY2025
Dec 31, 2025
FY2024
Dec 31, 2024
FY2023
Dec 31, 2023
FY2022
Dec 31, 2022
FY2021
Dec 31, 2021
FY2020
Dec 31, 2020
FY2019
Dec 31, 2019
FY2018
Dec 31, 2018
FY2017
Dec 31, 2017
FY2016
Dec 31, 2016
Revenue growth, YoY11.9%0.7%-0.6%-5.9%2.2%-1.4%6.8%2.5%9.1%0.1%
Net income growth, YoY----64.4%-64.8%---71.8%-39.9%
EPS growth, YoY----68.4%-66.1%---81.8%-42.1%
Operating margin1.8%-0.7%0.8%5.1%-0.7%5.9%-3.8%-2.1%-2.1%0.6%
Net margin2.9%-0.7%-0.1%0.8%2.1%6.2%-0.2%-0.4%2.5%1.6%
Free cash flow margin15.4%2.4%1.4%3.4%0.5%4.5%-0.9%2.3%6.7%0.6%
Return on equity5.0%-1.3%-0.2%1.5%3.0%8.4%-0.3%-0.7%4.0%2.5%
Return on assets1.4%-0.4%-0.0%0.4%1.1%3.0%-0.1%-0.2%1.3%0.8%

Source: XBRL data Atlantic American Corporation files with the SEC, latest filing dated Oct 19, 2026 (see filings on SEC EDGAR). Provided for information only, not investment advice. Check the filing before relying on a number.

* Worked out from the filings rather than stated in them: Q4 is the full year less the first nine months.

Per-share figures are as filed. The filings show no stock split in these periods.

EPS growth is left out where the share count moved enough to suggest a split the filings do not show. Growth rates need a positive starting figure. CAGR is compound annual growth between fiscal years. The CSV holds every period on file, in full figures, from the same SEC filings.

AAME peers

CompanyRevenueGrowthNet incomeNet marginMarket cap
AAME$210.44M+11.9%$6.02M2.9%$23.0M
MFCC$8.13B+7.1%C$5.57B68.5%$73.04B
MET$82.56B+14.8%$5.13B6.2%$64.61B
PRU$61.33B+6.5%$3.88B6.3%$41.86B
SLFC$41.90B+8.0%C$3.55B8.5%$40.95B
PUK$11.49B+7.0%$3.98B34.6%$32.51B
RGA$27.32B+22.5%$1.71B6.3%$17.42B
CRBG$20.81B+13.6%$2.20B10.6%$15.74B
AEG--€977.00M-$15.45B

AAME FAQ

8 questions
  • What is AAME revenue?
    Atlantic American Corporation (AAME) reported $210.44M of revenue for fiscal 2025 (ended Dec 31, 2025). That is up 11.9% from the year before.
  • Is AAME profitable?
    Yes. Atlantic American Corporation earned $6.02M in net income for fiscal 2025 (ended Dec 31, 2025), a net margin of 2.9%.
  • How much cash and debt does AAME have?
    Atlantic American Corporation reported $43.64M in cash and cash equivalents on its most recent balance sheet in SEC filings.
  • How fast is AAME revenue growing?
    Atlantic American Corporation's revenue changed +11.9% in fiscal 2025, to $210.44M. Its compound annual growth rate was +1.5% over 5 years and +2.4% over 10 years.
  • What is AAME free cash flow?
    Atlantic American Corporation generated $32.41M of free cash flow for fiscal 2025 (ended Dec 31, 2025), which is operating cash flow of $32.87M less capital expenditures.
  • What is AAME earnings per share?
    Diluted earnings per share were $0.28 for fiscal 2025 (ended Dec 31, 2025), from SEC filings, restated for any stock split those filings show.
  • When did AAME last report financial results?
    The latest statements here come from Atlantic American Corporation's 10-K/A filed on Oct 19, 2026, covering the period ended Dec 31, 2025.
  • Where does this AAME financial data come from?
    Quantisnow builds these statements from the structured XBRL data Atlantic American Corporation files with the SEC. It is provided for information only and is not investment advice.